home
***
CD-ROM
|
disk
|
FTP
|
other
***
search
/
The Glitch Apple Disk Collection
/
2014.glitch.apple.collection.zip
/
indexed
/
VISICALC.DSK
/
IRA.VC.txt
< prev
next >
Wrap
Text File
|
2014-09-09
|
5KB
|
197 lines
>BJ84:" All rights reserved.
>BJ83:" Software Arts, Inc.
>BJ82:" Copyright (c) 1984
>BJ80:" ** END **
>BJ78:"tion on using VisiCalc.
>BJ77:"material for more informa-
>BJ76:"See the included reference
>BJ75:"suit your particular needs.
>BJ74:"easily expand the model to
>BJ73:"use of VisiCalc. You can
>BJ72:" This model shows a typical
>BJ71:"view.
>BJ70:"til the table comes into
>BJ69:"press the down arrow key un-
>BJ68:"semicolon key (;), then
>BJ67:"upper window by pressing the
>BJ66:"first move the cursor to the
>BJ65:"deposits. To see the table,
>BJ64:"date for each year of the
>BJ63:"value of the IRA fund to
>BJ62:"screen) that shows the
>BJ61:"a table (off the visible
>BJ60:" This model also includes
>BJ59:"will be $35632.60.
>BJ58:"maturity, shown in cell C11,
>BJ57:"each annual withdrawal after
>BJ56:"be $298126.81. The amount of
>BJ55:"the annual $1000 deposits to
>BJ54:"computed the future value of
>BJ53:"can see that the model has
>BJ52:" By looking at cell C9, you
>BJ51:"(!) for the solution.
>BJ50:" Press the exclamation key
>C49:"nstructions
>B49:" ; to return to i
>A49:/FR"Press
>BJ48:"5) No. withdrawals 15 ->
>B48:/F$+B47+C5*(1+(C2/100))
>A48:+A47+1
>BJ47:"4) Annual deposits 1000 ->
>B47:/F$+B46+C5*(1+(C2/100))
>A47:+A46+1
>BJ46:"3) IRA maturity age 65 ->
>B46:/F$+B45+C5*(1+(C2/100))
>A46:+A45+1
>BJ45:"2) Starting age 30 ->
>B45:/F$+B44+C5*(1+(C2/100))
>A45:+A44+1
>BJ44:"1) Interest rate 10 ->
>B44:/F$+B43+C5*(1+(C2/100))
>A44:+A43+1
>B43:/F$+B42+C5*(1+(C2/100))
>A43:+A42+1
>BJ42:"upper window.)
>B42:/F$+B41+C5*(1+(C2/100))
>A42:+A41+1
>BJ41:"appear immediately in the
>B41:/F$+B40+C5*(1+(C2/100))
>A41:+A40+1
>BJ40:"the entered values will not
>B40:/F$+B39+C5*(1+(C2/100))
>A40:+A39+1
>BJ39:"for manual recalculation,
>B39:/F$+B38+C5*(1+(C2/100))
>A39:+A38+1
>BJ38:"(Because the model was set
>B38:/F$+B37+C5*(1+(C2/100))
>A38:+A37+1
>BJ37:"the data as shown below.
>B37:/F$+B36+C5*(1+(C2/100))
>A37:+A36+1
>BJ36:"right arrow key, and enter
>B36:/F$+B35+C5*(1+(C2/100))
>A36:+A35+1
>BJ35:"umn at right by using the
>B35:/F$+B34+C5*(1+(C2/100))
>A35:+A34+1
>BJ34:"move the cursor to the col-
>B34:/F$+B33+C5*(1+(C2/100))
>A34:+A33+1
>BJ33:" To solve this problem,
>B33:/F$+B32+C5*(1+(C2/100))
>A33:+A32+1
>BJ32:"tirement period of 15 years?
