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- From: G.Joly@cs.ucl.ac.uk (Gordon Joly)
- Newsgroups: uk.misc
- Subject: How do you claim?
- Message-ID: <3209@ucl-cs.uucp>
- Date: 15 Nov 92 16:28:28 GMT
- Sender: news@cs.ucl.ac.uk
- Lines: 37
-
- Lionel Tun writes:
- > A car went into the back of our car over the weekend. The person
- > at fault admitted guilt and supplied names and addresses. He had
- > a company car and company insurance. We have 3rd party fire and
- > theft, plus loss recovery.
- >
- > The question is, what can I claim for and how to go about it?
- > Is it better to let my insurance company approach the other
- > insurance company? Will it affect my no-claims bonus? Would it
- > be quicker to approach the company that owns the car?
-
- You can claim for your damage. Yes, yes, no.
-
- > Should I get the car fixed (the back bumper and boot is caved in,
- > the car is a 1983 Audi 80) and present the bill, or should I get
- > an estimate, get the money then get it fixed? During the time
- > the car is away for repair, it means my wife cannot take the kids
- > to playgroup - can I claim for a hired car to cover that?
- >
- > --
- > Lionel Tun (lionel@cs.city.ac.uk)
- > Vision Group, City University, London, EC1V 0HB. 071-477 8000 x 3889
-
-
- You will need at least two estimates. You can get a hire if your
- policy says "you can get a hire car".
-
- Gordon.
-
- P.S. Golden rule: never say anything at the scene. Your insurance
- company will do all the talking!
-
- ____
-
- Gordon Joly Phone +44 71 387 7050 ext 3703 FAX +44 71 387 1397
- Internet: G.Joly@cs.ucl.ac.uk UUCP: ...!{uunet,uknet}!ucl-cs!G.Joly
- Computer Science, University College London, Gower Street, LONDON WC1E 6BT
-