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- Most people have some vague
- idea of their household income
- and expenses, but in order to
- make the best use of your money,
- you should develop a budget. An
- accurate budget will help you
- determine if your expenses are
- more than your income can
- support, point out areas where
- you spend more money than
- necessary, and help you plan
- realistically to improve your
- spending habits.
-