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- The cheapest source of credit is
- borrowing using your own saved
- funds or borrowing from family
- members or friends at low or no
- interest. You may also want to
- seek options at the bank or credit
- union in which you are a member
- and negotiate your interest rate
- based on the fact that you have
- established accounts at the
- institution and will allow direct
- payments from your account.
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