>B32:/F$+B31+C5*(1+(C2/100))
>A32:+A31+1
>BJ31:"withdraw annually over a re-
>B31:/F$+B30+C5*(1+(C2/100))
>A31:+A30+1
>BJ30:"much will you be able to
>B30:/F$+B29+C5*(1+(C2/100))
>A30:+A29+1
>BJ29:"you retire at age 65? How
>B29:/F$+B28+C5*(1+(C2/100))
>A29:+A28+1
>BJ28:"will the fund be worth when
>B28:/F$+B27+C5*(1+(C2/100))
>A28:+A27+1
>BJ27:"terest rate of 10%, how much
>B27:/F$+B26+C5*(1+(C2/100))
>A27:+A26+1
>BJ26:"$1000. At an anticipated in-
>B26:/F$+B25+C5*(1+(C2/100))
>A26:+A25+1
>BJ25:"the first annual deposit of
>B25:/F$+B24+C5*(1+(C2/100))
>A25:+A24+1
>BJ24:"you open an IRA account with
>B24:/F$+B23+C5*(1+(C2/100))
>A24:+A23+1
>BJ23:" Example: At the age of 30,
>B23:/F$+B22+C5*(1+(C2/100))
>A23:+A22+1
>BJ22:"umn C in the upper window.
>B22:/F$+B21+C5*(1+(C2/100))
>A22:+A21+1
>BJ21:"display these values in col-
>B21:/F$+B20+C5*(1+(C2/100))
>A21:+A20+1
>BJ20:"of this text. The model will
>B20:/F$+B19+C5*(1+(C2/100))
>A20:+A19+1
>BJ19:"in the column to the right
>B19:/F$+B18+C5*(1+(C2/100))
>A19:+A18+1
>BJ18:"you will enter input data
>B18:/F$+B17+C5*(1+(C2/100))
>A18:+A17+1
>BJ17:"solve the sample problem,
>B17:/F$+B16+C5*(1+(C2/100))
>A17:+A16+1
>BJ16:"to be used in this model. To
>B16:/F$+B15+C5*(1+(C2/100))
>A16:+A15+1
>BJ15:"screen shows the variables
>B15:/F$+B14+C5*(1+(C2/100))
>A15:+A14+1
>BJ14:" The upper window of your
>B14:/F$+C5*(1+(C2/100))
>A14:+C3+1
>BJ13:"solve a sample problem.
>B13:/FR"Value of fund
>A13:/FR"Age
>BJ12:"Follow these instructions to
>BJ11:"an IRA or similar account.
>C11:/F$@IF(C7=0,0,C9*(C2/100)/(1+(C2/100))*(1+(1/((1+(C2/100))^C7-1))))
>B11:" after maturity =
>A11:" drawals
>BJ10:"of annual deposits made to
>B10:"f annual with-
>A10:" Amount o
>BJ9:"to analyze the future value
>C9:/F$@IF(C4=0,0,C5*(1+(C2/100))*((1+(C2/100))^(C4-C3)-1/(C2/100)))
>B9:"e at maturity =
>A9:" IRA valu
>BJ8:"how VisiCalc (R) can be used
>BJ7:" This model demonstrates
>C7:@IF(@ISERROR(BK48),0,BK48)
>B7:"fter maturity =
>A7:" ments a
>B6:"f annual pay-
>A6:" Number o
>BJ5:"see more text.
>C5:@IF(@ISERROR(BK47),0,BK47)
>B5:"eposit amount =
>A5:" Annual d
>BJ4:" Press the down arrow to
>C4:@IF(@ISERROR(BK46),0,BK46)
>B4:"RA maturity =
>A4:" Age at I
>C3:@IF(@ISERROR(BK45),0,BK45)
>B3:"tart of IRA =
>A3:" Age at s
>BJ2:" ** IRA INVESTMENT **
>C2:@IF(@ISERROR(BK44),0,BK44)
>B2:"d interest rate =
>A2:" Estimate
>A1:/GCC9
>B1:/GCC17
>C1:/GCC11
>D1:/GCC10
>E1:/GCC9
>F1:/GCC9
>G1:/GCC9
>BI1:/GCC2
>BJ1:/GCC28
>BK1:/GCC7
/W1
/GOR
/GRM
/GPL
/XH13
/GC9
/X-/X>A1:>A1:;/GC9
/X>BI1:>BI1:/TV
/X-/X>BI1:>BJ2: