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MONEY
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1991-08-29
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ALMANAC 1992, by Jeff Napier & Another Company
MATTERS OF MONEY
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One out of 2 credit reports has an inaccuracy. One out of
every 5 has an inaccuracy bad enough to spoil a person's
credit.
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The average American can go for only 2 months between losing
a job and having to move out of home due to inability to pay
the rent or mortgage.
_____________________________________________________________
In 1931 a brand new Chevrolet cost $623.
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In six years, the average income in America doubled. In 1940,
the average worker was paid under $600. In 1946 the same
worker got $1200.
_____________________________________________________________
Real human skeletons are selling for around $2000, but you
can get a good plastic replica for around $300.
_____________________________________________________________
New Jersey may pass a law to tune up its street lights. By
using sodium vapor lights and installing reflectors to aim
the light where it is needed, the state will save about $35
million per year.
_____________________________________________________________
Arnold Schwarzenegger was paid $21,500.00 for every word he
spoke in his latest movie, Terminator II.
_____________________________________________________________
In America, the average woman earns 64% of the wages a man
gets.
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About 10% of the average American's budget is spent on
clothing.
_____________________________________________________________
The chain store F. W. Woolworth has 6,309 stores. There are
1633 Holiday Inns.
_____________________________________________________________
The most exclusive real estate is a part of Tokyo where land
has traded hands at over $784 million per acre. That's $127
per square inch. Almost as expensive as California real
estate.
If you can't afford to buy, you can always rent in Tokyo,
where rent can be higher than $120 per square foot, or
$72,000 per month for a small apartment or $120,000 per month
for a small store. If you do set up a store there, each
square inch of your store's displays and merchandise must
bring in at least $2 per month to cover your basic expenses.
_____________________________________________________________
Approximately one out of every 100 Americans is employed by
the US military.
_____________________________________________________________
What a way to make a living! Chris Burden tried to have a
photograph taken of himself as his arm was being grazed by a
bullet, but the guy who shot him missed a little bit, causing
a wound that required hospitalization. The pictures came out
alright and he sold them to an art dealer for $1750.
_____________________________________________________________
All the information in this database is reliably calculated
from or based on what others have written. However, you may
wish to conduct your own research to make absolutely sure of
the facts.
_____________________________________________________________
What is a dinosaur worth? You can buy a large skeleton from
a professional dinosaur hunter for about $300,000.
_____________________________________________________________
Shirley Temple made $1 million by age 10.
_____________________________________________________________
It's kind of fun looking at the numbers generated by the US
Census, right? The U.S. census taken in 1970 cost U.S.
taxpayers about $1.22 per head. If you had the choice, would
you have paid $1.22 to see those numbers?
_____________________________________________________________
When you tip a cab driver or waitress, what are you doing?
The word "tip" is an acronym which means "To Insure
Promptness."
_____________________________________________________________
Bill Cosby has something you probably can't afford. He has a
$20 million Gulfstream executive jet.
_____________________________________________________________
Take a guess: How much would $1 million in $20 bills weigh?
One million dollars in $20 bills weighs approximately the
same as a big lawnmower, 100 pounds.
_____________________________________________________________
Of the things sent by the US Postal Service, only 6% are
ordinary letters. 83% is business correspondence. 50% is
advertising.
_____________________________________________________________
The biggest solid gold nugget every found weighed as much as
a man and was about the size of a small typewriter.
_____________________________________________________________
The most valuable solid gold item is the inner coffin (of
three) of King Tut. It weighs more than a small pickup truck
(2447 pounds) and is worth over 14 million dollars.
_____________________________________________________________
The diamond cutter who had the honor of splitting the world's
largest diamond, about 5 inches long, was Jacob Asscher. On
the afternoon of February 10, 1908, he cut a groove with
another diamond (since only diamonds can cut diamonds) in
just the right place, as carefully as he could calculate,
then he laid a blade in the groove and tapped on it. The
diamond broke, and Jacob immediately fainted. When he
recovered, he discovered that the diamond had broken just
right, exactly as he had hoped.
_____________________________________________________________
CARAT - in diamonds, there are 142 carats per ounce - or 1/5
gram.
_____________________________________________________________
A boy in South Africa discovered a nice diamond. He traded
it for what he wanted most: 500 sheep, some oxen and a horse.
_____________________________________________________________
The total amount of diamonds mined in the world is about 5
tons per year. You could carry them all in 5 or 10 pickup
trucks. Most of these are quite small and are used for
industrial grinding operations on hard metals. Another
common use is for dental drills.
