/ Piper's Pit BBS/FTP: ibm 0040 - 0049 / ibm0040-0049 / ibm0040.tar / ibm0040 / WSTR20-2.ZIP / DBFS.ZIP / WSGSTR.DBT

< prev

next >

MacOS 8.1

Win98

DOS

view JSON data

view as text

+--------+-------------------------+-------------------------+--------+--------+
|00000000| 7b 02 00 00 65 72 69 63 | 20 20 44 61 74 65 20 20 |{...eric|  Date  |
|00000010| 20 20 20 4c 6f 67 69 63 | 61 6c 20 20 4d 65 6d 6f |   Logic|al  Memo|
|00000020| 20 20 20 20 20 00 5a 5a | d2 8b cb 8b fa d1 e3 d1 |     .ZZ|........|
|00000030| d2 d1 e3 d1 d2 03 5a 5a | d7 03 d8 83 d2 00 eb dc |......ZZ|........|
|00000040| 58 3c 2d 93 75 07 5a 5a | 83 d2 00 f7 da 1f 5e 5f |X<-.u.ZZ|......^_|
|00000050| 5d cb 55 8b ec 56 5a 5a | 01 8b 4e 0c 8b 46 06 33 |].U..VZZ|..N..F.3|
|00000060| d2 83 f9 0a 75 01 00 00 | 4a 08 00 00 40 00 00 00 |....u...|J...@...|
|00000070| 4a 08 00 00 40 00 03 00 | 00 0d c8 02 2f 08 6a b4 |J...@...|..../.j.|
|00000080| c8 ff 1a 08 ee 18 f1 00 | 03 00 00 0d c8 31 00 b8 |........|.....1..|
|00000090| b8 18 a8 07 c9 12 06 72 | c7 02 c8 3c c8 31 c2 18 |.......r|...<.1..|
|000000a0| 4a 02 df 24 ee 18 c8 3c | d6 18 07 02 df 24 ee 18 |J..$...<|.....$..|
|000000b0| c8 3c 03 00 0c 00 4d 00 | 03 00 c8 00 ee 19 bc 18 |.<....M.|........|
|000000c0| df 24 4d 00 03 00 ee 18 | c8 3c 0c 00 4d 00 4e 1a |.$M.....|.<..M.N.|
|000000d0| c8 3c 03 00 20 20 20 00 | 03 00 02 19 c8 3c 0c 00 |.<..   .|.....<..|
|000000e0| 48 00 6e 1a c8 3c 03 00 | 20 20 20 00 26 fe 07 c4 |H.n..<..|   .&...|
|000000f0| 5e 06 26 80 3f 31 5a 5a | 00 23 23 00 ff 47 02 eb |^.&.?1ZZ|.##..G..|
|00000100| 0f 90 8b c3 8c c2 5a 5a | 50 52 53 9a 28 26 d3 3b |......ZZ|PRS.(&.;|
|00000110| 8b e5 5d cb 55 8b 5a 5a | ec 04 56 a1 5b 54 8b 16 |..].U.ZZ|..V.[T..|
|00000120| 5d 54 89 46 fc 89 56 19 | 32 04 b6 2d 04 00 05 4b |]T.F..V.|2..-...K|
|00000130| 12 00 74 66 ff 76 5a 5a | 04 00 05 4b 6c 19 32 01 |..tf.vZZ|...Kl.2.|
|00000140| 12 00 12 00 03 00 0e 00 | c8 3c c8 31 00 00 04 00 |........|.<.1....|
|00000150| 7e 19 73 06 1e 15 06 00 | 05 4b a0 19 c8 3c 00 00 |~.s.....|.K...<..|
|00000160| c0 6e c8 31 92 19 a3 03 | a0 19 c8 3c 05 00 c3 00 |.n.1....|...<....|
|00000170| 14 2b c8 3c 05 00 00 00 | fc 19 6c 01 a0 19 c8 3c |.+.<....|..l....<|
|00000180| 14 2b c8 3c c3 00 43 3a | 77 73 67 73 74 72 2e 64 |.+.<..C:|wsgstr.d|
|00000190| 62 74 00 19 9e 04 d3 05 | 40 00 20 4f 00 f0 07 72 |bt......|@. O...r|
|000001a0| 42 17 04 00 40 02 a3 45 | 6a b4 d6 0d 46 72 00 00 |B...@..E|j...Fr..|
|000001b0| da 19 00 00 4a 08 00 00 | 40 00 0f 00 2f 17 c8 02 |....J...|@.../...|
|000001c0| 2f 08 6a b4 c8 ff a0 0e | 01 00 f0 01 b6 2d 00 00 |/.j.....|.....-..|
|000001d0| b0 40 fc 19 05 08 63 13 | 81 01 5a 3b c8 3c 0e 1a |.@....c.|..Z;.<..|
|000001e0| c8 3c 0c 1a 05 08 63 13 | c3 00 5a 3b c8 3c 14 2b |.<....c.|..Z;.<.+|
|000001f0| c8 3c 1e 1a a1 0a 32 1c | 5a 3b c8 3c c3 00 14 2b |.<....2.|Z;.<...+|
|00000200| 55 73 65 20 57 65 61 6c | 74 68 53 74 61 72 74 65 |Use Weal|thStarte|
|00000210| 72 27 73 20 44 72 65 61 | 6d 20 4c 69 73 74 20 66 |r's Drea|m List f|
|00000220| 65 61 74 75 72 65 20 74 | 6f 20 72 65 63 6f 72 64 |eature t|o record|
|00000230| 20 79 6f 75 72 20 64 72 | 65 61 6d 73 2e 20 20 53 | your dr|eams.  S|
|00000240| 61 79 20 74 6f 20 79 6f | 75 72 73 65 6c 66 2c 20 |ay to yo|urself, |
|00000250| 22 49 66 20 49 20 68 61 | 64 20 75 6e 6c 69 6d 69 |"If I ha|d unlimi|
|00000260| 74 65 64 20 74 69 6d 65 | 2c 20 6d 6f 6e 65 79 2c |ted time|, money,|
|00000270| 20 74 61 6c 65 6e 74 20 | 61 6e 64 20 73 75 70 70 | talent |and supp|
|00000280| 6f 72 74 20 66 72 6f 6d | 20 6d 79 20 66 61 6d 69 |ort from| my fami|
|00000290| 6c 79 20 49 20 77 6f 75 | 6c 64 2e 2e 2e 22 20 20 |ly I wou|ld..."  |
|000002a0| 4c 65 74 20 69 64 65 61 | 73 20 66 6c 6f 77 20 69 |Let idea|s flow i|
|000002b0| 6e 20 73 74 72 65 61 6d | 20 6f 66 20 63 6f 6e 73 |n stream| of cons|
|000002c0| 63 69 6f 75 73 6e 65 73 | 73 2e 20 20 57 72 69 74 |ciousnes|s.  Writ|
|000002d0| 65 20 74 68 65 6d 20 61 | 6c 6c 2c 20 6e 6f 20 6d |e them a|ll, no m|
|000002e0| 61 74 74 65 72 20 68 6f | 77 20 72 69 64 69 63 75 |atter ho|w ridicu|
|000002f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00000300| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000310| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000320| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000330| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000340| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000350| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000360| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000370| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000380| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000390| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000003a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000003b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000003c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000003d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000003e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000003f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000400| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00000410| 79 20 70 2e 31 2d 31 31 | 1a 1a 00 00 00 00 00 00 |y p.1-11|........|
|00000420| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000430| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000440| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000450| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000460| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000470| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000480| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000490| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000004a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000004b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000004c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000004d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000004e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000004f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000500| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000510| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000520| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000530| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000540| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000550| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000560| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000570| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000580| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000590| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000005a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000005b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000005c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000005d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000005e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000005f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000600| 59 6f 75 72 20 67 72 65 | 61 74 65 73 74 20 73 65 |Your gre|atest se|
|00000610| 6e 73 65 20 6f 66 20 73 | 61 74 69 73 66 61 63 74 |nse of s|atisfact|
|00000620| 69 6f 6e 20 77 69 6c 6c | 20 63 6f 6d 65 20 77 68 |ion will| come wh|
|00000630| 65 6e 20 79 6f 75 72 20 | 74 69 6d 65 20 69 73 20 |en your |time is |
|00000640| 73 70 65 6e 74 20 70 75 | 72 73 75 69 6e 67 20 74 |spent pu|rsuing t|
|00000650| 68 6f 73 65 20 76 61 6c | 75 65 73 20 77 68 69 63 |hose val|ues whic|
|00000660| 68 20 61 72 65 20 6d 6f | 73 74 20 69 6d 70 6f 72 |h are mo|st impor|
|00000670| 74 61 6e 74 20 74 6f 20 | 79 6f 75 2e 20 20 54 69 |tant to |you.  Ti|
|00000680| 6d 65 20 69 73 20 73 68 | 6f 72 74 2c 20 77 68 79 |me is sh|ort, why|
|00000690| 20 73 70 65 6e 64 20 74 | 69 6d 65 20 6f 6e 20 61 | spend t|ime on a|
|000006a0| 6e 79 74 68 69 6e 67 20 | 65 6c 73 65 3f 1a 1a 00 |nything |else?...|
|000006b0| 6e 20 73 74 72 65 61 6d | 20 6f 66 20 63 6f 6e 73 |n stream| of cons|
|000006c0| 63 69 6f 75 73 6e 65 73 | 73 2e 20 20 57 72 69 74 |ciousnes|s.  Writ|
|000006d0| 65 20 74 68 65 6d 20 61 | 6c 6c 2c 20 6e 6f 20 6d |e them a|ll, no m|
|000006e0| 61 74 74 65 72 20 68 6f | 77 20 72 69 64 69 63 75 |atter ho|w ridicu|
|000006f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00000700| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000710| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000720| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000730| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000740| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000750| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000760| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000770| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000780| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000790| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000007a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000007b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000007c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000007d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000007e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000007f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000800| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00000810| 79 20 70 2e 31 2d 31 36 | 1a 1a 00 00 00 00 00 00 |y p.1-16|........|
|00000820| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000830| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000840| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000850| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000860| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000870| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000880| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000890| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000008a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000008b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000008c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000008d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000008e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000008f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000900| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000910| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000920| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000930| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000940| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000950| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000960| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000970| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000980| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000990| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000009a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000009b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000009c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000009d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000009e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000009f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000a00| 59 6f 75 20 68 61 76 65 | 20 64 6f 7a 65 6e 73 20 |You have| dozens |
|00000a10| 6f 66 20 76 61 6c 75 65 | 73 3b 20 73 65 63 75 72 |of value|s; secur|
|00000a20| 69 74 79 2c 20 77 65 61 | 6c 74 68 2c 20 70 65 61 |ity, wea|lth, pea|
|00000a30| 63 65 20 6f 66 20 6d 69 | 6e 64 2c 20 66 72 65 65 |ce of mi|nd, free|
|00000a40| 20 74 69 6d 65 2c 20 61 | 6e 64 20 66 61 6d 69 6c | time, a|nd famil|
|00000a50| 79 20 74 6f 20 6e 61 6d | 65 20 61 20 66 65 77 2e |y to nam|e a few.|
|00000a60| 20 20 54 61 6b 65 20 74 | 68 65 20 74 69 6d 65 20 |  Take t|he time |
|00000a70| 74 6f 20 6c 69 73 74 20 | 61 6e 64 20 70 72 69 6f |to list |and prio|
