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- Use designated savings for each
- goal. You may keep all the money
- set aside for short-term goals in
- one account. Keep a separate
- accounting for each goal. Use a
- ledger with each goal listed across
- the top. Post savings added for
- each goal. Record the date in the
- margin of the ledger and write the
- dollar amount contributed under the
- goal. Occasionally, tally the
- contributions under each goal to
- measure your progress.
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-