_____________________________________________________________
For every degree you lower your thermostat, in a typical
home, you'll save 2.5% of your heating bill.
_____________________________________________________________
Daniel Smith-Rowsey wrote a letter to the public through a
major magazine in which he contends the previous generation
has spoiled the economy and social structure for present-day
college-age people. Of the stupidity of his generation, he
stated, "We can name more beers than presidents."
_____________________________________________________________
Ron Foxcroft, a basketball referee, designed a whistle that
is more shrill than the average sports whistle. The whistle
sells for $5.95. He is making a million dollars a year from
his invention.
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Let's say you have been given payment in the form of a check?
Think it's going to bounce? 90% of intentionally bad checks
are numbered from #101 to #150. Maybe its a forgery. Does it
have one perforated edge, indicating it came from a check
sheet or a checkbook? No perforation means it was cut after
copying.
_____________________________________________________________
Think you are being given a false address? Repeat a part of
the address back to someone, but make a mistake. For
instance, "Your zip code is 97540?" The legitimate person
will usually say, "No, 97530."
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Visa and MasterCard, are they the same? Yes and no. These two
names are of two clearing agencies that license big banks to
use their systems. Often, smaller banks put their name on the
credit cards, but they are acting as agents for larger banks.
The actual rules governing your credit cards are determined
by the issuing bank, not by the clearing agency.
Debit cards, now offered by several large banks, look like
credit cards, but are different. A credit card represents a
loan to you. The debit card must technically be backed by
money already in your account. With a credit card, interest
is charged you until the loan is repaid. With the debit
card, you can accumulate interest on the money in your
account until you spend it. In most cases with debit cards,
you actually continue to collect interest on your money for
several days after you have spent it, because it takes that
long for the transaction to appear on your account. However,
this amount of time is unpredictable.
Many new users of debit cards have found that the
accounting is more difficult than with check writing. When
making purchases on the phone, for instance, ask for the
total amount that will be charged to your account. An answer
such as, "The exact amount is not known until it is packed
and charged for postage by the shipping department" will
leave a ? in your checkbook for a month or more, until you
see your bank statement, or invoice packed with the shipment.
_____________________________________________________________
If your adjusted gross income reported to the IRS was under
$10,000 and if you took the standard deduction, your chance
of being audited is 0.67%. If you itemized your deductions,
the chance of an audit goes up to 2.9%. If you made over
$50.000 then you have a 1 in 10 (10.4%) chance of being
audited.
_____________________________________________________________
Easy money: Become an informant for the IRS. They will give
you up to $7500 if $75,000 is collected due to a recovery
based on your information, and they can pay as much as
$50,000 if you help them with a big case.
_____________________________________________________________
You have probably heard that tall men and women get better
jobs and more pay than shorter folks. Another study has
determined that heavy people also earn slightly more than
their slim counterparts.
_____________________________________________________________
Hint: Before phoning a business establishment, phone
1-800-555-1212 and see if the place you are calling has a
toll-free 800 number. Many businesses have 800 numbers that
are not generally advertised. This keeps their phone cost
down but they can use the 800 number during promotions, etc.
_____________________________________________________________
Need an expert? Perhaps a scientific computer programmer?
Professors in the Soviet Union are chronically underpaid, and
many will offer their services to Americans as consultants
for around $3 per hour.
_____________________________________________________________
Three out of every four businessmen who have achieved success
but don't feel they earned it properly have taken up
excessive drinking.
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The mood set by music can change the way people operate. In a
scientific study, when subjects were asked to solve math
equations, they could solve less equations when slow, calming
music was playing in the background than when there was no
music. When rock 'n' roll was played, they solved more
equations than when in silence. A retailer made long tapes
containing a variety of music arranged so that a fast, upbeat
piece played approximately every 15 minutes. During these
fast songs, salesmen closed more sales, and there was a rush
at the cash register.
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When you see a movie with a long segment filmed in a
McDonalds restaurant, or you see the lead actor drink
Coca-Cola, or the camera shows a close-up of the hood
ornament as the actors climbs into his shiny new car, you
may have been duped. A new practice in movies is for big
companies to pay to have their products used or displayed
within movies. This form of advertising is very effective,
partially because you don't know it is paid advertising
material you are seeing.
_____________________________________________________________
************************************************************
SOME WAYS YOU CAN MAKE YOUR OWN MONEY!
At Another Company we've learned a thing or two about money.