|00000a80| 72 69 74 69 7a 65 20 74 | 68 6f 73 65 20 74 68 61 |ritize t|hose tha|
|00000a90| 74 20 61 72 65 20 6d 6f | 73 74 20 69 6d 70 6f 72 |t are mo|st impor|
|00000aa0| 74 61 6e 74 20 74 6f 20 | 79 6f 75 2e 20 20 48 61 |tant to |you.  Ha|
|00000ab0| 76 65 20 79 6f 75 72 20 | 73 70 6f 75 73 65 20 6f |ve your |spouse o|
|00000ac0| 72 20 6f 74 68 65 72 20 | 66 61 6d 69 6c 79 20 6d |r other |family m|
|00000ad0| 65 6d 62 65 72 73 20 6a | 6f 69 6e 20 79 6f 75 2e |embers j|oin you.|
|00000ae0| 1a 1a 2e 00 72 20 68 6f | 77 20 72 69 64 69 63 75 |....r ho|w ridicu|
|00000af0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00000b00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000b90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000ba0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000bb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000bc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000bd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000be0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000bf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c00| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00000c10| 79 20 70 2e 31 2d 31 38 | 1a 1a 00 00 00 00 00 00 |y p.1-18|........|
|00000c20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000c90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000ca0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000cb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000cc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000cd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000ce0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000cf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000d90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000da0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000db0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000dc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000dd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000de0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000df0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000e00| 44 65 73 74 72 75 63 74 | 69 76 65 20 76 61 6c 75 |Destruct|ive valu|
|00000e10| 65 73 20 63 6f 6d 65 20 | 69 6e 20 74 68 72 65 65 |es come |in three|
|00000e20| 20 6e 65 67 61 74 69 76 | 65 20 66 6c 61 76 6f 72 | negativ|e flavor|
|00000e30| 73 3a 20 74 68 65 20 64 | 65 73 69 72 65 20 66 6f |s: the d|esire fo|
|00000e40| 72 20 73 6f 6d 65 74 68 | 69 6e 67 20 66 6f 72 20 |r someth|ing for |
|00000e50| 6e 6f 74 68 69 6e 67 3b | 20 74 68 65 20 64 65 73 |nothing;| the des|
|00000e60| 69 72 65 20 66 6f 72 20 | 73 75 70 65 72 69 6f 72 |ire for |superior|
|00000e70| 69 74 79 20 61 6e 64 20 | 74 68 65 20 64 65 73 69 |ity and |the desi|
|00000e80| 72 65 20 66 6f 72 20 69 | 6e 73 74 61 6e 74 20 67 |re for i|nstant g|
|00000e90| 72 61 74 69 66 69 63 61 | 74 69 6f 6e 2e 20 20 44 |ratifica|tion.  D|
|00000ea0| 65 74 65 72 6d 69 6e 65 | 20 74 6f 20 69 64 65 6e |etermine| to iden|
|00000eb0| 74 69 66 79 20 61 6e 64 | 20 65 6c 69 6d 69 6e 61 |tify and| elimina|
|00000ec0| 74 65 20 61 6e 79 20 64 | 65 73 74 72 75 63 74 69 |te any d|estructi|
|00000ed0| 76 65 20 76 61 6c 75 65 | 73 2e 1a 1a 2e 00 75 2e |ve value|s.....u.|
|00000ee0| 1a 1a 2e 00 72 20 68 6f | 77 20 72 69 64 69 63 75 |....r ho|w ridicu|
|00000ef0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00000f00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000f90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000fa0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000fb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000fc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000fd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000fe0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00000ff0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001000| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00001010| 79 20 70 2e 31 2d 31 39 | 20 74 6f 20 31 2d 32 32 |y p.1-19| to 1-22|
|00001020| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001030| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001040| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001050| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001060| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001070| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001080| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001090| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000010a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000010b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000010c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000010d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000010e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000010f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001100| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001110| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001120| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001130| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001140| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001150| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001160| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001170| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001180| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001190| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000011a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000011b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000011c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000011d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000011e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000011f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001200| 49 66 20 79 6f 75 20 66 | 6f 63 75 73 20 6f 6e 20 |If you f|ocus on |
|00001210| 74 68 65 20 72 65 73 75 | 6c 74 20 79 6f 75 20 77 |the resu|lt you w|
|00001220| 61 6e 74 2c 20 74 68 65 | 20 72 65 73 6f 75 72 63 |ant, the| resourc|
|00001230| 65 73 20 79 6f 75 20 6e | 65 65 64 20 77 69 6c 6c |es you n|eed will|
|00001240| 20 70 72 65 73 65 6e 74 | 20 74 68 65 6d 73 65 6c | present| themsel|
|00001250| 76 65 73 2e 20 20 4c 69 | 6b 65 20 61 20 72 6f 61 |ves.  Li|ke a roa|
|00001260| 64 20 6d 61 70 2c 20 79 | 6f 75 72 20 72 65 73 75 |d map, y|our resu|
|00001270| 6c 74 20 69 73 20 79 6f | 75 72 20 64 65 73 74 69 |lt is yo|ur desti|
|00001280| 6e 61 74 69 6f 6e 2e 20 | 20 59 6f 75 20 6d 75 73 |nation. | You mus|
|00001290| 74 20 66 69 72 73 74 20 | 64 65 63 69 64 65 20 77 |t first |decide w|
|000012a0| 68 65 72 65 20 79 6f 75 | 20 77 61 6e 74 20 74 6f |here you| want to|
|000012b0| 20 67 6f 2c 20 74 68 65 | 6e 20 74 68 65 20 73 68 | go, the|n the sh|
|000012c0| 6f 72 74 65 73 74 20 70 | 61 74 68 20 77 69 6c 6c |ortest p|ath will|
|000012d0| 20 62 65 63 6f 6d 65 20 | 6f 62 76 69 6f 75 73 2e | become |obvious.|
|000012e0| 20 1a 1a 20 00 20 68 6f | 77 20 72 69 64 69 63 75 | .. . ho|w ridicu|
|000012f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00001300| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001310| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001320| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001330| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001340| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001350| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001360| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001370| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001380| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001390| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000013a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000013b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000013c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000013d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000013e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000013f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001400| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00001410| 79 20 70 2e 31 2d 32 33 | 1a 1a 6f 20 31 2d 32 32 |y p.1-23|..o 1-22|
|00001420| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001430| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001440| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001450| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001460| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001470| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001480| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001490| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000014a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000014b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000014c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000014d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000014e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000014f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001500| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001510| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001520| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001530| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001540| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001550| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001560| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001570| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001580| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001590| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000015a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000015b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000015c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000015d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000015e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000015f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001600| 50 75 74 20 79 6f 75 72 | 20 67 6f 61 6c 73 20 6f |Put your| goals o|
|00001610| 6e 20 70 61 70 65 72 2c | 20 6f 72 20 69 6e 74 6f |n paper,| or into|
|00001620| 20 57 65 61 6c 74 68 53 | 74 61 72 74 65 72 2c 20 | WealthS|tarter, |
|00001630| 61 6e 64 20 74 68 65 6e | 20 64 65 74 65 72 6d 69 |and then| determi|
|00001640| 6e 65 20 77 68 61 74 20 | 69 73 20 72 65 61 73 6f |ne what |is reaso|
|00001650| 6e 61 62 6c 65 2e 20 20 | 43 6f 6d 6d 6f 6e 20 67 |nable.  |Common g|
|00001660| 6f 61 6c 73 20 74 6f 20 | 74 68 69 6e 6b 20 61 62 |oals to |think ab|
|00001670| 6f 75 74 20 69 6e 63 6c | 75 64 65 3a 20 69 6e 63 |out incl|ude: inc|
|00001680| 6f 6d 65 2c 20 63 61 72 | 65 65 72 2c 20 61 63 71 |ome, car|eer, acq|
|00001690| 75 69 73 69 74 69 6f 6e | 2c 20 74 72 61 76 65 6c |uisition|, travel|
|000016a0| 2c 20 61 63 63 6f 6d 70 | 6c 69 73 68 6d 65 6e 74 |, accomp|lishment|
|000016b0| 2c 20 65 64 75 63 61 74 | 69 6f 6e 61 6c 2c 20 72 |, educat|ional, r|
|000016c0| 65 63 72 65 61 74 69 6f | 6e 61 6c 2c 20 69 6e 76 |ecreatio|nal, inv|
|000016d0| 65 73 74 6d 65 6e 74 20 | 61 6e 64 20 72 65 61 6c |estment |and real|
|000016e0| 20 65 73 74 61 74 65 2e | 1a 1a 65 2e 00 69 63 75 | estate.|..e..icu|
|000016f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00001700| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001710| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001720| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001730| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001740| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001750| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001760| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001770| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001780| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001790| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000017a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000017b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000017c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000017d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000017e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000017f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001800| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00001810| 79 20 70 2e 31 2d 32 34 | 2c 35 36 1a 1a 2d 32 32 |y p.1-24|,56..-22|
