*Note to current users of Desktop Notes* there has been an update to the bug in 1.0, so go get it. Desktop Notes builds itself in to the Windows95 shell. All you have to do is right-click the desktop and click New Desktop Note. Doesn't even require an .EXE file.
This small 32-bit app enables you to type part of the name of one or more folders, and then watch them appear as windows on the Win95 desktop. Separate each partial name with spaces. If you simply press return, the C:\ root folder appears. For more info, check out the FindFolder Home Page.