SYMANTEC TOUCHBASE DATABASE
rrison x8980
Goals for each quarter of the next six months are to be agreed upon.  Fro the next quarter this may involve some modification of the goals previously established of this period.  In making modifications, it is important that the overall Company goals be kept in mind: for example, if the Company (reflected in the financial forecast) still expects a program's upgrade to be out on a certain date, then the developers' goals should continue to reflect that.
(f) Development Plan
On an annual basis, or more frequently if desired by the employee or supervisor, a development plan for the employee is to be written (Form 3).  This is to address educational, training, and experience requirements that both agree would be desirable over the next year.  What such efforts will accomplish should also be noted (for example, the employee is then ready for promotion, then ready for some additional responsibilities, etc).  Note, of course, that the Company cannot promise new positions or responsibilities in th"""""""""""""""""""
"""""""""""""""""""""""""""
FROM:`
Formj
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@date
@time
@number
 manner in which it was carried out.  The employee should send this form to Human Resources within 5 days of the Performance Review discussions being complete.
Other Performance Review Items
Ratings
Ratings are to be expressed form 1 (best) to 5 (worst).  A decimal point (e.g. 2.5) may be used.
Level 1:
  To be used only when the results greatly exceed                      expectations.  It is the maximum rating, rarely used, and
          only for exceptional performance.
Level 2:
  Results generally exceeded expectations.  An employee
          would earn this rating by exceeding, for most objectives, performance standards set for quantity, quality, or deadline schedules.
Level 3:
  Generally meet the required level for most objectives.
          This is a positive rating, indicating a strong, fully-
          acceptable performance.
Level 4:
  Results did not meet performance standards for many        
          objectives.  Improvement is nee
rrison x8980
Income is Gross Monthly.
Only loans that are greater than 1 year.  Car loans, home loans, etc...
0.00ARM30100.00200.00250.00866.	
Total purchase price.
.004975.002216.
A number between 1 and 100.
191.670.0
In years.  
032.302860.01        
       
This form will calculate Fixed or ARM (Adjustable Rate Mortgage)
      Enter an "a" for ARM or "f" for Fixed
>#1:if #1="" then {@msg("Field cannot 
!Value must fall between 1 and 100.
!Field cannot be blank -- Press F1 for help
!fixed
!Fixed
!fixed
!fixed
!fixed
n <AM            
FIXED
ARM II
ARM III
 month)
Inspections <AP        
0.0218500.00200.4225240.050.00125.0051763.2
M180000.009.500.90100.00180.00250.00780.00250.
100250250751251.333.00
#2#3#4#5#6=#2+#3+#4#7=#6-#5>#10:#40=#10*.001>#11:if #11>100 OR #11 < 0 THEN {@msg("Value must fall between 1 and 100."); goto #11}>#20:if #20<=100 then #20=#10*(#20/100)>#1:if #1="" then {@msg("Field cannot be blank -- Press F1 for help"); goto #1} else lookup(#1,1,#1)#21#30#40#50#130:if #1="ARM" or #1="fixed" then #130=(#10*.013)/3 else #130=0#60#140:if #1="Fixed" then #140=((#10-#20)*.001666667) else #140=0#70#80#150#90=(#10-#20)*.02#160=(#10-#20)*((#11*.01)/12)#100=(#10*.0033)/2>#110:if #1="fixed" then goto #260 else goto #280#170:if #1="fixed" then #170=#10-#20*.01/12 else #170=0#120=@sum(#30..#110)#180=@sum(#130..#170)#181=#120#220=#10-#20#230=#11#190=#180#240=@pmt(#220,(#230*.01)/12,#21*12)#200=#20#231#250:if #231<>"" then #250=#10*(#231/100)/12#210=#181+#190+#200>#260:goto #280#270:if #1="fixed" then #270=#220*.000416667 else #270=0#300: #300=12*(#290+#5)/(#299/100)#280#303= #6 * 12#290=@sum(#240..#280)#299#410=(#290+#5)/#6*100#400=(#240+#250)/#6*100#411=#7-#2900<#900:goto #41100=12*#290/.33#280#290=@sum(#240..#280)#400=(#240+#250)/#6*100#410=(#290+#5)/#6*100#411=#7-#290hen #330=@pmt(#301,#310/12*.01,180)#340=#290+#320#400=(#240+#250)/#6*100#410=(#290+#5)/#6*100#411=#7-#340  to 1st of month)
Inspections <AO  
    >          Mortgage Ins. 1% <AP         >
AQ                 >                           <AR 
      ACQUISITION COSTS                     ESTIM
Feb 2, 1990
 11:24 am
          Q&A WRITE -- B. Emerald                                                                                                                                               
A                             
 Loan Calculator 
                              
 Buyer's Income 
                            
                             
  Monthly Income:AA             >         Spouse's Income:AB            >  
                                                                           
    Other Income:AC             >  Total monthly expenses:AD            >  
                                                                           
    Total Income:AE             >              Net Income:AF            >  
                              
 Property Data 
                            
                              
  Purchase Price:AG             >         Interest rate %:AH            >  
                                                                           
    Down Payment:AI             > Loan type:AJ      >Term:AK       > Years 
                              
 PgDn for more 
                      
 Buyer's Estimated Closing costs  
                    
                   
    Non-Recurring Costs                                                    
                                                    
  Credit Report    <AL             >      Recurring Costs                  
  Alta Policy      <AM             >      
                  