|00001820| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001830| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001840| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001850| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001860| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001870| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001880| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001890| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000018a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000018b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000018c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000018d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000018e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000018f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001900| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001910| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001920| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001930| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001940| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001950| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001960| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001970| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001980| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001990| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000019a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000019b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000019c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000019d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000019e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000019f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001a00| 50 6f 6f 72 20 72 65 63 | 6f 72 64 20 6b 65 65 70 |Poor rec|ord keep|
|00001a10| 69 6e 67 20 63 6f 73 74 | 73 20 6c 6f 74 73 20 6f |ing cost|s lots o|
|00001a20| 66 20 74 69 6d 65 20 61 | 6e 64 20 6d 6f 6e 65 79 |f time a|nd money|
|00001a30| 2e 20 20 42 79 20 63 72 | 65 61 74 69 6e 67 20 61 |.  By cr|eating a|
|00001a40| 20 73 69 6d 70 6c 65 20 | 52 4d 53 20 79 6f 75 20 | simple |RMS you |
|00001a50| 63 61 6e 20 67 65 74 20 | 79 6f 75 72 20 72 65 63 |can get |your rec|
|00001a60| 6f 72 64 73 20 69 6e 20 | 63 6f 6e 74 72 6f 6c 20 |ords in |control |
|00001a70| 61 6e 64 20 73 70 65 6e | 64 20 61 20 6d 69 6e 69 |and spen|d a mini|
|00001a80| 6d 75 6d 20 61 6d 6f 75 | 6e 74 20 6f 66 20 74 69 |mum amou|nt of ti|
|00001a90| 6d 65 20 73 74 61 79 69 | 6e 67 20 6f 72 67 61 6e |me stayi|ng organ|
|00001aa0| 69 7a 65 64 2e 20 20 52 | 4d 53 20 6d 65 61 6e 73 |ized.  R|MS means|
|00001ab0| 20 6b 6e 6f 77 69 6e 67 | 20 77 68 61 74 20 72 65 | knowing| what re|
|00001ac0| 63 6f 72 64 73 20 74 6f | 20 6b 65 65 70 20 61 6e |cords to| keep an|
|00001ad0| 64 20 77 68 65 72 65 20 | 74 6f 20 66 69 6e 64 20 |d where |to find |
|00001ae0| 74 68 65 6d 2e 1a 1a 2e | 00 1a 65 2e 00 69 63 75 |them....|..e..icu|
|00001af0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00001b00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001b90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001ba0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001bb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001bc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001bd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001be0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001bf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c00| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00001c10| 79 20 70 2e 31 2d 33 38 | 1a 1a 36 1a 1a 2d 32 32 |y p.1-38|..6..-22|
|00001c20| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001c90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001ca0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001cb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001cc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001cd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001ce0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001cf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001d90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001da0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001db0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001dc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001dd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001de0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001df0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001e00| 59 6f 75 72 20 52 4d 53 | 20 64 65 73 65 72 76 65 |Your RMS| deserve|
|00001e10| 73 20 61 20 73 70 61 63 | 65 20 6f 66 20 69 74 73 |s a spac|e of its|
|00001e20| 20 6f 77 6e 2e 20 20 59 | 6f 75 27 6c 6c 20 6e 65 | own.  Y|ou'll ne|
|00001e30| 65 64 20 61 62 6f 75 74 | 20 35 30 20 66 69 6c 65 |ed about| 50 file|
|00001e40| 20 66 6f 6c 64 65 72 73 | 2c 20 61 20 74 77 6f 2d | folders|, a two-|
|00001e50| 64 72 61 77 65 72 20 66 | 69 6c 69 6e 67 20 63 61 |drawer f|iling ca|
|00001e60| 62 69 6e 65 74 2c 20 61 | 20 64 65 73 6b 20 6f 72 |binet, a| desk or|
|00001e70| 20 74 61 62 6c 65 20 61 | 6e 64 20 61 6e 20 65 6c | table a|nd an el|
|00001e80| 65 63 74 72 6f 6e 69 63 | 20 61 64 64 69 6e 67 20 |ectronic| adding |
|00001e90| 6d 61 63 68 69 6e 65 2c | 20 74 68 65 20 63 6f 73 |machine,| the cos|
|00001ea0| 74 20 6f 66 20 77 68 69 | 63 68 20 69 73 20 74 61 |t of whi|ch is ta|
|00001eb0| 78 20 64 65 64 75 63 74 | 69 62 6c 65 20 61 73 20 |x deduct|ible as |
|00001ec0| 61 20 74 61 78 20 70 72 | 65 70 61 72 61 74 69 6f |a tax pr|eparatio|
|00001ed0| 6e 20 65 78 70 65 6e 73 | 65 2e 1a 1a 2e 00 64 20 |n expens|e.....d |
|00001ee0| 74 68 65 6d 2e 1a 1a 2e | 00 1a 65 2e 00 69 63 75 |them....|..e..icu|
|00001ef0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00001f00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001f90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001fa0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001fb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001fc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001fd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001fe0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00001ff0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002000| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00002010| 79 20 70 2e 31 2d 33 39 | 1a 1a 36 1a 1a 2d 32 32 |y p.1-39|..6..-22|
|00002020| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002030| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002040| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002050| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002060| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002070| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002080| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002090| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000020a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000020b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000020c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000020d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000020e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000020f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002100| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002110| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002120| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002130| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002140| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002150| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002160| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002170| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002180| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002190| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000021a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000021b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000021c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000021d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000021e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000021f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002200| 53 65 74 20 75 70 20 61 | 20 63 6f 6d 70 6c 65 74 |Set up a| complet|
|00002210| 65 20 66 69 6c 69 6e 67 | 20 73 79 73 74 65 6d 20 |e filing| system |
|00002220| 66 6f 72 20 72 65 63 65 | 69 70 74 73 2c 20 62 69 |for rece|ipts, bi|
|00002230| 6c 6c 73 20 73 74 61 74 | 65 6d 65 6e 74 73 2c 20 |lls stat|ements, |
|00002240| 63 6f 6e 74 72 61 63 74 | 73 2c 20 61 67 72 65 65 |contract|s, agree|
|00002250| 6d 65 6e 74 73 2c 20 61 | 6e 64 20 70 65 72 73 6f |ments, a|nd perso|
|00002260| 6e 61 6c 20 70 61 70 65 | 72 73 2e 20 20 20 59 6f |nal pape|rs.   Yo|
|00002270| 75 72 20 73 79 73 74 65 | 6d 20 77 69 6c 6c 20 63 |ur syste|m will c|
|00002280| 6f 6e 74 61 69 6e 20 66 | 69 6c 65 73 20 62 79 20 |ontain f|iles by |
|00002290| 74 79 70 65 2c 20 73 75 | 63 68 20 61 73 20 22 64 |type, su|ch as "d|
|000022a0| 6f 63 74 6f 72 73 20 62 | 69 6c 6c 73 2c 22 20 61 |octors b|ills," a|
|000022b0| 6e 64 20 62 79 20 63 6f | 6d 70 61 6e 79 2c 20 73 |nd by co|mpany, s|
|000022c0| 75 63 68 20 61 73 20 22 | 46 4e 42 20 4d 61 73 74 |uch as "|FNB Mast|
|000022d0| 65 72 43 61 72 64 2e 22 | 1a 1a 22 00 2e 00 64 20 |erCard."|.."...d |
|000022e0| 74 68 65 6d 2e 1a 1a 2e | 00 1a 65 2e 00 69 63 75 |them....|..e..icu|
|000022f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00002300| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002310| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002320| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002330| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002340| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002350| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002360| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002370| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002380| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002390| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000023a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000023b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000023c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000023d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000023e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000023f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002400| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00002410| 79 20 70 2e 31 2d 34 30 | 1a 1a 36 1a 1a 2d 32 32 |y p.1-40|..6..-22|
