home *** CD-ROM | disk | FTP | other *** search
- Path: sparky!uunet!gatech!usenet.ins.cwru.edu!agate!bionet!raven.alaska.edu!news.acns.nwu.edu!casbah.acns.nwu.edu!staggers
- From: staggers@casbah.acns.nwu.edu (Ken Staggers)
- Newsgroups: misc.consumers
- Subject: Re: Rental Cars & Additional Drivers
- Message-ID: <1992Jul28.024749.11805@news.acns.nwu.edu>
- Date: 28 Jul 92 02:47:49 GMT
- References: <1992Jul27.215643.22450@wuecl.wustl.edu>
- Sender: usenet@news.acns.nwu.edu (Usenet on news.acns)
- Organization: Northwestern University, Evanston Illinois.
- Lines: 29
-
- In article <1992Jul27.215643.22450@wuecl.wustl.edu> tjs@earth.wustl.edu (tom sullivan) writes:
- >
- >The last two summers, my girl friend (now fiancee) and I have rented a
- >So, why do they charge more for a second driver? What are
- >the implications of not paying the fee?
- >
- >We both have insurance that covers rental cars and we waive all of the
- >insurance sold by the rental agency.
-
- Hmmm...I would certainly call my insurance company and ask them whether
- I would still be covered if I violated in any way the rental contract.
- You want to make sure that there is not a clause in your insurance that
- says you have to follow the policies of the car rental agency to the letter
- otherwise you might not be covered.
-
- In upstate NY, a few rental companies will not let you take the car into
- NY city because their insurance doesnt cover it. Now in NYState you are
- only responsible for $100.00 of damage to a car. But if you knowingly
- violate a contract you signed which stated you would not take the car
- into the city, you *might* be liable for the whole amount (I have never
- read the entire NY State consumer law on this, so there could be holes
- in it) and your insurance company might balk at paying anything over
- $100.00.
-
- So, I would definitely check your insurance company to see if there would
- be any problems if you violated the rental contract by not reporting an
- additional driver (and that driver is driving when there is an accident).
-
- --Ken
-