We know a few good ways almost anyone can make money at home
with very little investment. Like all such techniques,
nothing is guaranteed except that you need to put in a lot of
work, and have much patience to succeed. And, like all good
money-making techniques, either lots of other people already
know and are using these, or they soon will find out, meaning
you'll have lots of competition. But still, we think these
are good approaches to starting a business of your own, where
you and only you are the boss, and your potential for a large
income is better than working at a fast-food restaurant. A
good point of these techniques is that the start-up cost is
practically $0, and your risk is therefore quite small.
Chances are that even if you don't make tons of money, you'll
make some extra spending cash in your spare time and have fun
too! Here are some disks we have for you:
************************************************************
GARAGE SALES FOR FUN & PROFIT
If you have $10 to invest, where would you put it? Into
a money market account? There, after a year you would have a
profit of about $2. Or, you could go to a garage sale, buy
something like a camera or a drill press, and consign it to a
second-hand store. Typically, within 2 weeks, the store
would sell your $10 camera or drill press for $40, but keep
$10 commission, leaving you with only $30! Instead of 20%
profit in a year, you'd have 200% in two weeks.
This disk is a tutorial that tells you all about buying
and selling second-hand merchandise. It covers garage sales
as a buyer and a seller, it covers consignment, flea market
selling, psychology of "wheeling and dealing" and more. It
gives you charts of current values of second-hand
merchandise. For those interested in the additional profits
of detailing and repairing, there is yet more information.
GARAGE SALES FOR FUN & PROFIT, the ultimate tool for
the small investor.
Price: $9.95 (not available as shareware)
Works in any IBM-compatible computer.
************************************************************
SUCCESS WITH SHAREWARE!
If you can write programs in Basic, Pascal, C, Clipper,
anything at all, even if you can only write text with a word
processor, you can make money! You won't have to work in an
office doing programming for someone else. You can write
exactly the kind of programs you want to write, and make
money at home!
The 'secret' is shareware. Does it work? You bet! You
can have a small success, making some extra spending money
each month, or with practice, you can have a bigger success,
and make a fine living! There are some millionaires who make
their ever-growing fortune entirely through shareware.
ANOTHER COMPANY shows you everything. Besides our own
shareware successes, including ALMANAC 1991, BICYCLE TUNE-UP
AND REPAIR, and BETTER EYESIGHT, we have researched the
shareware market, we have interviewed other shareware authors
and have learned about all sides of the rapidly expanding
shareware business.
We show you how to write programs that capture the
public's interest, how to make sure your customers
'register', and how to get money by other means through your
shareware. We show you more. We show you frequency charts
indicating which types of programs sell best, we offer
suggestions for programs as yet unwritten, we talk about
your on-disk instruction manuals, we even show you how to
write user-friendliness into your programs. This is a great
tutorial for those who want to write shareware with Writer's
Dream or Blackboard.
Can you succeed without SUCCESS WITH SHAREWARE? Yes! But
why do it the hard way? We have learned all the
super-professional approaches, the pitfalls and the
shortcuts. We'll tell you all about it, and then instead of
stumbling around for the first couple of years, you'll be
able to start like an old pro!
Price: $19.95 (not available as shareware)
*****************************************************************
THE COMPLETE GUIDE TO THE HOME-OPERATED BICYCLE BUSINESS
For those of you interested bicycles, we offer a
special disk that teaches all about how to set up a very
profitable business starting from your own home.
Starting with as little as $10, you can do it if you
live in a small apartment, if you know nothing about
repairing, even if you have little time or money.
This tutorial details everything you will ever need to
know about buying and selling bicycles. It contains such
information as how to get parts wholesale, used bike price
charts, and how to close sales. It discusses partnerships,
the instant way to gain access to work space, tools, sales or
repair enthusiasms, whatever you don't have. And for those
who are interested in taking this business to higher levels,
how to expand into an official glass-front retail bike store.
THE COMPLETE GUIDE TO THE HOME-OPERATED BICYCLE BUSINESS
works in any IBM-compatible computer.
Price: $9.95 (not available as shareware)
************************************************************
To order your programs available only from ANOTHER COMPANY:
Send check, or money order to:
ANOTHER COMPANY
P.O. Box 298
Applegate, OR 97530
Please specify whether you prefer 5.25" or 3.5" disks.
Please include $3.00 per order for postage & packing.
(Outside USA, send US funds only.)
************************************************************
_____________________________________________________________
chapter end.
Although copyrighted, ALMANAC 1992 is freeware. Feel free to
copy and distribute as long as all files remain intact &
unchanged.