|00002420| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002430| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002440| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002450| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002460| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002470| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002480| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002490| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000024a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000024b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000024c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000024d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000024e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000024f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002500| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002510| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002520| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002530| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002540| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002550| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002560| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002570| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002580| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002590| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000025a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000025b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000025c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000025d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000025e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000025f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002600| 41 20 73 75 67 67 65 73 | 74 65 64 20 63 68 65 63 |A sugges|ted chec|
|00002610| 6b 6c 69 73 74 20 74 6f | 20 62 65 67 69 6e 20 79 |klist to| begin y|
|00002620| 6f 75 72 20 66 69 6c 69 | 6e 67 20 73 79 73 74 65 |our fili|ng syste|
|00002630| 6d 20 77 6f 75 6c 64 20 | 69 6e 63 6c 75 64 65 3a |m would |include:|
|00002640| 20 73 74 61 74 65 6d 65 | 6e 74 73 20 66 72 6f 6d | stateme|nts from|
|00002650| 20 61 6c 6c 20 61 63 63 | 6f 75 6e 74 73 20 62 79 | all acc|ounts by|
|00002660| 20 6e 61 6d 65 3b 20 63 | 72 65 64 69 74 20 63 61 | name; c|redit ca|
|00002670| 72 64 20 61 6e 64 20 68 | 6f 75 73 65 68 6f 6c 64 |rd and h|ousehold|
|00002680| 20 62 69 6c 6c 73 2c 20 | 65 6d 70 6c 6f 79 6d 65 | bills, |employme|
|00002690| 6e 74 20 72 65 63 6f 72 | 64 73 2c 20 65 64 75 63 |nt recor|ds, educ|
|000026a0| 61 74 69 6f 6e 20 72 65 | 63 6f 72 64 73 2c 20 69 |ation re|cords, i|
|000026b0| 6e 73 75 72 61 6e 63 65 | 20 70 61 70 65 72 73 2c |nsurance| papers,|
|000026c0| 20 61 6e 64 20 6f 74 68 | 65 72 20 69 6d 70 6f 72 | and oth|er impor|
|000026d0| 74 61 6e 74 20 6c 65 67 | 61 6c 20 64 6f 63 75 6d |tant leg|al docum|
|000026e0| 65 6e 74 73 2e 1a 1a 2e | 00 1a 65 2e 00 69 63 75 |ents....|..e..icu|
|000026f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00002700| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002710| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002720| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002730| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002740| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002750| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002760| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002770| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002780| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002790| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000027a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000027b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000027c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000027d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000027e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000027f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002800| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00002810| 79 20 70 2e 31 2d 34 31 | 2c 34 32 1a 1a 2d 32 32 |y p.1-41|,42..-22|
|00002820| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002830| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002840| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002850| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002860| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002870| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002880| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002890| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000028a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000028b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000028c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000028d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000028e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000028f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002900| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002910| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002920| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002930| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002940| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002950| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002960| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002970| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002980| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002990| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000029a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000029b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000029c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000029d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000029e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000029f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002a00| 49 74 20 69 73 20 63 72 | 75 63 69 61 6c 20 74 6f |It is cr|ucial to|
|00002a10| 20 6d 65 74 69 63 75 6c | 6f 75 73 6c 79 20 6f 72 | meticul|ously or|
|00002a20| 67 61 6e 69 7a 65 20 79 | 6f 75 72 20 63 68 65 63 |ganize y|our chec|
|00002a30| 6b 69 6e 67 20 61 63 63 | 6f 75 6e 74 20 74 72 61 |king acc|ount tra|
|00002a40| 6e 73 61 63 74 69 6f 6e | 73 2e 20 20 46 69 6c 65 |nsaction|s.  File|
|00002a50| 20 63 68 65 63 6b 73 20 | 69 6e 20 6e 75 6d 62 65 | checks |in numbe|
|00002a60| 72 20 6f 72 64 65 72 20 | 61 6c 6f 6e 67 20 77 69 |r order |along wi|
|00002a70| 74 68 20 64 65 70 6f 73 | 69 74 20 73 6c 69 70 73 |th depos|it slips|
|00002a80| 2c 20 64 65 70 6f 73 69 | 74 20 72 65 63 65 69 70 |, deposi|t receip|
|00002a90| 74 73 2c 20 61 6e 64 20 | 79 6f 75 72 20 63 68 65 |ts, and |your che|
|00002aa0| 63 6b 20 72 65 67 69 73 | 74 65 72 2e 20 20 41 6c |ck regis|ter.  Al|
|00002ab0| 77 61 79 73 20 72 65 63 | 6f 6e 63 69 6c 65 20 79 |ways rec|oncile y|
|00002ac0| 6f 75 72 20 62 61 6e 6b | 20 73 74 61 74 65 6d 65 |our bank| stateme|
|00002ad0| 6e 74 73 20 69 6d 6d 65 | 64 69 61 74 65 6c 79 2e |nts imme|diately.|
|00002ae0| 1a 1a 2e 00 2e 1a 1a 2e | 00 1a 65 2e 00 69 63 75 |........|..e..icu|
|00002af0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00002b00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002b90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002ba0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002bb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002bc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002bd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002be0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002bf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c00| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00002c10| 79 20 70 2e 31 2d 34 33 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-43|..2..-22|
|00002c20| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002c90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002ca0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002cb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002cc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002cd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002ce0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002cf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002d90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002da0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002db0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002dc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002dd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002de0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002df0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002e00| 4b 65 65 70 20 61 6c 6c | 20 6c 65 67 61 6c 20 64 |Keep all| legal d|
|00002e10| 6f 63 75 6d 65 6e 74 73 | 20 69 6e 20 61 20 62 61 |ocuments| in a ba|
|00002e20| 6e 6b 20 73 61 66 65 20 | 64 65 70 6f 73 69 74 20 |nk safe |deposit |
|00002e30| 62 6f 78 20 6f 72 20 61 | 20 66 69 72 65 2d 70 72 |box or a| fire-pr|
|00002e40| 6f 6f 66 20 73 61 66 65 | 20 61 74 20 68 6f 6d 65 |oof safe| at home|
|00002e50| 2e 20 20 45 69 74 68 65 | 72 20 61 72 65 20 74 61 |.  Eithe|r are ta|
|00002e60| 78 20 64 65 64 75 63 74 | 69 62 6c 65 20 61 73 20 |x deduct|ible as |
|00002e70| 61 6e 20 69 6e 76 65 73 | 74 6d 65 6e 74 20 65 78 |an inves|tment ex|
|00002e80| 70 65 6e 73 65 2e 20 20 | 54 68 69 73 20 77 6f 75 |pense.  |This wou|
|00002e90| 6c 64 20 69 6e 63 6c 75 | 64 65 3a 20 69 6e 76 65 |ld inclu|de: inve|
|00002ea0| 73 74 6d 65 6e 74 20 73 | 68 61 72 65 73 20 6f 72 |stment s|hares or|
|00002eb0| 20 63 65 72 74 69 66 69 | 63 61 74 65 73 2c 20 64 | certifi|cates, d|
|00002ec0| 65 65 64 73 2c 20 74 69 | 74 6c 65 73 2c 20 64 69 |eeds, ti|tles, di|
|00002ed0| 70 6c 6f 6d 61 73 2c 20 | 61 6e 64 20 79 6f 75 72 |plomas, |and your|
|00002ee0| 20 77 69 6c 6c 2e 1a 1a | 2e 00 65 2e 00 69 63 75 | will...|..e..icu|
|00002ef0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00002f00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002f90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002fa0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002fb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002fc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002fd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002fe0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00002ff0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003000| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00003010| 79 20 70 2e 31 2d 34 34 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-44|..2..-22|
|00003020| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003030| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003040| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003050| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003060| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003070| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003080| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003090| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000030a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000030b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000030c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000030d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000030e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000030f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003100| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003110| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003120| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003130| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003140| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003150| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003160| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003170| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003180| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003190| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000031a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000031b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000031c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000031d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000031e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000031f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003200| 59 6f 75 20 77 69 6c 6c | 20 6e 65 65 64 20 73 65 |You will| need se|
