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1988-09-20
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SEE YOUR FUTURE! HOW WILL YOU LIVE? WHAT WILL YOU EARN?
SEE YOUR FUTURE! RICH/POOR/WEALTH/POVERTY
>>>---> HHResearch Futures Planner <---<<<
< The most IMPORTANT program in the world >
< This program can SAVE YOUR LIFE >
If this program was given to you and you find it useful,
send a $15 shareware contribution to:
HHResearch, P.O. Box 3292, McLean Va 22103.
You will receive a disk with the latest version of the Futures
Planner and other financial WARGAME software and information.
Have you ever looked back on some financial transaction and said
to yourself:
I wish I had done it differently?
If only I had known what property values would be.
How could I know what inflation would do?
Where is all my money going?
Why are retiree's always surprised about the cost of things?
Why do they never seem to save enough?
Use the HHR Futures Planner before it is... ...too late.
The HHR Futures Planner is an accurate view of YOUR future
Use the information wisely.
Remember, this is the MOST important program in the world.
Answer the questions with numbers that seem reasonable to YOU.
Use the same format as the suggested value in parenthesis.
For example, when it asks about lunch, it expects a number
like:
2.75
When it asks about buying a car, it expects a number
like:
12
which means twelve thousand dollars.
Use the Futures Planner until you can clearly see YOUR future.
What you do today will determine how and where you
live tomorrow!!!!!
>>>---> HHResearch Futures Planner <---<<<
< The most IMPORTANT program in the world >
< This program can SAVE YOUR LIFE >
Like all financial forecasting, the Futures Planner is
based upon assumptions. Some of these are built into
the values in the model, some are contained in your
beliefs and values. As you interact with the program
you will learn some very difficult lessons.
The future comes sooner that you expect. The cost of living
will continue to increase even after you retire. The money
you save today will keep you fed and clothed tomorrow.
If you continue to practice with the program, we recommend
that you use the program frequently, you will gain
an appreciation for what is important. Save every cent that
you can and plan to live modestly and conservatively.
If you come to believe in your future, here are some things
that you can do. Don't go to restaurants if you can prepare
your own food. Don't use convenience food, buy simple
ingredients like whole chickens, roasts, quantities of
fresh vegetables and cook the meals for yourself.
Maintain a simple wardrobe appropriate for your position and
income. Consider dressing down a little. If you want a
$35,000 BMW and can afford it, consider a $15,000 Buick,
a $5,000 1 carat diamond, a $14,000 real estate or stock
purchase AND a $1,000 contribution to Mother Theresa.
A few words about precious stones. Don't buy cheap ones.
Don't buy anything except diamonds and rubys.
Don't buy anything less that 1 carat.
When you vacation, research the country, meet the people.
Stay away from tourist traps.
You don't need cigarettes or alcohol. Live simply and well.
Get more exercise, watch less television, do something for
the community, take walks, talk to your neighbors, drive
a little more carefully and use less medicine.
Be good to yourself, make a bunch of cookies, eat a few and
give the rest to your friends.
And practice with the planner. Use it as a tool to probe the
future and to shape your actions. Look at a single column
in the report and BELIEVE what it tells you. For example,
the cost of lunch indexed for inflation may appear to be
increasing at a reasonable rate over the last 10 years, rising
from 2 to 4 dollars, but when projected out to your retirement
will shoot up to 30 dollars. This is 30 dollars for the
same sub and beer that you are buying today. This is why
your father talks about paying 40 cents for a sub and 25 cents
for a beer and groans about the high cost of living.
Plan now so you will have enough.