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- It is very likely that couples
- borrowing habits may differ. If
- this is your situation, it will
- be important that you and your
- partner discuss your goals and
- how you will work together to
- achieve them. Remember when joint
- credit accounts are established
- both people will be responsible
- for the account payment. Therefore
- if bills are paid timely both
- partner's credit reports will
- reflect it, however if bills are
- not paid timely it will also be on
- both accounts.
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