ocr: Barclays Bank Account Overdraft Charges Authorised Overd raft - Unauthorised Overd raft- within an agreed limit withoutor beyond an agreed limit Monthly usage fee ES Up to 1200-215 Over £200 -£30 Interest rate per month 1.45%1 (18.8%. EAR) 2.20% (29.8% EAR) The charges and interest rates above are variable and the Bank reserves the right to amend them from time to time. Any payment causing an overdrawn balance without or beyond an agreed limit will bepaid at the Bank's discretion. Overdratts are: repayable. on demand. You can overdraw up to your limit whenever you want, but you: should not be ...