Jason Aller Floppy Collection/125.img/H_LAWYER.ZIP/HLTXT.OVL

Text File | 1990-03-10 | 96KB | 4,251 lines

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@1 1 A 60 1 LEGAL_NAME
^What is your full legal name?

[Example:  Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@1 2 M 1 2 MALE_FEMALE
^Enter "M" if you are Male or "F" if you
are Female.

     <M>ale  or  <F>emale^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@1 3 A 40 3a CITY
^In what city do you live?

[Example:  Chicago]^
^It is not necessary to
follow the city with a
comma.  Use the name of
the community as named
by the United States
Post Office.^
@1 4 S 20 3b STATE
^In what state do you live?

[Example:  IL]^
^Use the two-letter
abbreviation for your
state.^
@1 5 A 60 4 SPOUSE_NAME
^What is the full name of your Spouse?

[Example:  Mary B. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@1 6 Y 1 5 GIVE_PROPERTY 7 20
^Do you want to give specific items of your
property or specific amounts of cash to a
specific person or organization?

     <Y>es  or  <N>o^
^Enter "Y" for Yes or
"N" for No.  Press
[Enter] or [F10] to
move to the next
question.

Press [F1] Help for
Additional Comments.^
@1 7 X 1 6 NUMBER_GIFTS 18 16 14 12 10 8
1 Gift
2 Gifts
3 Gifts
4 Gifts
5 Gifts
6 Gifts
^How many specific gifts do you want to
make?

     A. 1 Gift
     B. 2 Gifts
     C. 3 Gifts
     D. 4 Gifts
     E. 5 Gifts
     F. 6 Gifts^
^You may leave specific
gifts of property for
up to six individuals
or organizations using
this program.  Enter
the letter of your
choice.  Press [F10] or
[Enter] to move to the
next question.^
@1 8 A 60 7a DONEE_SIX
^Name the person or organization to whom
you want to give a gift.

[Example:  John F. Smith]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.^
@1 9 A 60 7b GIFT_SIX
^Enter a description of the specific gift
you want to give.

[Example:  my antique diamond and ruby
necklace]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@1 10 A 60 8a DONEE_FIVE
^Name the person or organization to whom
you want to give a gift.

[Example:  Mary S. Martinez]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@1 11 A 60 8b GIFT_FIVE
^Enter the description of the specific gift
you want to give.

[Example:  my 14K gold wedding band]

Note: Begin with the word "my" or "the
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@1 12 A 60 9a DONEE_FOUR
^Name the person or organization to whom
you want to give a gift.

[Example:  Mark B. Jackson]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@1 13 A 60 9b GIFT_FOUR
^Enter the description of the specific gift
you want to give.

[Example:  my gold coin collection]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@1 14 A 60 10a DONEE_THREE
^Name the person or organization to whom
you want to give a gift.

[Example:  Susan A. Carlson]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@1 15 A 60 10b GIFT_THREE
^Enter the description of the specific gift
you want to give.

[Example:  my Reed & Barton silver
flatware set]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@1 16 A 60 11a DONEE_TWO
^Name the person or organization to whom
you want to give a gift.

[Example:  Louis B. Hickman]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@1 17 A 60 11b GIFT_TWO
^Enter the description of the specific gift
you want to give.

[Example:  my 1964 red Corvette]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@1 18 A 60 12a DONEE_ONE
^Name the person or organization to whom
you want to give a gift.

[Example:  Barbara L. Redmond]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.^
@1 19 B 750 12b GIFT_ONE
^Enter the description of the specific gift
you want to give.

[Example:  my 1 carat Marquis diamond
wedding ring]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@1 20 K 0 13 COMMENT
^State laws allow your spouse to receive a
portion of your estate, even if you leave
your spouse nothing.  If you want to
prevent your spouse from receiving your
residuary estate or limit the amount your
spouse will receive, you cannot use this
program.

