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- Rent or mortgage often requires
- the largest percentage of a
- family income. It is crucial
- that families have a stable
- living environment, therefore,
- when deciding how much debt a
- family can afford it is
- advisable that families not
- take a risk on monies allocated
- for shelter, but look at income
- available after the most
- expensive and crucial budgeted
- item has been deducted.