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  1. Your risk tolerance helps you 
  2. to determine how much 
  3. investment risk you may want 
  4. to undertake. As debt 
  5. responsibilities decrease, 
  6. investment opportunities should 
  7. increase. Consider 
  8. recalculating your risk 
  9. tolerance each year to determine 
  10. if your risk tolerance has 
  11. changed.
  12.