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OCR: How To Start A Small Business (SBA Documentation) Page 29 The SBA offers a variety of financing options for small businesses. However, it rarely makes a direct loan to an individual or company. The Agency is primarily a guarantor - it guarantees loans made by banks & other private lenders to small business clients. SBA guaranteed loans generally do not exceed $500,000, of which the Agency guarantees 85 or 90 percent of the loan balance to the bank. The average size of an SBA guaranteed loan is $175,000 & the average maturity about eight years. SBA guaranteed loans are obtained through private lenders. HOW TO GET MORE INFORMATION Information is power! - Make it your business to know what business information is available, where to get it & most importantly, how to use it. Sources of informa ...