  Drawing fees,    <AN             >     4 Months tax       <AO           >
    Notary fees, Rec                         reserve                       
  Appraisal fee    <AP             >     4 Months PMI       <AQ           >
  Tax Service      <AR             >          reserve                      
  Termite Report   <AS             >     4 Months Fire Ins  <AT           >
  Loan Origination <AU             >          reserve                      
   (2 points)                           30 Days interest    <AV           >
  Transfer tax     <AW             >    (COE to 1st of month)              
                                                                           
  Inspections      <AX             >       Mortgage Ins. 1% <AY           >
  TOTALS|          <AZ             >                        <Aa           >
                              
 PgDn for more 
                  
 ACQUISITION COSTS 
 ESTIMATED MONTHLY PAYMENT 
               
        
 Total non-recurring <Ab           >  
  Loan <Ac           ><Ad           >% 
                                      
                                       
 Total recurring     <Ae           >  
   Principal & Int    <Af           >  
                                      
                                       
 Down Payment        <Ag           >  
   Taxes <Ah >%       <Ai           >  
                                      
                                       
             TOTAL   <Aj           >  
   Insurance          <Ak           >  
                                      
                                       
                                      
   Mortgage Insurance <Al           >  
 Minimum                              
                                       
 Income to qualify   <Am           >  
   Home owners        <An           >  
 Your total income   <Ao           >  
                                       
                              
 PgDn for more 
 Qualifying Data 
                                                       
                                     TOTAL PAYMENT       <Ap             >  
                                                                            
   Lenders Ratio <Aq             >%  Total Expense ratio <Ar             >% 
                                                                            
   PITI ratio    <As             >%  Disposable Income   <At             >  
                                                                            
    NOTE| all figures are drawn from reliable sources and/or experience
          but in all cases they are estimates.  Your final costs may
          reflect minor fluctuations up or down.
                              
 PgUp for more 
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Mortgage Qualification Manager  
                               
This database accepts information regarding income and expenses and calculates useful information regarding loan qualification. It can be used as a "what if?" tool to discover loan maximums and to track various costs involved with the purchase of property.
                             (Press any key to exit Help)
                                                  
All these are in dollars.
ualificatio
Private Mortgage Insurace.
Close of Escrow.
           !
Percent dedicated to property taxes.
Property Taxes.
             
The ratio that the lender sets which should not be exceeded by the Total Expense Ratio. Total Expense Ratio equals    
                                                          
               Total Monthly Payments                     
               
                    Total Income
Total Income:
               
See help for lenders ratio.
Payment, Interest, Taxes, Impounds ratio does not consider other expenses in the the total expense ratio equation.
                            
 Loan Calculator 
 Buyer's Income 
                            
                             
Monthly Income:
               
Spouse's Income:
              
                                                                           
Other Income:
               
Total monthly expenses:
              
                                                                           
Total Income:
               
Net Income:
              
 Property Data 
                            
                              
Purchase Price:
               
Interest rate %:
              
                                                                           
Down Payment:
               
Loan type:
        
Term:
	         
Years 
 PgDn for more 
reserve                      
 Buyer's Estimated Closing costs  
                    
                   
    Non-Recurring Costs                                                    
                                                    
Credit Report
               
,"Recurring Costs                  
Alta Policy
               
                  
Drawing fees,
               
4 Months tax
             
    Notary fees, Rec                         reserve                       
Appraisal fee
               
4 Months PMI
             
Tax Service
               
reserve                      
Termite Report
               
4 Months Fire Ins
             
Loan Origination
               
reserve                      
   (2 points)                          
30 Days interest
             
Transfer tax
               
*$(COE to 1st of month)              
                                                                           
Inspections
               
Mortgage Ins. 1%
             
TOTALS|
               
             
 PgDn for more 
	Insurance(
                  
 ACQUISITION COSTS 
 ESTIMATED MONTHLY PAYMENT 
               
        
Total non-recurring
             
             
             
                                      
                                       
Total recurring
             
Principal & Int
             
                                      
                                       
Down Payment
             
Taxes
             
                                      
                                       
            
TOTAL
             
	Insurance
             
                                      
                                       
                                      
Mortgage Insurance
             
 Minimum                              
                                       
Income to qualify
             
Home owners
             
Your total income
             
                                       
 PgDn for more 
or experience
:but in all cases th
3000.002000.000.00400.005000.004600.00200000.0010.0020000.00ARM30100.00200.00250.00866.67250.000.0075.00125.003600.001500.00330.0045.000.004975.002366.674975.00180000.0010.002366.671579.6320000.001.0166.6727341.670.0068139.00125.0060000.001871.3040.0045.4334.932728.703649.833639.33-177491.67ERR4750.00
              
 Qualifying Data 
                                                       
                                    
TOTAL PAYMENT
               
                                                                            
Lenders Ratio
               
Total Expense ratio
               
                                                                            
PITI ratio
               
Disposable Income
               
                                                                            
CNOTE| all figures are drawn from reliable sources and/or experience
:but in all cases they are estimates.  Your final costs may
&reflect minor fluctuations up or down.
 PgUp for more