|00003210| 76 65 72 61 6c 20 49 52 | 53 20 66 6f 72 6d 73 20 |veral IR|S forms |
|00003220| 61 6e 64 20 69 6e 73 74 | 72 75 63 74 69 6f 6e 73 |and inst|ructions|
|00003230| 20 66 6f 72 20 62 6f 74 | 68 20 70 65 72 73 6f 6e | for bot|h person|
|00003240| 61 6c 20 61 6e 64 20 73 | 6d 61 6c 6c 20 62 75 73 |al and s|mall bus|
|00003250| 69 6e 65 73 73 20 75 73 | 65 2e 20 20 43 61 6c 6c |iness us|e.  Call|
|00003260| 20 79 6f 75 72 20 6c 6f | 63 61 6c 20 49 52 53 20 | your lo|cal IRS |
|00003270| 66 6f 72 6d 73 20 6e 75 | 6d 62 65 72 20 74 6f 20 |forms nu|mber to |
|00003280| 68 61 76 65 20 74 68 65 | 6d 20 6d 61 69 6c 65 64 |have the|m mailed|
|00003290| 2c 20 6f 72 20 67 6f 20 | 74 6f 20 79 6f 75 72 20 |, or go |to your |
|000032a0| 6c 6f 63 61 6c 20 66 65 | 64 65 72 61 6c 20 62 75 |local fe|deral bu|
|000032b0| 69 6c 64 69 6e 67 20 74 | 6f 20 70 69 63 6b 20 75 |ilding t|o pick u|
|000032c0| 70 20 74 68 65 20 66 6f | 72 6d 73 20 79 6f 75 72 |p the fo|rms your|
|000032d0| 73 65 6c 66 2e 20 1a 1a | 20 00 64 20 79 6f 75 72 |self. ..| .d your|
|000032e0| 20 77 69 6c 6c 2e 1a 1a | 2e 00 65 2e 00 69 63 75 | will...|..e..icu|
|000032f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00003300| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003310| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003320| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003330| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003340| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003350| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003360| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003370| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003380| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003390| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000033a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000033b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000033c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000033d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000033e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000033f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003400| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00003410| 79 20 70 2e 31 2d 34 35 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-45|..2..-22|
|00003420| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003430| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003440| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003450| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003460| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003470| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003480| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003490| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000034a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000034b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000034c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000034d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000034e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000034f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003500| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003510| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003520| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003530| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003540| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003550| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003560| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003570| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003580| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003590| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000035a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000035b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000035c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000035d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000035e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000035f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003600| 4b 65 65 70 20 63 75 72 | 72 65 6e 74 20 61 6e 64 |Keep cur|rent and|
|00003610| 20 70 61 73 74 20 72 65 | 63 65 69 70 74 73 2c 20 | past re|ceipts, |
|00003620| 72 65 63 6f 72 64 73 2c | 20 61 6e 64 20 63 6f 6e |records,| and con|
|00003630| 74 72 61 63 74 73 20 73 | 65 70 61 72 61 74 65 6c |tracts s|eparatel|
|00003640| 79 2e 20 20 59 6f 75 72 | 20 22 68 69 73 74 6f 72 |y.  Your| "histor|
|00003650| 79 22 20 66 69 6c 65 73 | 20 77 6f 75 6c 64 20 63 |y" files| would c|
|00003660| 6f 6d 62 69 6e 65 20 61 | 6c 6c 20 72 65 63 6f 72 |ombine a|ll recor|
|00003670| 64 73 20 74 68 61 74 20 | 61 72 65 20 6f 76 65 72 |ds that |are over|
|00003680| 20 6f 6e 65 20 79 65 61 | 72 20 6f 6c 64 2e 20 20 | one yea|r old.  |
|00003690| 50 75 72 67 65 20 74 68 | 65 73 65 20 66 69 6c 65 |Purge th|ese file|
|000036a0| 73 20 6f 66 20 61 6c 6c | 20 72 65 63 65 69 70 74 |s of all| receipt|
|000036b0| 73 2c 20 63 61 6e 63 65 | 6c 6c 65 64 20 63 68 65 |s, cance|lled che|
|000036c0| 63 6b 73 2c 20 74 61 78 | 20 72 65 74 75 72 6e 73 |cks, tax| returns|
|000036d0| 2c 20 65 74 63 2e 2c 20 | 61 66 74 65 72 20 73 65 |, etc., |after se|
|000036e0| 76 65 6e 20 79 65 61 72 | 73 2e 1a 1a 73 2e 00 75 |ven year|s...s..u|
|000036f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00003700| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003710| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003720| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003730| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003740| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003750| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003760| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003770| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003780| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003790| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000037a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000037b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000037c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000037d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000037e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000037f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003800| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00003810| 79 20 70 2e 31 2d 34 37 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-47|..2..-22|
|00003820| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003830| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003840| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003850| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003860| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003870| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003880| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003890| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000038a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000038b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000038c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000038d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000038e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000038f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003900| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003910| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003920| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003930| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003940| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003950| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003960| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003970| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003980| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003990| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000039a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000039b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000039c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000039d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000039e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000039f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003a00| 4b 65 65 70 20 72 65 63 | 65 69 70 74 73 20 66 6f |Keep rec|eipts fo|
|00003a10| 72 20 61 6c 6c 20 64 65 | 64 75 63 74 69 62 6c 65 |r all de|ductible|
|00003a20| 20 65 78 70 65 6e 73 65 | 73 20 6f 76 65 72 20 24 | expense|s over $|
|00003a30| 32 35 20 61 6e 64 20 77 | 72 69 74 74 65 6e 20 72 |25 and w|ritten r|
|00003a40| 65 63 6f 72 64 20 6f 66 | 20 65 78 70 65 6e 73 65 |ecord of| expense|
|00003a50| 73 20 75 6e 64 65 72 20 | 24 32 35 20 65 76 65 6e |s under |$25 even|
|00003a60| 20 69 66 20 74 68 65 79 | 20 77 65 72 65 20 70 61 | if they| were pa|
|00003a70| 69 64 20 62 79 20 63 68 | 65 63 6b 2e 20 20 4c 6f |id by ch|eck.  Lo|
|00003a80| 67 20 61 6c 6c 20 65 78 | 70 65 6e 73 65 73 20 61 |g all ex|penses a|
|00003a90| 73 20 79 6f 75 20 6d 61 | 6b 65 20 74 68 65 6d 20 |s you ma|ke them |
|00003aa0| 61 6e 64 20 73 75 6d 6d | 61 72 69 7a 65 20 74 68 |and summ|arize th|
|00003ab0| 65 6d 20 6d 6f 6e 74 68 | 6c 79 20 74 6f 20 6d 61 |em month|ly to ma|
|00003ac0| 6b 65 20 79 6f 75 72 20 | 6c 69 66 65 20 65 61 73 |ke your |life eas|
|00003ad0| 79 20 61 74 20 74 61 78 | 20 70 72 65 70 61 72 61 |y at tax| prepara|
|00003ae0| 74 69 6f 6e 20 74 69 6d | 65 2e 1a 1a 65 2e 00 75 |tion tim|e...e..u|
|00003af0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00003b00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003b90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003ba0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003bb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003bc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003bd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003be0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003bf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c00| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00003c10| 79 20 70 2e 31 2d 34 38 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-48|..2..-22|
|00003c20| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003c90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003ca0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003cb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003cc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003cd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003ce0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003cf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003d90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003da0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003db0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003dc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003dd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003de0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003df0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003e00| 4b 65 65 70 20 61 20 70 | 6f 63 6b 65 74 2d 73 69 |Keep a p|ocket-si|
|00003e10| 7a 65 20 65 78 70 65 6e | 73 65 20 6c 6f 67 20 74 |ze expen|se log t|
|00003e20| 6f 20 65 61 73 69 6c 79 | 20 72 65 63 6f 72 64 20 |o easily| record |
|00003e30| 74 68 65 20 66 6f 6c 6c | 6f 77 69 6e 67 20 65 78 |the foll|owing ex|
|00003e40| 70 65 6e 73 65 73 20 61 | 77 61 79 20 66 72 6f 6d |penses a|way from|
|00003e50| 20 68 6f 6d 65 3a 20 67 | 61 73 2c 20 63 61 72 20 | home: g|as, car |
|00003e60| 72 65 70 61 69 72 73 2c | 20 74 6f 6c 6c 73 2c 20 |repairs,| tolls, |
|00003e70| 70 61 72 6b 69 6e 67 2c | 20 64 65 64 75 63 74 69 |parking,| deducti|
|00003e80| 62 6c 65 20 6d 65 61 6c | 73 20 61 6e 64 20 65 6e |ble meal|s and en|
|00003e90| 74 65 72 74 61 69 6e 6d | 65 6e 74 2c 20 6f 66 66 |tertainm|ent, off|
