Hacker Chronicles 2 (Alt)

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Text File | 1995-01-03 | 22.6 KB | 528 lines

____ _________ _________ / / / / / ______/ / / / ---- / / / / / / ______/ / /_____ / / / / /_____ / / / / / / / / / / / _____/ / /___/ /__/ /_______/ INFINITE POSSIBILITIES SOCIETY -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*>=- -=<*> IPS:A Ruthless Criminal Organization dedicated to World Conquest.We will die for our cause!!Destroy The SYSTEM!! $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ MEMBERS ------- Evil Priest PRESENTS Citizen-One Metal Ripper Economic Ruler TRW MASTER FILE - 1 =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-= This file is the most complete and best file about TRW that has ever been written in existance. In my oppinion TRW is the best credit reporting service that ever existed. There is of course CBI / Equifax. I got all my experience with TRW after working with their customer service for 2 months, so this information is valid. The purpose of this file is to teach the user ways one can get a TRW account and use it. The author in no way is responsible for the actions of the people who read this file. It is intended for informational purposes only. Screw that. I hope you go hack and hack them TRW's untill all of us become as rich as the BANKS. I fully support all of this and hell yeh I am responsible. I hope you will use this knowledge to beat the system. Just remember : FIGHT THE POWER - BECOME THE POWER -Evil Priest/IPS TRW HISTORY ----------- To tell you the truth I have no idea what the history of TRW is. The letters TRW stand for Thompson Rampley and Woodright , or something like that. The three founders of the company. TRW not only deals with credit but has extensive dealings with many other points of industry. The Hubbles Space Telescope was in fact partially sponcered by TRW. WHAT IS TRW ----------- TRW is the largest databank of information that I know of regarding people's credit. About 200+ million people are stored in it from US and Canada . The main facilities are located in california and there are TRW offices in almost every state. Look in the Yellow Pages under 'Credit'. There is a modem # in not only every state but usually in every county that is connected to the main facilities in California. What is the purpose of TRW -------------------------- If you ever try to get a credit card, lease a car, get a loan, or get a morgage then the Bank or the place that is the lender will do a credit check on you. If you have ever been late with a payment that is recorded in TRW, if you ever had a credit card stolen or lost, that will also be recorded there. When let's say you are applying for a loan the lender will see that you have already 2 loans and that you have been late with payments a lot he will deny you credit and you will recieve a letter saying that you have been denyed credit bec ause of a negative report from Trw or CBI. ----------------------------------REAL USES------------------------------------ First thing that has to be done is you have to find out what your local TRW modem # is. To do that simply call TRW and say that you are calling from Billy Bob's Toyota and that you are new and the computer has been fucking up on you. Ask for a local modem # in your area that you 'accidentaly' deleted from the software you are using. 