PDA Software Library/pdasoftwarelib.iso/PSION/1997/1041/BANKS.TXT

Text File | 1997-05-20 | 13.0 KB | 407 lines

                          "BankPlus" by Pete Sipple
            Written for the Psion Siena  (May 1997)



BankPlus is a financial package which allows the user to create up to
sixteen accounts, which can be either BANK or CREDIT CARD accounts. It
will automatically pay standing orders, arrange inter-account transfers,
and lets you print a statement to screen or printer. It allows the user
to verify bank statements, and comes with a basic password facility, to
prevent casual prying.

BankPlus is not the most feature-packed program available, but is designed
for users who want a quick & easy way of keeping their bank accounts in
order.




Installation of BankPlus
========================


This version of BankPlus will run on a Siena only
(Versions are available for the Series 3a/3c, and the Series 3)



To Install:

1. Create a directory called \APP\

2. Copy BANKS.OPA , BANKS.PRG and BANKS.HLP into the \APP\ directory.

3. From the system screen, select 'Install' from the 'Apps' menu, and
   move to BankPlus using the cursor keys.






Files included with this release
================================
BANKS.OPA - Application file
BANKS.PRG - The program file
BANKS.HLP - The help file (optional)

BankPlus will create a datafile for each account specified. They will be
placed in a directory called \BNK\ on whichever drive has been specified
in the Settings menu.

A small file called BANK.SET will be created in \OPD\ . Do not
delete this file - it contains data vital to the operation of BankPlus.



============================================================


BASIC OPERATING INSTRUCTIONS:
=============================

When you first run the program, you will be presented with a menu called
SPECIAL, from which you can specify a password if required, but more
importantly, to setup each bank account. Select 'Setup Accounts', and you
will be asked for a name for up to eight accounts. Type in a name, ie CURRENT,
ACCESS, etc. Once the entries are completed, press [enter] to proceed to the
next screen and select the type of account - either a BANK or CREDIT CARD
account.

Once you've set up your accounts, you get the main system menu, which is
the business end of the program. Press the [Menu] key to access the menu
if it isn't displayed.




Menu Options
============

The 'Account' Menu Card presents a list of the accounts that you have
set up - Select an account to use.

Find - Search the selected account for an individual item - press [enter]
to scroll
New Item- To Enter a new item
Transfer - Transfer funds between accounts
Std Orders - Setup or edit standing orders

View - View a list of transactions/balances in date order (Bank statement)
Check - To match BankPlus data with your bank statement
Balances - Today's balance on all accounts (press menu for other commands)
Categories - For an overview of category spend

Tidy - Tidy entries older than specified date (entries are deleted)
Print - Print a list of transactions/balances in date order (Bank statement)
Export - Export as comma delimited (for spreadsheets)
Currency Converter - Set currency conversion defaults, plus a conversion
calculator
Information - Bank Account number, sort code, phone number and notes

Setup Accounts - Change / setup bank account information
Settings - To set basic defaults
International - Setup currency details and number formats.
Category names - Up to 30 categories are allowed. Enter names here.
Password - change password (a blank field will disable password facility)



Explanation of "Clearing" & "Stmt"
==================================

By default, new entries are marked as "uncleared", which means that they
haven't appeared on your monthly statement from your bank.

The Balance shown on the main menu screen shows "Balance" (which includes
all transactions, cleared or not, as of today's date)

The 'Cleared' total shows the amount shown on your latest bank statement.

To adjust "cleared", use the "check" option from the statement menu. Press
[C] to confirm that an item is cleared, ie. has appeared on your statement.

Note that items with a transaction date greater than today's date will not
affect the current balance, until that date is reached.



Standing Orders
===============
There is no limit to the amount of standing orders that can be setup. When
BankPlus is run, it automatically pays any standing orders that are due in the
current month, or next month.

Standing orders can be set to all months, or to specific months, to accomodate
non specific standing orders.


Printing via PsiWin
===================
Psion have not released a way of accessing the "Psion Print" command
from OPL at this time, which means that it is not possible to print
from BankPlus to a printer via PsiWin. The official workaround is to use
the RPRINT.EXE file supplied on Disk One of the PsiWin set of disks. This
is a DOS executable program.


Explanation of Credit Card accounts
===================================
Some users have expressed confusion over how "credit card" account types
work. Here is a summary of how they should be used.

Definition - If you have a credit card account, it should be set up as such
under the Setup Accounts option. Bank makes a 'Credit card' card works in an
opposite way to a "Bank' account, in that debits are added to the balance,
rather than deduced. This is why the balance on the statement issued by your
credit card company shows a positive balance and payments are deduced from
the outstanding balance. This means that when you enter a transaction into
Bank, you will enter it as a "debit", whereas payments are "credits"

Balances - If an account is correctly set as a 'Credit card' account, the
fact that your 'credit card' balance is money that you owe, is reflected in
the Balances total. If you were to owe $100 to Visa/Mastercard, the
"Balances" option would show a "debit" and reduce your total balance
accordingly.

Transfers - If you wish to make an inter account transfer to show that you
have made a payment to your credit card company, you would select "Transfer",
and set the "From Account" to be the bank account, and the "To Account" to
be the credit card account. The "Transfer amount" should not be a negative
amount.