|00003ea0| 69 63 65 20 73 75 70 70 | 6c 69 65 73 2c 20 6d 6f |ice supp|lies, mo|
|00003eb0| 74 65 6c 20 72 6f 6f 6d | 73 2c 20 61 6e 64 20 6f |tel room|s, and o|
|00003ec0| 74 68 65 72 20 74 72 61 | 76 65 6c 20 65 78 70 65 |ther tra|vel expe|
|00003ed0| 6e 73 65 73 2e 1a 1a 2e | 00 70 72 65 70 61 72 61 |nses....|.prepara|
|00003ee0| 74 69 6f 6e 20 74 69 6d | 65 2e 1a 1a 65 2e 00 75 |tion tim|e...e..u|
|00003ef0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00003f00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003f90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003fa0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003fb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003fc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003fd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003fe0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00003ff0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004000| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00004010| 79 20 70 2e 31 2d 34 38 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-48|..2..-22|
|00004020| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004030| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004040| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004050| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004060| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004070| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004080| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004090| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000040a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000040b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000040c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000040d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000040e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000040f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004100| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004110| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004120| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004130| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004140| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004150| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004160| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004170| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004180| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004190| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000041a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000041b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000041c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000041d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000041e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000041f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004200| 4b 65 65 70 20 72 65 63 | 65 69 70 74 73 20 6f 72 |Keep rec|eipts or|
|00004210| 20 69 6e 76 6f 69 63 65 | 73 20 74 68 61 74 20 63 | invoice|s that c|
|00004220| 6f 6e 74 61 69 6e 20 74 | 68 65 20 70 68 6f 6e 65 |ontain t|he phone|
|00004230| 20 6e 75 6d 62 65 72 2c | 20 61 64 64 72 65 73 73 | number,| address|
|00004240| 20 6f 66 20 74 68 65 20 | 63 6f 6d 70 61 6e 79 2c | of the |company,|
|00004250| 20 61 6e 64 20 74 68 65 | 20 69 74 65 6d 73 20 70 | and the| items p|
|00004260| 75 72 63 68 61 73 65 64 | 20 61 6c 6f 6e 67 20 77 |urchased| along w|
|00004270| 69 74 68 20 79 6f 75 72 | 20 63 61 6e 63 65 6c 6c |ith your| cancell|
|00004280| 65 64 20 63 68 65 63 6b | 73 2e 1a 1a 00 20 65 6e |ed check|s.... en|
|00004290| 74 65 72 74 61 69 6e 6d | 65 6e 74 2c 20 6f 66 66 |tertainm|ent, off|
|000042a0| 69 63 65 20 73 75 70 70 | 6c 69 65 73 2c 20 6d 6f |ice supp|lies, mo|
|000042b0| 74 65 6c 20 72 6f 6f 6d | 73 2c 20 61 6e 64 20 6f |tel room|s, and o|
|000042c0| 74 68 65 72 20 74 72 61 | 76 65 6c 20 65 78 70 65 |ther tra|vel expe|
|000042d0| 6e 73 65 73 2e 1a 1a 2e | 00 70 72 65 70 61 72 61 |nses....|.prepara|
|000042e0| 74 69 6f 6e 20 74 69 6d | 65 2e 1a 1a 65 2e 00 75 |tion tim|e...e..u|
|000042f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00004300| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004310| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004320| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004330| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004340| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004350| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004360| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004370| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004380| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004390| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000043a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000043b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000043c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000043d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000043e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000043f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004400| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00004410| 79 20 70 2e 31 2d 35 30 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-50|..2..-22|
|00004420| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004430| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004440| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004450| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004460| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004470| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004480| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004490| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000044a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000044b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000044c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000044d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000044e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000044f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004500| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004510| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004520| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004530| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004540| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004550| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004560| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004570| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004580| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004590| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000045a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000045b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000045c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000045d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000045e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000045f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004600| 4f 62 74 61 69 6e 20 61 | 20 63 72 65 64 69 74 20 |Obtain a| credit |
|00004610| 63 61 72 64 20 66 6f 72 | 20 62 75 73 69 6e 65 73 |card for| busines|
|00004620| 73 20 75 73 65 20 61 6e | 64 20 64 69 73 63 69 70 |s use an|d discip|
|00004630| 6c 69 6e 65 20 79 6f 75 | 72 73 65 6c 66 20 69 6e |line you|rself in|
|00004640| 74 6f 20 6e 6f 74 69 6e | 67 20 74 68 65 20 64 65 |to notin|g the de|
|00004650| 64 75 63 74 69 62 6c 65 | 20 70 75 72 70 6f 73 65 |ductible| purpose|
|00004660| 2e 20 20 4d 61 72 6b 20 | 65 61 63 68 20 69 74 65 |.  Mark |each ite|
|00004670| 6d 20 77 69 74 68 20 61 | 20 22 54 22 20 6f 72 20 |m with a| "T" or |
|00004680| 22 50 22 20 74 6f 20 69 | 6e 64 69 63 61 74 65 20 |"P" to i|ndicate |
|00004690| 74 61 78 20 64 65 64 75 | 63 74 69 62 6c 65 20 6f |tax dedu|ctible o|
|000046a0| 72 20 70 65 72 73 6f 6e | 61 6c 2e 20 20 4b 65 65 |r person|al.  Kee|
|000046b0| 70 20 79 6f 75 72 20 73 | 74 61 74 65 6d 65 6e 74 |p your s|tatement|
|000046c0| 73 20 69 6e 20 79 6f 75 | 72 20 52 4d 53 2e 1a 1a |s in you|r RMS...|
|000046d0| 2e 00 65 73 2e 1a 1a 2e | 00 70 72 65 70 61 72 61 |..es....|.prepara|
|000046e0| 74 69 6f 6e 20 74 69 6d | 65 2e 1a 1a 65 2e 00 75 |tion tim|e...e..u|
|000046f0| 6c 6f 75 73 2e 1a 1a 73 | 2e 00 00 00 00 00 00 00 |lous...s|........|
|00004700| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004710| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004720| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004730| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004740| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004750| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004760| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004770| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004780| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004790| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000047a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000047b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000047c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000047d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000047e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000047f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004800| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00004810| 79 20 70 2e 31 2d 35 30 | 1a 1a 32 1a 1a 2d 32 32 |y p.1-50|..2..-22|
|00004820| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004830| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004840| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004850| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004860| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004870| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004880| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004890| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000048a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000048b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000048c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000048d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000048e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000048f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004900| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004910| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004920| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004930| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004940| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004950| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004960| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004970| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004980| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004990| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000049a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000049b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000049c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000049d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000049e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000049f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004a00| 54 61 6b 65 20 61 20 73 | 68 65 65 74 20 6f 66 20 |Take a s|heet of |
|00004a10| 6e 6f 74 65 62 6f 6f 6b | 20 70 61 70 65 72 20 61 |notebook| paper a|
|00004a20| 6e 64 20 6d 61 6b 65 20 | 74 77 6f 20 63 6f 6c 75 |nd make |two colu|
|00004a30| 6d 6e 73 2e 20 20 55 73 | 65 20 6f 6e 65 20 73 69 |mns.  Us|e one si|
|00004a40| 64 65 20 66 6f 72 20 22 | 44 65 64 75 63 74 69 62 |de for "|Deductib|
|00004a50| 6c 65 20 55 73 65 2c 22 | 20 61 6e 64 20 74 68 65 |le Use,"| and the|
