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OCR: How To Start A Small Business (SBA Documentation) Page 23 This information summary focuses on the ways a small business can raise money & describes how to prepare a loan proposal. WHERE TO FIND THE MONEY YOU NEED There are several sources to consider when looking for funding. It is important that you explore all of your options before making a decision. . Personal Savings: Most new businesses are started with the primary source of capital coming from personal savings & other forms of personal equity. Friends & Relatives: Many entrepreneurs look to private sources such as friends & family when starting out in a business venture. Often- times, money is loaned at no interest, or with low interest, which can be beneficial when getting started. Venture Capital Firms: These firms provide start-u ...