95% of the people will tell you to hold on and come back with it. (If you live in NY,LA, or any other huge cities then you may run into some trouble because of the amount of people trying to do scams there.) NJ NODE PHONE # (908)/499-7310 300/1200 BAUD FL NODE PHONE # (407)/632-7470 300 BAUD Now you have a modem #. Call it and check. Make sure you are 1200 or 300 baud, (SOME NODES ARE 300 BAUD ONLY). Duplex at Half, Parity Even , 7 Bytes. As soon as you see CONNECT, hit [CTRL] A. At this moment the system should say something like: -101-circuit building in progress then it will clear the screen and give you a beep. Ok before I go in more on how to operate within the system and pull credit reports you must get a TRW SUBSCRIBER NUMBER W/PASSWORD. TRW PASSWORD ------------ The subscriber number is always seven numbers long followed immediately by a three letters or three numbers , or usually a mixture of both. Those last three simbols are the PASSWORD. Dont bother hacking it with the old trial and error . That will take for ever and TRW SECURITY is a large part of the firm. What you have to do is get a copy of Yellow Pages and start calling places that would have a TRW password. I had the most luck with AUTOMOBILE dealers. You could try though any place that would need to check your credit history. Banks, Credit Unions, Rental Places, Loan Places, etc... and many others. Use your immagination. DONT BE SHY AND DONT BE AFRAID TO FAIL. Even masters fail a lot. It takes me now 3-10 tries before getting a password but back a while ago i had to go through a couple of phonebooks before succeding. A good story to use is that you are calling from TRW and that you have had some trouble with the system and want to verify your subscriber #. (First of course ask the answering person to connect you to the credit department). If they give you the subscriber # , DO NOT outright say ' Give me the pw now' . Say something like - ' Yeh there should be 3 letters or numbers at the end' it is very important , and would help me out greatly. Sometimes they will give you 4 #'s or 2 #'s. This is wrong. They are looking at something different. Experiment with new lins. Get practice and keep a loop or two handy incase they want to call you back. USING THE SYSTEM ---------------- You are logged on. The screen is cleared. You have a PW. GET A PHONE BOOK (WHITE PAGES) of a nice rich town. Dont bother with beverly hills, my and my friends combed that book with a fine comb. Find a town in your state known for its large % of doctors and lawyers. There are a lot of differnt preambles you can use. A few good ones to use are: TNJ1, BFL2 and others. this is what you type: (THIS SUBSCRIBER # AND PASSWORD ARE FICTIONAL) BFL2 RTS 2359690RH2 smith john ...,123 h 07078 [HIT CTRL-S] Lets break this line down a little: BFL2 = PREAMBLE RTS = R.T. are the initials , supposedly yours. 2359690RH2 - is the Subscriber # with a Password Smith - someone's last name John - someone's first name ..., - Ok, now if the man has a middle name simply put the FIRST letter of the middle name instead of the first dot (ex. smith john r..,) The second dot is his wife's first letter of first name. The third dot is eather J for Junior, S for Senior , 2 for Second, or 3 for third (like John Smith III). IF YOU DONT KNOW ANY OF THE THREE SIMPLY you can put a comma right after john. (ex. Smith John,123 h 07078) Examples: Name: (Bill Thomas Rett III) on 123 Apple Street zip:07078 Type on TRW: Rett Bill T.3,123 A 07078 Name: (George Williams Junior / Wife: Ellen) on 123 Apple St Type on TRW: Williams George .EJ,123 a 07078 Name: (Alfred Phillips) on 123 Apple St. zip:07078 Type on TRW: Phillips Alfred,123 a 07078 It is really not necissary to do this but the more information you give to the system the more accounts it will usually show. 123 h 07078 - 123 is the house #, H is the first letter of street and 07078 is the zip code. Ok now if he lives in an apartment that doesnt matter. If his street is WEST HARRISON AVE use the H and not the W. Never use the compass directions for the first letter of street. If he lives on Third Ave, Use the # 3 and not letter T for THREE. ex: 231 Twenty Fourth Ave Apt.12 use: ,231 2 07078 If he uses a P.O. Box as an address use the following ex: address: John Smith , P.O. Box 231 , Zipcode 12122 In TRW : Simth John,231 # 12122 I usually dont bother to type differnt Zip Codes for same town. For example if you are pulling the Melbourne FL