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- Money can't buy happiness.
-
- Every family member should have
- a role in family spending decisions.
-
- People who spend on wants before
- ensuring the bills are paid are
- not financially responsible.
-
- I understand my employee benefits
- and take full advantage of them.
-
- I believe in giving back by
- contributing time and money to
- church, charity or my community.
-
- My liquid savings help
- smooth out the financial
- ups and downs in life.
-
- Car repairs may be unpredictable,
- but I still plan for them.
-
- Little bits add up ... so I control
- my miscellaneous spending.
-
- Comparison shopping is critical
- especially when it comes to big
- ticket items.
-
- Paying bills on time is paramount
- for me. It's how I earned my
- good credit record.
-
- Financial success begins not just with
- earning money, but when spending, sav-
- ing and investing decisions are made.
-
- I contribute regularly to my
- retirement plan because the key to
- reaching my goals is to start early.
-
- Credit used without constraint
- makes you a prisoner to your bills.
-
- "I work hard and deserve to enjoy my
- money" can be a self-destructive
- financial planning attitude.
-
- I have made a written list of all my
- debts and financial assets within
- the past 12 months.
-
-