Categories
==========
This option is for users who wish to keep a record of transcation types, for
example,  cash, cheque, payment, petrol, etc. transactions. The names of the
transaction types are entered (max of 30) in the 'Category names' screen,
and the Category function is enabled in the Settings menu. When new items
are entered, you have the option to select that category.
Reports / Find / View can then search or list by category.




=========================================================================




Bank (Series 3) & BankPlus (Series 3a/3c)
===============

Bank is still available for Series 3 users, but only has provision for five
accounts, as well as a few other minor limitations.

BankPlus for the 3a/3c is a full-screen version of the program.

Bank and Bankplus are available as Shareware. The registration fee of 8 UK
pounds covers BANK and BANKPLUS.

==========================================================================




Registering BankPlus
====================

BankPlus is Shareware, and if you find this program useful, you are asked to
register it. The current price is 8.00 UK pounds.

Cheques, made payable, to P.Sipple should be sent to the following address:

Top Floor, 17 Devereux Road
Southend-on-Sea,
Essex
SS1 1DR
England


To register outside the UK, any of the following are acceptable:

1. Send a cheque drawn on a UK bank for 8ukp, made payable to "Pete Sipple"
2. Compuserve users can register online using SWREG - see below
3. Send a cheque drawn from your local bank, but payable in sterling, to "Pete Sipple"
4. Make payment by credit card (see below)
5. Contact a friend in the UK and ask them to forward payment in ukp.

If requested, you will be sent the most current version of BankPlus by email.
Please remember to include your email address (if appropriate) and the
current version number (from 'About'). Files sent by email will be
UUencoded if sent over Internet.

If you cannot accept UUencoded email, or have no email account, a disk of
the latest version can be posted out to you, but please add 1.00ukp for disk
cost plus postage.


CompuServe
==========
Users of CompuServe can register using the Compuserve SWREG service. Type
SWREG at the GO prompt, and quote 13069 as the registration ID. A charge of
$15 will be applied to your CIS account, and you will receive your
registration number by email. If requested, you can have upgrades sent to
your account, providing that you accept that any mail charges levied by
CompuServe for file transfer. The author can be contacted via Compuserve
at 100333,3266



Credit Card
===========
Payment can be made by Visa or Mastercard. Please add a ú0.50 handling
charge. For security reasons it is advised that credit card details are
sent via post rather than in email. Please quote card name, number and
expiry date and supply your postal address. Please make sure that the
amount (ú8.50) is quoted in sterling.


Bank Account
============

If you wish, you can arrange for your bank to credit my bank account. Please
note that unless you contact me to advise me that you have done this, I
have no way of knowing who the payment is from, so please mail or email me
to confirm the transaction. Also, please ensure that your name is quoted
as a reference in the transaction to enable me to identify it.
Bank: First Direct
Address: Millshaw Park Lane, Leeds LS11 0LT, UK
Account Number: 70172790
Sort Code: 40-47-86




As well as supporting the Shareware concept, registration brings additional
benefits:

1. The latest versions of BankPlus will be emailed to you as soon as they
are available, if requested.

2. You will be sent a registration number to remove the startup "nag" screen.

3. Wherever possible, your suggestions will be considered for future
releases.



=========================================================================

Latest Version:
===============

The latest version of BankPlus can be obtained by any of the following
methods:

1. Downloaded direct from the BankPlus homepage
   http://members.aol.com.petesipple/bankplus.htm
2. By email. Mail [e-mail] for details
3. From the Psion forum on Compuserve
4. From the bankplus conference on CiX
5. From other shareware sources, inc the main FTP sites and 3lib
6. By sending a disk and stamped addressed envelope to the author

=========================================================================


Finally:
========


Thanks to William Nightingale and Martin Packer for their help with
designing the BankPlus icon.

A big thanks also to my beta testers - Without your help, the program
wouldn't be what it is today!


Comments, queries and bug reports are welcomed. I can be reached by email
at:

[e-mail]
or 100333.3266 (CompuServe)

(please remember to state the version number that you are using!)

* PLEASE NOTE THAT TELEPHONE REGISTRATION & SUPPORT IS NOT AVAILABLE *



Disclaimers, etc
================
Although this procedure appears stable, I cannot accept any liability for
loss, or damage, as a result of using this procedure.


The procedures included with releases of BankPlus remain copyright of
Pete Sipple.
You may freely distribute the files to other users, but please make sure
that ALL files including this documentation are kept together. Reverse
translation to obtain the source code is not permitted.


Written by: Pete Sipple
            20h May 1997

==================================================================

                       ** BANKPLUS REGISTRATION **

To:         Pete Sipple
            Top Floor, 17 Devereux Road
            Southend-on-Sea
            Essex
            SS1 1DR
            United Kingdom



Title:      ___  First Name:  _________  Last Name:  ________________


Address:    _______________________________________________

            _______________________________________________

            _______________________________________________

            _____________________________________


Email:      _____________________________________________




I enclose a cheque/Eurocheque/Money Order (in UK Pounds, payable to
'Pete Sipple', for ______

or

Please charge my VISA/MASTERCARD/ACCESS card


Card Number:  ___________________________________________

Expiry Date:  ____________


Signature:    ______________________________   Date: ___________



Please quote the current version number: ______


Where did you hear about BankPlus: ___________________________



=======================================================================
Please post this form to the above address. Note that phone/fax
registration is not available.