phone book, just use the MELBOURNE ZIP CODE, There are a total of maybe 25 different zipcodes included in the phone book but TRW does cross referencing. So if The guy lives in Satellite Beach (zip 32927) and you use Melbourne zip (32901), he will still be most likely pulled up. Use Macros when pulling it will save you tonns of time. TRW ERROR CODES --------------- MAKE dure your buffer is always open because things flash on your screen at huge speed and then the screen clears, so you will have no idea what error occured. There are tons of error messages. Most of them tell you that you are not entering the information in the way that is recognized by the system. Check what you are writing against this file and try again. Later I will include samples of actual reports. If you get a message saying something like :invalid password, call your representative then I guess its time to find a new subscriber # and passoword. If on the other hand the system says INVALID SUBSCRIBER NUMBER, you are simply using a wrong PREAMBLE. Find the correct preable for the area where the PW originated from and you will be fine. If you try to access a person not in the record you will get : PAGE 1 DATE 10-05-91 TIME 8:43:30 PCD05 V602 BFL2 *********** NO RECORD FOUND *********** END -- CREDIT DATA SERVICES or something like that.. --------------------------UNDERSTANDING THE REPORT---------------------------- I will include a sample report with key info changed and will discuss it. here is what a crdit report looks like things with () around them are my notes : BFL2 rts 1111111xx1 smith richard,1201 f 32901 (CTRL-S) (SCREEN CLEARS) PAGE 1 DATE 10-05-91 TIME 8:45:54 PCD05 V202 BFL2 ------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 221242106, MID INIT IS L RICHARD L SMITH SSN: 221-24-2106 (SOCIAL SEC #) 1201 FIRMGO DR SATELLITE BCH FL 32937 RPTD: 6-89 (* = NOT DEFINITE SUM OR FIGURE) PROFILE SUMMARY: PUBLIC RECORDS-------0 PAST DUE AMT--------$0 INQUIRIES----4 SATIS ACCTS--10 INSTALL BAL----$10,128 SCH/EST PAY-------$293* INQS/6 MON---3 NOW DEL/DRG---1 R ESTATE BAL---$53,374 R ESTATE PAY------$480 TRADELINES--11 WAS DEL/DRG---0 REVOLVNG BAL------$983 REVOLVNG AVAIL-----90%* PAID ACCTS---0 OLD TRADE--5-87 SUBSCRIBER DATE OPN AMT/TYPE ACCT STATUS ACCOUNT # BAL DATE BALANCE STATUS DATE PYMT HISTORY SUBSCR # TYPE TERMS ECOA LAST PAY MONTH PAY $PASTDUE IN PRIOR MOS JC PENNEY (CHG=charge card) 5-87 $100 H CURR ACCT 213459494220 8-31-91 $0 7-89 NNNNNNNNNNNN 1300097 CHG REV 1 6-89 NNNNNNNNNNNN BURDINES 10-89 UNK CURR ACCT 55422522 9-07-91 $0 9-91 NNNNNNNNNNNN 1392176 CHG REV 1 NNNNNN * ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT 4533296571 8-31-91 $53,374 1991 CCCCC-CCCCCC 3991532 R/F 30 0 8-91 $480 CC-CCCCC-CCC ------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 221242106, YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E RICHARD L SMITH SSN: 221-24-2106 EMPL: XENO ART INC 1201 FIRMGO DR YOB: 1957 RPTD: 12-87 SATELLITEBEACH FL 32937 SPOUSE: E RPTD: 2-90 C & S NATIONAL BANK 4-91 $8,600 O CURR ACCT 520025t4442561001 8-31-91 $7,988 8-91 CCCC 1190205 AUT 42 2 8-91 $262 (AUT^ is AUTOMOBILE LOAN) +++++ MORE RTS 1111111 SMITH RICHARD,1201 F 32922 PAGE 2 DATE 10-05-91 TIME 8:45:54 PCD05 V202 BFL2 MANUF HANOVER TRUST CO 2-91 $5,000 L CURR ACCT 4262770653297360 (CRED CARD) 7-31-91 $912 7-91 CCCC 1290387 CRC REV 2 7-91 $16 CITICORP/CHOICE 12-89 $1,500 L CURR ACCT 5423796011034559 9-01-91 $0 3-90 NNNNNNNNNNNN 1439507 CRC REV 1 NNNNNNN CITICORP/CHOICE 3-91 $3,000 L CURR ACCT 5423796034550403 9-01-91 $0 5-91 NNNN 1439507 CRC REV 0 MBGA/HMDEPOT 9-90 -$100 H CURR ACCT 990708123003010 6-15-91 $28 6-91 NNNNNNNNN 1672219 CHG REV 1 $15 * ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT 8635600805456 12-31-87 $2,140 12-87 1970242 UNK UNK 1 DILLARDS/IVEYS 2-88 -$100 H CURR ACCT 3041086544288 8-29-91 $0 8-91 NNNNNNNNNNNN 2349440 CHG REV 2 ---NNNNNCNNN DISCOVER CARD SERVIC 