      CONSULT WITH AN ATTORNEY.^
^This program is
designed to pass your
residuary estate to
your spouse, provided
that he or she does not
die before you do.^
@1 21 Y 1 14a CHILDREN 22 40
^Do you have children?

     <Y>es  or  <N>o^
^Enter "Y" for Yes or
"N" for No.  Press
[Enter] or [F10] to
move to the next
question.^
@1 22 X 1 14b MULT_CHILDREN 24 23
1 Child
2 or more Children
^Do you have one child or two or more
children?

     A.  1 Child
     B.  2 or more Children^
^Enter the letter of
your choice. Press
[F10] or [Enter]. Count
all of your living
children, including any
adopted children,
children by a previous
marriage or children
born out of wedlock.^
@1 23 N 2 14c NMBR_CHILD 25 25
^How many children do you have?

[Example:  3]^
^Count all of your
living children,
including any adopted
children, children by a
previous marriage or
children born out of
wedlock.^
@1 24 X 1 15 RESIDUARY 33 28 30 32
Child then grandchildren
Child then others
Child and others
Others only
^Who do you want to receive your residuary
estate?  Your residuary estate is all the
property remaining after you have made any
specific gifts.

     A.  Child then grandchildren
     B.  Child then others
     C.  Child and others
     D.  Others only^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.

Press [F1] Help for
Additional Comments.^
@1 25 X 1 15 BENEFICIARY 33 26 33 26 30 32
Children then grandchildren-equal shares
Children then grandchildren-unequal shares
Children in equal shares
Children in unequal shares
Children and others
Others only
^If your spouse dies before you do, who
should receive the remainder of your estate?
A. Children then grandchildren-equal shares
B. Children then grandchildren-unequal shares
C. Children in equal shares
D. Children in unequal shares
E. Children and others
F. Others only^
^Remainder is that part
of an estate which is
left after all the
special gifts and all
the taxes have been
paid.

Press [F1] Help for
Additional Comments.^
@1 26 L 750 16 CHILD_NAMES
^What are the full names of your child(ren)?

[Example:  James C. Doe
           Jennifer D. Doe]^
^Enter each child's
name on a separate
line.  Press [Enter] to
move to the next line.
Press the up arrow key
to move to a previous
entry.  Press [F10] to
move to the next
question.^
@1 27 % 750 17 CHILD_PERCENT 34 34
^Here are the names of your child(ren).  What
percentage of your estate should each one
receive?

[Example:  Mary Doe     50
           Jane Doe     25
           Robert Doe   25]^
^Enter the percentage
of your estate you wish
to leave each child.
Press [Tab] to move to
the percentage column
and [Enter] to move to
the next line.^
@1 28 A 60 18a REMAINDER
^If your spouse and child die before you do,
who should receive the remainder of your
estate?^
^You may name charities
or other organizations,
as well as individuals.
If you do not say what
your wishes are, the
money can go to the
state. ^
@1 29 A 60 18b REMAINDER_TWO 33 33
^If your spouse, child and your first choice
of beneficiary to receive the remainder of
your estate die before you do, who should
receive the remainder of your estate?^
^The person or
organization named in
this question has a
very small chance of
receiving any of your
estate.  The question
is included to cover
all possibilities.^
@1 30 L 750 17 CHILD_NAMES
^What are the full names of your child(ren)?

[Example:  James C. Doe
           Jennifer D. Doe]^
^Enter each child's
name on a separate
line.  Press [Enter] to
move to the next line.
Press the up arrow key
to move to a previous
entry.  Press [F10] to
move to the next
question.^
@1 31 % 750 18 CHILD_BENE 34 34
^Here are the names of your child(ren).  Add
the names of additional beneficiaries and
the percentage of your estate each person
named here should receive if your spouse
dies before you do.
[Example:  Mary Ellen Doe    40
           Barbara Smith     30
           Randall Jones     20
           Bonnie Grant      10]^
^You may identify up to
12 beneficiaries using
this program.  Press
[Tab] to move to the
percentage column and
[Enter] to move to the
next line.^
@1 32 % 750 18 BENE_PERCENT
^Name the person(s) and the percentage of
your estate you want them to receive if
your spouse dies before you do.

