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- Allowing your expenses to exceed
- your income is a bad position in
- which to be. Unless an unexpected
- situation, such as a layoff from
- work or major medical bills, forced
- you to spend more than your
- income, you'd better review your
- budget with a critical eye. Ask
- yourself if you could lower some
- of your expenses by eating out
- less frequently, purchasing less
- clothing or by lowering your food
- budget.
-