|00004a60| 20 6f 74 68 65 72 20 66 | 6f 72 20 22 4e 6f 6e 2d | other f|or "Non-|
|00004a70| 44 65 64 75 63 74 69 62 | 6c 65 20 55 73 65 2e 22 |Deductib|le Use."|
|00004a80| 20 20 46 6f 72 20 39 30 | 20 64 61 79 73 20 65 6e |  For 90| days en|
|00004a90| 74 65 72 20 74 68 65 20 | 65 6e 64 69 6e 67 20 61 |ter the |ending a|
|00004aa0| 6e 64 20 62 65 67 69 6e | 6e 69 6e 67 20 74 69 6d |nd begin|ning tim|
|00004ab0| 65 20 6f 66 20 75 73 65 | 20 66 6f 72 20 65 61 63 |e of use| for eac|
|00004ac0| 68 20 61 73 73 65 74 20 | 74 6f 20 64 65 74 65 72 |h asset |to deter|
|00004ad0| 6d 69 6e 65 20 79 6f 75 | 72 20 64 65 64 75 63 74 |mine you|r deduct|
|00004ae0| 69 62 6c 65 20 70 65 72 | 63 65 6e 74 61 67 65 2e |ible per|centage.|
|00004af0| 1a 1a 65 2e 00 1a 1a 73 | 2e 00 00 00 00 00 00 00 |..e....s|........|
|00004b00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004b90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004ba0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004bb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004bc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004bd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004be0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004bf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c00| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00004c10| 79 20 70 2e 31 2d 35 31 | 20 74 6f 20 31 2d 35 35 |y p.1-51| to 1-55|
|00004c20| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004c90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004ca0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004cb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004cc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004cd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004ce0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004cf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004d90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004da0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004db0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004dc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004dd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004de0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004df0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004e00| 59 6f 75 20 63 61 6e 20 | 63 6f 6c 6c 65 63 74 20 |You can |collect |
|00004e10| 77 69 74 68 20 69 6e 73 | 75 72 61 6e 63 65 20 6f |with ins|urance o|
|00004e20| 6e 6c 79 20 77 68 61 74 | 20 79 6f 75 20 70 72 6f |nly what| you pro|
|00004e30| 76 65 20 79 6f 75 20 6c | 6f 73 74 2e 20 20 4c 69 |ve you l|ost.  Li|
|00004e40| 73 74 20 61 6c 6c 20 79 | 6f 75 72 20 61 73 73 65 |st all y|our asse|
|00004e50| 74 73 20 61 6c 6f 6e 67 | 20 77 69 74 68 20 74 68 |ts along| with th|
|00004e60| 65 69 72 20 65 73 74 69 | 6d 61 74 65 64 20 76 61 |eir esti|mated va|
|00004e70| 6c 75 65 2c 20 62 72 61 | 6e 64 20 6e 61 6d 65 20 |lue, bra|nd name |
|00004e80| 61 6e 64 20 73 65 72 69 | 61 6c 20 6e 75 6d 62 65 |and seri|al numbe|
|00004e90| 72 2e 20 20 4b 65 65 70 | 20 79 6f 75 72 20 6c 69 |r.  Keep| your li|
|00004ea0| 73 74 20 69 6e 20 61 20 | 73 61 66 65 2c 20 66 69 |st in a |safe, fi|
|00004eb0| 72 65 70 72 6f 6f 66 20 | 70 6c 61 63 65 2e 1a 1a |reproof |place...|
|00004ec0| 2e 00 61 73 73 65 74 20 | 74 6f 20 64 65 74 65 72 |..asset |to deter|
|00004ed0| 6d 69 6e 65 20 79 6f 75 | 72 20 64 65 64 75 63 74 |mine you|r deduct|
|00004ee0| 69 62 6c 65 20 70 65 72 | 63 65 6e 74 61 67 65 2e |ible per|centage.|
|00004ef0| 1a 1a 65 2e 00 1a 1a 73 | 2e 00 00 00 00 00 00 00 |..e....s|........|
|00004f00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004f90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004fa0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004fb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004fc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004fd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004fe0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00004ff0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005000| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00005010| 79 20 70 2e 31 2d 36 32 | 20 74 6f 20 31 2d 36 34 |y p.1-62| to 1-64|
|00005020| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005030| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005040| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005050| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005060| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005070| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005080| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005090| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000050a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000050b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000050c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000050d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000050e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000050f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005100| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005110| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005120| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005130| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005140| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005150| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005160| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005170| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005180| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005190| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000051a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000051b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000051c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000051d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000051e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000051f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005200| 41 20 46 69 6e 61 6e 63 | 69 61 6c 20 53 74 61 74 |A Financ|ial Stat|
|00005210| 65 6d 65 6e 74 20 69 73 | 20 61 20 73 6e 61 70 73 |ement is| a snaps|
|00005220| 68 6f 74 20 6f 66 20 79 | 6f 75 72 20 6e 65 74 20 |hot of y|our net |
|00005230| 77 6f 72 74 68 20 6f 6e | 20 61 6e 79 20 70 61 72 |worth on| any par|
|00005240| 74 69 63 75 6c 61 72 20 | 64 61 79 2e 20 20 55 73 |ticular |day.  Us|
|00005250| 65 20 57 65 61 6c 74 68 | 53 74 61 72 74 65 72 27 |e Wealth|Starter'|
|00005260| 73 20 4e 65 74 20 57 6f | 72 74 68 20 66 65 61 74 |s Net Wo|rth feat|
|00005270| 75 72 65 20 74 6f 20 72 | 65 63 6f 72 64 20 74 68 |ure to r|ecord th|
|00005280| 65 20 64 6f 6c 6c 61 72 | 20 61 6d 6f 75 6e 74 20 |e dollar| amount |
|00005290| 6f 66 20 61 73 73 65 74 | 73 20 28 77 68 61 74 20 |of asset|s (what |
|000052a0| 79 6f 75 20 6f 77 6e 29 | 20 61 6e 64 20 6c 69 61 |you own)| and lia|
|000052b0| 62 69 6c 69 74 69 65 73 | 20 28 77 68 61 74 20 79 |bilities| (what y|
|000052c0| 6f 75 20 6f 77 65 29 2e | 20 20 54 68 65 20 64 69 |ou owe).|  The di|
|000052d0| 66 66 65 72 65 6e 63 65 | 20 62 65 74 77 65 65 6e |fference| between|
|000052e0| 20 74 68 65 6d 20 69 73 | 20 79 6f 75 72 20 6e 65 | them is| your ne|
|000052f0| 74 20 77 6f 72 74 68 2e | 1a 1a 68 2e 00 00 00 00 |t worth.|..h.....|
|00005300| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005310| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005320| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005330| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005340| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005350| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005360| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005370| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005380| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005390| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000053a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000053b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000053c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000053d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000053e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000053f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005400| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00005410| 79 20 70 2e 31 2d 36 35 | 2c 36 36 1a 1a 2d 36 34 |y p.1-65|,66..-64|
|00005420| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005430| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005440| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005450| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005460| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005470| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005480| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005490| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000054a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000054b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000054c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000054d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000054e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000054f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005500| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005510| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005520| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005530| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005540| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005550| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005560| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005570| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005580| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005590| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000055a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000055b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000055c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000055d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000055e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000055f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005600| 4c 69 66 65 20 69 6e 73 | 75 72 61 6e 63 65 20 73 |Life ins|urance s|
|00005610| 68 6f 75 6c 64 20 62 65 | 20 75 73 65 64 20 6f 6e |hould be| used on|
|00005620| 6c 79 20 74 6f 20 70 72 | 65 76 65 6e 74 20 66 69 |ly to pr|event fi|
|00005630| 6e 61 6e 63 69 61 6c 20 | 68 61 72 64 73 68 69 70 |nancial |hardship|
|00005640| 20 74 68 61 74 20 77 6f | 75 6c 64 20 62 65 20 63 | that wo|uld be c|
|00005650| 72 65 61 74 65 64 20 69 | 66 20 74 68 65 20 69 6e |reated i|f the in|
|00005660| 73 75 72 65 64 20 64 69 | 65 73 2e 20 20 49 66 20 |sured di|es.  If |
|00005670| 79 6f 75 20 61 72 65 20 | 73 69 6e 67 6c 65 2c 20 |you are |single, |
|00005680| 69 6e 76 65 73 74 20 79 | 6f 75 72 20 6d 6f 6e 65 |invest y|our mone|
|00005690| 79 20 66 6f 72 20 75 73 | 65 20 77 68 69 6c 65 20 |y for us|e while |
|000056a0| 79 6f 75 20 61 72 65 20 | 6c 69 76 69 6e 67 2e 1a |you are |living..|
|000056b0| 1a 00 6c 69 74 69 65 73 | 20 28 77 68 61 74 20 79 |..lities| (what y|
|000056c0| 6f 75 20 6f 77 65 29 2e | 20 20 54 68 65 20 64 69 |ou owe).|  The di|
|000056d0| 66 66 65 72 65 6e 63 65 | 20 62 65 74 77 65 65 6e |fference| between|
|000056e0| 20 74 68 65 6d 20 69 73 | 20 79 6f 75 72 20 6e 65 | them is| your ne|
|000056f0| 74 20 77 6f 72 74 68 2e | 1a 1a 68 2e 00 00 00 00 |t worth.|..h.....|