[Example:  Barbara Smith     50
           Randall Jones     30
           Bonnie Grant      20]^
^Enter the names of up
to 12 beneficiaries and
the percentage of your
estate you wish to
leave to each.  Press
[Tab] to move to the
percentage column and
[Enter] to move to the
next line.^
@1 33 L 750 19 CHILD_NAMES
^What are the full names of your child(ren)?

[Example:  James C. Doe
           Jennifer D. Doe]^
^Enter each child's
name on a separate
line.  Press [Enter] to
move to the next line.
Press the up arrow key
to move to a previous
entry.  Press [F10] to
move to the next
question.^
@1 34 A 60 20 EXECUTOR
^Who will be the Executor of your estate?

Note: It is common to name your spouse
as Executor.^
^Your Executor is the
person who will be
responsible for
carrying out the terms
of your Last Will and
Testament.  This should
be a person you trust.^
@1 35 A 60 21 EXECUTOR_TWO
^If this person cannot serve as Executor,
who else do you want to name?^
^If your first choice
as Executor dies before
you do, or is otherwise
unable to serve as
Executor, you can name
an alternate Executor
here.^
@1 36 X 1 22 TAXES_PAID 38 38 37
Out of your residuary estate
As provided for by state law
Out of a designated asset or assets
^Select the manner in which you want estate
and inheritance taxes paid by your
Executor.

A.  Out of your residuary estate
B.  As provided for by state law
C.  Out of a designated asset or assets^
^This program provides
three options for the
payment of estate and
inheritance taxes, if
any.  Enter the letter
of your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@1 37 B 750 23 TAX_ASSET
^List the asset or assets from which you
want any estate or inheritance taxes paid.

[Example:  Money market account #12345 at
Big Board Brokers.  Certificates of Deposit
at Mississippi River Bank.]^
^Designate assets in
the order you want them
depleted to pay taxes.
Include bank account
numbers, serial numbers
of goods, stock
numbers, or anything
else needed to clearly
identify the item.^
@1 38 A 60 24 GUARDIAN
^If the other parent of your minor children
dies before you do, who will be the
Guardian of your minor children?^
^This Last Will and
Testament names the
other parent(s) of your
minor children as
Guardian.  If the
other parent dies
before you do, you
should name a person
you trust as Guardian.^
@1 39 A 60 25 GUARDIAN_TWO 45 45
^If this person cannot serve as Guardian,
who else do you want to name?^
^If the person you just
named as Guardian dies
before you do or is
otherwise unable to
serve as Guardian, you
can name an alternative
Guardian here.^
@1 40 % 750 18 BENE_PERCENT
^Name the person(s) and the percentage of
your estate you want them to receive if
your spouse dies before you do.

[Example:  Barbara Smith     50
           Randall Jones     30
           Bonnie Grant      20]^
^Enter the names of up
to 12 beneficiaries and
the percentage of your
estate you wish to
leave to each.  Press
[Tab] to move to the
percentage column and
[Enter] to move to the
next line.^
@1 41 A 60 20 EXECUTOR
^Who will be the Executor of your estate?

Note: It is common to name your spouse
as Executor.^
^Your Executor is the
person who will be
responsible for
carrying out the terms
of your Last Will and
Testament.  This should
be a person you trust.^
@1 42 A 60 21 EXECUTOR_TWO
^If this person cannot serve as Executor,
who else do you want to name?^
^If your first choice
as Executor dies before
you do, or is otherwise
unable to serve as
Executor, you can name
an alternate Executor
here.  Do not use any
nicknames or
abbreviations.^
@1 43 X 1 22 TAXES_PAID 45 45 44
Out of your residuary estate
As provided for by state law
Out of a designated asset or assets
^Select the manner in which you want estate
and inheritance taxes paid by your
Executor.

