Transcription: Your answers indicate that you have great borrowing habits. You tend to be a cautious and attentive credit user. You understand the cost of credit and know how to capitalize on the advantages of using it. You are making credit work for you. Yes, credit is costly, but making more than minimum payments, paying the full balance when the monthly statement arrives, and knowing when to charge and when not to charge makes you a winner. You will continue to have positive experiences as long as you continue positive practices. Congratulations! Keep up the good work!
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