|00005700| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005710| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005720| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005730| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005740| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005750| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005760| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005770| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005780| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005790| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000057a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000057b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000057c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000057d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000057e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000057f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005800| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00005810| 79 20 70 2e 32 2d 39 1a | 1a 36 36 1a 1a 2d 36 34 |y p.2-9.|.66..-64|
|00005820| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005830| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005840| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005850| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005860| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005870| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005880| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005890| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000058a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000058b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000058c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000058d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000058e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000058f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005900| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005910| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005920| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005930| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005940| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005950| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005960| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005970| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005980| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005990| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000059a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000059b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000059c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000059d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000059e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000059f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005a00| 49 6e 73 75 72 61 6e 63 | 65 20 62 65 6c 6f 6e 67 |Insuranc|e belong|
|00005a10| 73 20 6f 6e 20 74 68 65 | 20 69 6e 63 6f 6d 65 2d |s on the| income-|
|00005a20| 70 72 6f 76 69 64 69 6e | 67 20 70 61 72 65 6e 74 |providin|g parent|
|00005a30| 28 73 29 2c 20 6e 6f 74 | 20 74 68 65 20 63 68 69 |(s), not| the chi|
|00005a40| 6c 64 72 65 6e 2e 20 20 | 41 20 24 35 30 2c 30 30 |ldren.  |A $50,00|
|00005a50| 30 20 6c 69 66 65 20 69 | 6e 73 75 72 61 6e 63 65 |0 life i|nsurance|
|00005a60| 20 70 6f 6c 69 63 79 20 | 6f 6e 20 61 20 6f 6e 65 | policy |on a one|
|00005a70| 2d 79 65 61 72 20 6f 6c | 64 20 63 68 69 6c 64 20 |-year ol|d child |
|00005a80| 63 6f 73 74 73 20 24 32 | 35 30 2f 79 65 61 72 20 |costs $2|50/year |
|00005a90| 61 6e 64 20 69 73 20 77 | 6f 72 74 68 20 24 35 2c |and is w|orth $5,|
|00005aa0| 30 30 30 20 61 74 20 63 | 6f 6c 6c 65 67 65 20 74 |000 at c|ollege t|
|00005ab0| 69 6d 65 2e 20 20 54 68 | 65 20 73 61 6d 65 20 70 |ime.  Th|e same p|
|00005ac0| 72 65 6d 69 75 6d 73 20 | 69 6e 76 65 73 74 65 64 |remiums |invested|
|00005ad0| 20 63 6f 72 72 65 63 74 | 6c 79 20 77 69 6c 6c 20 | correct|ly will |
|00005ae0| 79 69 65 6c 64 20 24 34 | 30 2c 30 30 30 21 1a 1a |yield $4|0,000!..|
|00005af0| 21 00 77 6f 72 74 68 2e | 1a 1a 68 2e 00 00 00 00 |!.worth.|..h.....|
|00005b00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005b90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005ba0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005bb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005bc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005bd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005be0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005bf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c00| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00005c10| 79 20 70 2e 32 2d 31 30 | 1a 1a 36 1a 1a 2d 36 34 |y p.2-10|..6..-64|
|00005c20| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005c90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005ca0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005cb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005cc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005cd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005ce0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005cf0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005d90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005da0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005db0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005dc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005dd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005de0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005df0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005e00| 49 66 20 79 6f 75 72 20 | 73 70 6f 75 73 65 20 64 |If your |spouse d|
|00005e10| 6f 65 73 20 6e 6f 74 20 | 77 6f 72 6b 2c 20 6f 72 |oes not |work, or|
|00005e20| 20 6f 6e 6c 79 20 77 6f | 72 6b 73 20 70 61 72 74 | only wo|rks part|
|00005e30| 2d 74 69 6d 65 2c 20 61 | 6e 64 20 79 6f 75 20 68 |-time, a|nd you h|
|00005e40| 61 76 65 20 6e 6f 20 63 | 68 69 6c 64 72 65 6e 2c |ave no c|hildren,|
|00005e50| 20 69 6e 73 75 72 61 6e | 63 65 20 69 73 20 75 6e | insuran|ce is un|
|00005e60| 6e 65 63 65 73 73 61 72 | 79 2e 20 20 4f 74 68 65 |necessar|y.  Othe|
|00005e70| 72 77 69 73 65 2c 20 69 | 6e 65 78 70 65 6e 73 69 |rwise, i|nexpensi|
|00005e80| 76 65 20 74 65 72 6d 20 | 69 6e 73 75 72 61 6e 63 |ve term |insuranc|
|00005e90| 65 20 6d 61 6b 65 73 20 | 73 65 6e 73 65 20 75 6e |e makes |sense un|
|00005ea0| 74 69 6c 20 74 68 65 20 | 6b 69 64 73 20 61 72 65 |til the |kids are|
|00005eb0| 20 67 72 6f 77 6e 2e 1a | 1a 2e 00 61 6d 65 20 70 | grown..|...ame p|
|00005ec0| 72 65 6d 69 75 6d 73 20 | 69 6e 76 65 73 74 65 64 |remiums |invested|
|00005ed0| 20 63 6f 72 72 65 63 74 | 6c 79 20 77 69 6c 6c 20 | correct|ly will |
|00005ee0| 79 69 65 6c 64 20 24 34 | 30 2c 30 30 30 21 1a 1a |yield $4|0,000!..|
|00005ef0| 21 00 77 6f 72 74 68 2e | 1a 1a 68 2e 00 00 00 00 |!.worth.|..h.....|
|00005f00| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f10| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f20| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f30| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f40| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f50| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f60| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f70| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f80| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005f90| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005fa0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005fb0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005fc0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005fd0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005fe0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00005ff0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006000| 46 69 6e 61 6e 63 69 61 | 6c 20 4c 69 62 72 61 72 |Financia|l Librar|
|00006010| 79 20 70 2e 32 2d 31 31 | 1a 1a 36 1a 1a 2d 36 34 |y p.2-11|..6..-64|
|00006020| 1a 1a 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006030| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006040| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006050| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006060| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006070| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006080| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006090| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000060a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000060b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000060c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000060d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000060e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000060f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006100| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006110| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006120| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006130| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006140| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006150| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006160| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006170| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006180| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006190| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000061a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000061b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000061c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000061d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000061e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000061f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006200| 41 20 67 6f 6f 64 20 6a | 6f 62 20 6f 72 20 63 61 |A good j|ob or ca|
|00006210| 72 65 65 72 20 70 72 6f | 76 69 64 65 73 20 66 61 |reer pro|vides fa|
|00006220| 72 20 6d 6f 72 65 20 73 | 75 62 73 74 61 6e 74 69 |r more s|ubstanti|
|00006230| 61 6c 20 66 69 6e 61 6e | 63 69 61 6c 20 73 65 63 |al finan|cial sec|
|00006240| 75 72 69 74 79 20 74 68 | 61 6e 20 61 20 6c 69 66 |urity th|an a lif|
|00006250| 65 20 69 6e 73 75 72 61 | 6e 63 65 20 70 6f 6c 69 |e insura|nce poli|
|00006260| 63 79 2e 20 20 57 68 65 | 6e 20 72 65 66 65 72 72 |cy.  Whe|n referr|
|00006270| 69 6e 67 20 74 6f 20 6d | 6f 72 74 61 6c 69 74 79 |ing to m|ortality|
|00006280| 20 74 61 62 6c 65 73 2c | 20 74 68 65 20 63 68 61 | tables,| the cha|
|00006290| 6e 63 65 73 20 6f 66 20 | 79 6f 75 72 20 73 70 6f |nces of |your spo|
|000062a0| 75 73 65 20 64 79 69 6e | 67 20 61 72 65 20 73 6d |use dyin|g are sm|
|000062b0| 61 6c 6c 2c 20 79 6f 75 | 20 77 6f 75 6c 64 20 62 |all, you| would b|
|000062c0| 65 20 73 6d 61 72 74 65 | 72 20 74 6f 20 69 6e 76 |e smarte|r to inv|
|000062d0| 65 73 74 20 74 68 65 20 | 70 72 65 6d 69 75 6d 73 |est the |premiums|
|000062e0| 20 73 61 76 65 64 2e 1a | 1a 2e 00 30 30 21 1a 1a | saved..|...00!..|
|000062f0| 21 00 77 6f 72 74 68 2e | 1a 1a 68 2e 00 00 00 00 |!.worth.|..h.....|
|00006300| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006310| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006320| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006330| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006340| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006350| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006360| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006370| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006380| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|00006390| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000063a0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000063b0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000063c0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000063d0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000063e0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
|000063f0| 00 00 00 00 00 00 00 00 | 00 00 00 00 00 00 00 00 |........|........|
+--------+-------------------------+-------------------------+--------+--------+