旼컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴커 � How To Start A Small Business (SBA Documentation) Page 29 � 쳐컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴캑 � The SBA offers a variety of financing options for small businesses. � � However, it rarely makes a direct loan to an individual or company. The � � Agency is primarily a guarantor - it guarantees loans made by banks & � � other private lenders to small business clients. � � � � SBA guaranteed loans generally do not exceed $500,000, of which the � � Agency guarantees 85 or 90 percent of the loan balance to the bank. The � � average size of an SBA guaranteed loan is $175,000 & the average � � maturity about eight years. SBA guaranteed loans are obtained through � � private lenders. � � � � HOW TO GET MORE INFORMATION � � Information is power! - Make it your business to know what business � � information is available, where to get it & most importantly, how to � � use it. Sources of information include: � � U.S. SMALL BUSINESS ADMINISTRATION � � � SBA District Offices � � � Small Business Development Centers (SBDCs) � � � Service Corps of Retired Executives (SCORE) � � � Small Business Institutes (SBIs) � 읕컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴켸