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1990-11-19
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"AMORT - Version 1.10"
MORTGAGE LOAN AMORTIZATION
Copyright 1986,87,88,89,90
by
Micro Data Assist
2701-C, West 15th, #103
Plano, Texas 75075
(214) 736-3668
System requirements: IBM PC (or compatible)
MS-DOS 2.0 (or greater)
512 K free memory
mono or color
printer (any)
(dBASE III+ code, Clipper compiled)
AMORT: Mortgage Loan Amortization can be used to calculate
mortgage loan amortization schedules with only a few entries.
This simple-to-use program allows use of any interest rate. User
can select payment frequencies of: (W)eekly, (B)i-weekly,
(M)onthly, (S)emi-monthly, (Q)uartly, and (A)nnual. Enter the
number of payments to be made and in an instant you are displayed
total pay back, total interest paid, and individual payment
amount. You then can either display the payment schedule on the
screen, print the payment schedule, request another schedule, or
quit back to DOS.
In addition the calculating amortization schedules you can
optionally capture information on sales agent, buyer, and
property. When you print the amortization schedule this
information, along with loan parameters, is printed in the
heading of the first page of the schedule.
These features make this an ideal tool for accountants,
real estate agents, and anyone planning on buying, or selling,
property. Print schedules for yourself, friends, or prospective
clients.
FEATURES: Menu driven.
Mono or color.
F1 help on all input fields.
F10 Free memory check
Simple to use.
Self installing.
Can be personalized.
LIST OF FILES: AMORT.EXE Loan Amortization program
README.1ST Instructions on installation.
AMORT.DOC Documentation on how to use.
INSTALLATION:
------------
Follow the instructions outlined in the 'README.1ST' file.
SYSTEM INITIALIZATION:
---------------------
Make the directory that you loaded 'AMORT.EXE' program module in
your current directory.
Enter: AMORT
The first time you load 'AMORT.EXE' you are provided the
opportunity to personalize your system. You do this by entering
your business name and address. The system then creates a file
named 'AMMVBLS.MEM' that will hold this information for recall to
be printed on all listings. You are now ready to use your
system.
SYSTEM NORMAL USE: Make the directory that you loaded 'AMORT.EXE'
program module in your current directory.
Enter: AMORT
Use the MASTER MENU to select the information you wish to access
then enter information as it is requested. Information on sales
agent, buyer, and property are optional. Entering a 0.00 finance
amount will signify that you want to quit and return to DOS. A
0.000 interest rate is valid, otherwise enter rate as 10.000 for
10%, 10.250 for 10.25%, etc. Select the payment frequency that
payments are to made on. Enter the total number of payments to
be made based on the payment frequency and years on loan (example
- a 15 year loan with monthly payments requires 12 * 15 or 180
payments to be made). You are then displayed the total payback
amount, total interest to be paid on borrowed funds, and the
amount of your periodic payment.
Next you requested to make a selection from the options to:
display the loan schedule on the screen, list the loan schedule
to the printer, calculate a new loan schedule, or quit to DOS.
If you select to either display, or list, the loan schedule you
will be asked to: 1) enter the starting date for the first
payment, and 2) the number of payments to display/list. (Note -
only one screen of the schedule will be displayed at a time and
you have the option to cancel the schedule be display at the end
of each screen.)
Anytime you wish you can press 'F1' for information about the
field you are about to enter/change.
Other than the AMMVBLS.MEM file created at system initialization
there is only one other *.MEM file is created to contain your
AGENT's name and address.
FULL SCREEN NAVIGATION KEYS:
---------------------------
KEY PURPOSE
-----------------------------------------------------------------
Leftarrow, Character left. Does not move cursor to previous
GET. Ctrl-S
Rightarrow, Character right. At end of GET, cursor moves to
Ctrl-D next GET.
Ctrl-Leftarrow, Word left.
Ctrl-A
Ctrl-Rightarrow, Word right.
Ctrl-F
Uparrow, Previous GET.
Ctrl-E
Dnarrow, Next GET.
Ctrl-X,
Return,
Ctrl-M
Home Beginning of GET.
End Last character of GET.
Ctrl-Home Beginning of first GET.
Ctrl-End Beginning of last GET.
FULL SCREEN EDITING KEYS:
-------------------------
KEY PURPOSE
-----------------------------------------------------------------
Del, Delete character at cursor position. Ctrl-G
Backspace, Destructive backspace.
Ctrl-H
Ctrl-T Delete word right.
Ctrl-Y Delete from cursor position to end of GET.
Ctrl-U Restore current GET to original value.
FULL SCREEN ESCAPE KEYS:
-----------------------
KEY PURPOSE
-----------------------------------------------------------------
Ctrl-W, Terminate READ saving current GET.
Ctrl-C,
PgUp,
PgDn
Return, Terminate READ from last GET.
Ctrl-M
Esc Terminate READ without saving current GET.
FULL SCREEN MODE KEYS:
----------------------
KEY PURPOSE
-----------------------------------------------------------------
Ins, Toggle insert mode.
Ctrl-V