10-88 $700 L CURR ACCT 601145446551 9-13-91 $43 9-91 CNNNCCCNNNCC 3276502 CRC REV 2 8-91 NNCCCCCCCCCC INQUIRIES: COMMUNITY EDUCATORS CU 4-09-91 1700194 BARNETT BK 4-07-91 1190644 BONIFACE CHRYSLER DODGE 4-05-91 1961260 MONOGRAM CR CD BK OF GA 9-05-90 1230374 END -- CREDIT DATA SERVICES When the file says -----*ATTN* FILE VARIATION. it simply adds all the info that is in the computer to the info you gave and give you the complete report Next is Profile Summary is hard to understand and for those of you that plan just to rape the cards or attempt to get plastic there is no need to know it. For others I will briefely go into it: PUBLIC RECORDS --- # of records that involve court cases (usually 0). INSTALL BAL --- AMOUNT $$ still owed to cred card companies R ESTATE BAL --- BALANCE OWNED ON REAL ESTATE GUY HAS REVOLVNG BAL --- MONTHLY BALANCE THAT HAS TO BE PAYED THAT MONTH PAST DUE AMT --- AMOUNT FROM PREVIOUS MONTHS STILL DUE SCH/EST PAY --- NOT TOO SURE , SOMETHING WITH ESTIMATED PAY R ESTATE PAY --- WHAT HE PAYS A MONTH FOR HIS REALESTATE REVOLVING AVAIL--- THIS SAIS THE % of money that is available to be spend if it is at 100% then he never usues his cards. If it is like 20% then he has huge balances due. INQUIRIES --- # OF OTHER COMPANIES THAT LOOKED AT THE PERSON'S REPORT INQS/6 MON --- # OF OTHER COMPANIES THAT LOOKED AT REPORT IN LAST 6 MONTHS TRADELINES --- NOT SURE PAID ACCTS --- # OF ACCOUNTS THAT ARE FULLY PAID UP/CANT BE CRED CARDS THIS APPLIES TO LOANS/MORGAGES. STATIS ACCTS --- # OF ACCOUNTS THAT THE PERSON HAS LISTED. NOW DEL/DRG --- # OF ACCOUNTS THAT ARE DELINQUENT NOW.(VERY BAD FOR CREDIT) WAS DEL/DRG --- # OF ACCOUNTS THAT WERE DELINQUENT IN THE PAST. OLD TRADE --- DATE. UNKNOWN I will take one account and try to explain all of the things . Usually every account follows the same pattern. Most of the account numbers are not complete and only a few credit cards actually list the whole card numbe. Those cards are: Manufacturers Hanover, First USA, Sun Bank, Mellon Bank, First Virginia, Chase. The banks that dont list last 4 digits are : Citibank, Universal Bank, Discover Card. There are hundreds more on each list but these are the most common. Remember, an account is only a credit card if you see CRC under TYPE. If you see CHG or C/C it is a Charge Card (ex. Sears, JC Penny, Sax). A (*) next to any account signifies that the information is not exact. (example): * ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT 8635600809888 12-31-87 $2,140 12-87 1970242 UNK UNK 1 UNK = UNKNOWN ----I will take apart now one credit card block to show you what all of the things really mean: (EXAMPLE): DISCOVER CARD SERVIC 10-88 $700 L CURR ACCT 601100486551 9-13-91 $43 9-91 CNNNCCCNNNCC 3276502 CRC REV 2 8-91 NNCCCCCCCCCC ----------------------------BREAKDOWN OF BLOCK-------------------------------- (A) DISCOVER CARD SERVIC (B) 10-88 (C) $700 L CURR ACCT (D) 601100486551 (E) 9-13-91 (F) $43 (G) 9-91 CNNNCCCNNNCC (H) 3276502 (I) CRC (J) REV (K) 2 (L) 8-91 NNCCCCCCCCCC (A) - Name of the company who reported this information to TRW and to whom this account belongs. In this instance this account belongs to Discover Card. Each month they send an update to TRW of all their members. (B) - The date the person opened this account. In this instance it was opened on October of 1988. (C) - This is the Total Credit Line/Limit of the Account. The person has 700$ total Credit Line. (D) - This is the account #. Discover Card doesn't show whole accounts unless you use a special PW which i think could only be used localy (inside TRW building). (E) - Last date Discover card (in this instance) send updates to TRW about the account. (F) - Balance owed on the account total. If you subtract (F) from (C) you will get the available credit to spend , which in this case is 657$. (G) - Month and Date that this report was pulled up by you.