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Text File
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1989-09-29
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2KB
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40 lines
Colorado Utilities Personal Asset Register version 1.1
by Fred Hill - member of Association of Shareware Professionals
If your home were to burn down tomorrow, would you have enough
information documented and available on your belongings to prove their
worth and to satisfy your insurance company? If your home was
burglarized and your television and stereo were stolen, would you have
enough information, such as make/model and serial number, to identify
them to the police or to your insurance company? In most cases, the
police will not return your belongings to you unless you can show
proof of ownership - serial number, etc. It is not enough to claim
ownership with just a make and model.
What kind of shape is your estate documentation in? If you were to
die unexpectedly, would your family or your lawyer know what your
assets and liabilities were? Are your investments documented in a
central and safe place - stocks, bonds, mutual funds, brokers, account
numbers, etc.? Are your life insurance companies identified, policy
numbers, face values, etc? Having this type of information readily
available in a safe place would save your loved ones additional grief.
Even if you are alive and well, having your financial assets
documented only adds to your ability to manage them and assess your
personal worth at any time.
If your wallet or purse were stolen would you know which credit cards
were in it and who to call? Do you have a large collection of books
or VCR tapes that you would like to keep track of for insurance
purposes or some other reason?
Perhaps you have a business and own one or more computer systems and
have numerous software packages. You can inventory these assets and
can use the information for tax or insurance purposes or to determine
the net worth of the business.
All these things add up to valuable assets that should be documented
and updated regularly. The Personal Asset Register (PAR) is intended
to provide you an easy means to keep a written and automated record of
your personal (or business) and financial assets.