Goals for each quarter of the next six months are to be agreed upon. Fro the next quarter this may involve some modification of the goals previously established of this period. In making modifications, it is important that the overall Company goals be kept in mind: for example, if the Company (reflected in the financial forecast) still expects a program's upgrade to be out on a certain date, then the developers' goals should continue to reflect that.
(f) Development Plan
On an annual basis, or more frequently if desired by the employee or supervisor, a development plan for the employee is to be written (Form 3). This is to address educational, training, and experience requirements that both agree would be desirable over the next year. What such efforts will accomplish should also be noted (for example, the employee is then ready for promotion, then ready for some additional responsibilities, etc). Note, of course, that the Company cannot promise new positions or responsibilities in th"""""""""""""""""""
"""""""""""""""""""""""""""
FROM:`
Formj
TO:ki
&w(^b
.fw.5
c}[#zS
@date
@time
@number
manner in which it was carried out. The employee should send this form to Human Resources within 5 days of the Performance Review discussions being complete.
Other Performance Review Items
Ratings
Ratings are to be expressed form 1 (best) to 5 (worst). A decimal point (e.g. 2.5) may be used.
Level 1:
To be used only when the results greatly exceed expectations. It is the maximum rating, rarely used, and
only for exceptional performance.
Level 2:
Results generally exceeded expectations. An employee
would earn this rating by exceeding, for most objectives, performance standards set for quantity, quality, or deadline schedules.
Level 3:
Generally meet the required level for most objectives.
This is a positive rating, indicating a strong, fully-
acceptable performance.
Level 4:
Results did not meet performance standards for many
objectives. Improvement is nee
rrison x8980
Income is Gross Monthly.
Only loans that are greater than 1 year. Car loans, home loans, etc...
0.00ARM30100.00200.00250.00866.
Total purchase price.
.004975.002216.
A number between 1 and 100.
191.670.0
In years.
032.302860.01
This form will calculate Fixed or ARM (Adjustable Rate Mortgage)
Enter an "a" for ARM or "f" for Fixed
>#1:if #1="" then {@msg("Field cannot
!Value must fall between 1 and 100.
!Field cannot be blank -- Press F1 for help
!fixed
!Fixed
!fixed
!fixed
!fixed
n <AM
FIXED
ARM II
ARM III
month)
Inspections <AP
0.0218500.00200.4225240.050.00125.0051763.2
M180000.009.500.90100.00180.00250.00780.00250.
100250250751251.333.00
#2#3#4#5#6=#2+#3+#4#7=#6-#5>#10:#40=#10*.001>#11:if #11>100 OR #11 < 0 THEN {@msg("Value must fall between 1 and 100."); goto #11}>#20:if #20<=100 then #20=#10*(#20/100)>#1:if #1="" then {@msg("Field cannot be blank -- Press F1 for help"); goto #1} else lookup(#1,1,#1)#21#30#40#50#130:if #1="ARM" or #1="fixed" then #130=(#10*.013)/3 else #130=0#60#140:if #1="Fixed" then #140=((#10-#20)*.001666667) else #140=0#70#80#150#90=(#10-#20)*.02#160=(#10-#20)*((#11*.01)/12)#100=(#10*.0033)/2>#110:if #1="fixed" then goto #260 else goto #280#170:if #1="fixed" then #170=#10-#20*.01/12 else #170=0#120=@sum(#30..#110)#180=@sum(#130..#170)#181=#120#220=#10-#20#230=#11#190=#180#240=@pmt(#220,(#230*.01)/12,#21*12)#200=#20#231#250:if #231<>"" then #250=#10*(#231/100)/12#210=#181+#190+#200>#260:goto #280#270:if #1="fixed" then #270=#220*.000416667 else #270=0#300: #300=12*(#290+#5)/(#299/100)#280#303= #6 * 12#290=@sum(#240..#280)#299#410=(#290+#5)/#6*100#400=(#240+#250)/#6*100#411=#7-#2900<#900:goto #41100=12*#290/.33#280#290=@sum(#240..#280)#400=(#240+#250)/#6*100#410=(#290+#5)/#6*100#411=#7-#290hen #330=@pmt(#301,#310/12*.01,180)#340=#290+#320#400=(#240+#250)/#6*100#410=(#290+#5)/#6*100#411=#7-#340 to 1st of month)
Inspections <AO
> Mortgage Ins. 1% <AP >
AQ > <AR
ACQUISITION COSTS ESTIM
Feb 2, 1990
11:24 am
Q&A WRITE -- B. Emerald
A
Loan Calculator
Buyer's Income
Monthly Income:AA > Spouse's Income:AB >
Other Income:AC > Total monthly expenses:AD >
Total Income:AE > Net Income:AF >
Property Data
Purchase Price:AG > Interest rate %:AH >
Down Payment:AI > Loan type:AJ >Term:AK > Years
PgDn for more
Buyer's Estimated Closing costs
Non-Recurring Costs
Credit Report <AL > Recurring Costs
Alta Policy <AM >
Drawing fees, <AN > 4 Months tax <AO >
Notary fees, Rec reserve
Appraisal fee <AP > 4 Months PMI <AQ >
Tax Service <AR > reserve
Termite Report <AS > 4 Months Fire Ins <AT >
Loan Origination <AU > reserve
(2 points) 30 Days interest <AV >
Transfer tax <AW > (COE to 1st of month)
Inspections <AX > Mortgage Ins. 1% <AY >
TOTALS| <AZ > <Aa >
PgDn for more
ACQUISITION COSTS
ESTIMATED MONTHLY PAYMENT
Total non-recurring <Ab >
Loan <Ac ><Ad >%
Total recurring <Ae >
Principal & Int <Af >
Down Payment <Ag >
Taxes <Ah >% <Ai >
TOTAL <Aj >
Insurance <Ak >
Mortgage Insurance <Al >
Minimum
Income to qualify <Am >
Home owners <An >
Your total income <Ao >
PgDn for more
Qualifying Data
TOTAL PAYMENT <Ap >
Lenders Ratio <Aq >% Total Expense ratio <Ar >%
PITI ratio <As >% Disposable Income <At >
NOTE| all figures are drawn from reliable sources and/or experience
but in all cases they are estimates. Your final costs may
reflect minor fluctuations up or down.
PgUp for more
><sp><sp><sp><sp><sp><sp
Mortgage Qualification Manager
This database accepts information regarding income and expenses and calculates useful information regarding loan qualification. It can be used as a "what if?" tool to discover loan maximums and to track various costs involved with the purchase of property.
(Press any key to exit Help)
All these are in dollars.
ualificatio
Private Mortgage Insurace.
Close of Escrow.
!
Percent dedicated to property taxes.
Property Taxes.
The ratio that the lender sets which should not be exceeded by the Total Expense Ratio. Total Expense Ratio equals
Total Monthly Payments
Total Income
Total Income:
See help for lenders ratio.
Payment, Interest, Taxes, Impounds ratio does not consider other expenses in the the total expense ratio equation.
(.txt)