(me in this case) (H) - The subscriber number of Discover Card in this case. All you need is the PASSWORD and you could use their TRW account. (I) - In this case it is CRC which is a Credit card, It could be one of 20 or more different 3 letter things. I will list a few common ones : CHG= CHARGE CARD, CRC= CREDIT CARD , AUT= AUTOMOBILE LOAN, UNK= UNKNOWN , R/F= HOME MORTGAGE , C/C= SMALL CHARGE ACCOUNT THERE ARE MANY OTHERS BUT THESE ARE THE ONES WHICH HAVE REAL RELEVANCE. (J) - REV usually stands that the account is still open. (K) - Number of people that are using this account. In this case there are two people so it is probably the guy and his wife. (L) - Date when the guy payed for his bill last. Sometimes there is also a number which represents the $ figure of his last month's bill. (M) - THE 'CNNNCCCNNNCC' shows month by month if the guy was CURRENT OR LATE WITH HIS PAYMENTS. All this means that if he was on time or one day late. If you see DELQ 30 , or DELQ 60 there, that would mean he hasnt payed for a month or more. And that will ruin a person's credit All credit/charge cards follow the same pattern. The only difference in a loan or morgage account is that you will see tens of thousands or hundreds of thousands. Always keep in mind that a Visa or Mastercard MUST start with a 4 or a 5 respectively and have eather 13 or 16 digits depending on bank. If you see 17 digits or 14 , even if it is labeld as CITIBANK and starts with a 4 or a 5 , it is not a credit card but a checking account. If the account is cut the 16 digit account will show only 12 digits and the 13 digit one will show only 9. The next part explains more about FILE VARIATION: ------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 211111564, YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E RICHARD L HITLAN SSN: 211-11-1564 EMPL: XENO ART INC 1120 FLAMER DR YOB: 1957 RPTD: 12-87 SATELLITEBEACH FL 32937 SPOUSE: E RPTD: 2-90 Use the ZIP CODE that is printed here instead of the one you put because this is the correct zip code. SPOUSE is of course his wive. SS is the Social Security Number. YOB is Year Of Birth. EMPL is Employer and below is reported date when he started working there. Last are the: INQUIRIES: COMMUNITY EDUCATORS CU 4-09-91 1700194 BARNETT BK 4-07-91 1190644 BONIFACE CHRYSLER DODGE 4-05-91 1961260 MONOGRAM CR CD BK OF GA 9-05-90 1230374 Those are the Names of companies that recieved a copy of the report that was listed before. As soon as I pulled this guy's report the subscriber name and number I was using was added to this list. The company name and the subscriber number should be saved and used later in trying to get more PASSWORDS. POINT OF USING TRW FOR 'ILLEGAL' PURPOSES ----------------------------------------- Well you could figure that one out yourself. The possibilities are infinite. You could just do the dumb thing of taking all the credit card #'s and using them for mail order like any old 14 year old kid next door who got them out of a garbage dumbster . Instead you should use your head and think of bigger things out there. (HINT) $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ------------------------------------------------------------------------------- FUTURE UPDATES TO THE FILE WILL BE MADE. PLEASE LEAVE ME MAIL ON EITHER RIPCO - 312-528-5020 OR SOME OTHER CDC BOARDS NIHILISM - XXX-XXX-XXXX ------------------------------------------------------------------------------ PLEASE SPREAD THIS FILE WISELY! USE THE KNOWLEDGE WISELY! DESTROY AND CONQUER WISELY! ONLY THE SURVIVORS WILL BE LEFT AT THE END, AND THEY WILL BE WISE! REMEMBER ONE FINAL THING. THERE ARE ONLY LAWS THAT YOU SET UP FOR YOURSELF. DONT LET SOCIETY RULE YOUR LIFE!! MAY THE FUTURE MASTER PLAN WORK! THERE IS ONLY ONE LAW IN THE UNIVERSE : THERE IS NO LAW! (C-1) WRITTEN IN DECEMBER OF 1991 BY EVIL PRIEST WITH ASSISTANCE OF CITIZEN-ONE (c)1987,88,89,90,91 IPS LTD. Downloaded From P-80 International Information Systems 304-744-2253