A.  Out of your residuary estate
B.  As provided for by state law
C.  Out of a designated asset or assets^
^This program provides
three options for the
payment of estate and
inheritance taxes, if
any.  Enter the letter
of your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@1 44 B 750 23 TAX_ASSET
^List the asset or assets from which you
want any estate or inheritance taxes paid.

[Example:  Money market account #12345 at
Big Board Brokers.  Certificates of Deposit
at Mississippi River Bank.]^
^Designate assets in
the order you want them
depleted to pay taxes.
Include bank account
numbers, serial numbers
of goods, stock
numbers, or anything
else needed to clearly
identify the item.^
@1 45 B 750 26 FUNERAL
^In a complete sentence, enter any funeral,
burial or cremation instructions here.

[Example:  Unless I have already done so,
I direct my Executor to spend a reasonable
amount to purchase my burial plot and a
suitable headstone subject to the approval
of my spouse.]^
^You can enter any
instructions for your
funeral and burial or
cremation here.

Press [F1] Help for
Additional Comments.^
@1 46 D 8 27 DATE_OF_WILL
^Enter the date of your Last Will and
Testament.

[Example:  09/28/90]^
^This is the date you
will print and sign
your will and have it
witnessed.

Press [F1] Help for
Additional Comments.^
@2 1 A 60 1 LEGAL_NAME
^What is your full legal name?

[Example:  Mary M. Doe]^
^Do not use any
abbreviations or any
nicknames.  The name
must be the legal name,
not the social name.^
@2 2 M 1 2 MALE_FEMALE
^Enter "M" if you are Male or "F" if you
are Female.

     <M>ale  or  <F>emale^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@2 3 A 40 3a CITY
^In what city do you live?

[Example:  Chicago]^
^It is not necessary to
follow the city with a
comma.  Use the name of
the community as named
by the United States
Post Office.^
@2 4 S 20 3b STATE
^In what state do you live?

[Example:  IL]^
^Use the two-letter
abbreviation for your
state.^
@2 5 Y 1 4a GIVE_PROPERTY 6 19
^Do you want to give specific items of your
property or specific amounts of cash to a
specific person or organization?

     <Y>es  or  <N>o^
^Enter "Y" for Yes or
"N" for No.  Press
[Enter] or [F10] to
move to the next
question.

Press [F1] Help for
Additional Comments.^
@2 6 X 1 4b NUMBER_GIFTS 17 15 13 11 9 7
1 Gift
2 Gifts
3 Gifts
4 Gifts
5 Gifts
6 Gifts
^How many specific gifts do you want to
make?

     A. 1 Gift
     B. 2 Gifts
     C. 3 Gifts
     D. 4 Gifts
     E. 5 Gifts
     F. 6 Gifts^
^You may leave specific
gifts of property for
up to six individuals
or organizations using
this program.  Enter
the letter of your
choice.  Press [F10] or
[Enter] to move to the
next question.^
@2 7 A 60 5a DONEE_SIX
^Name the person or organization to
whom you want to give a gift.

[Example:  John Fitzgerald Smith]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@2 8 A 60 5b GIFT_SIX
^Enter a description of the specific gift
you want to give.

[Example:  my antique diamond and ruby
necklace]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@2 9 A 60 6a DONEE_FIVE
^Name the person or organization to
whom you want to give a gift.

[Example:  Mary S. Martinez]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@2 10 A 60 6b GIFT_FIVE
^Enter the description of the specific gift
you want to give.

[Example:  my 14K gold wedding band]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@2 11 A 60 7a DONEE_FOUR
^Name the person or organization to
whom you want to give a gift.

[Example:  Mark B. Jackson]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@2 12 A 60 7b GIFT_FOUR
^Enter the description of the specific gift
you want to give.

[Example:  my gold coin collection]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@2 13 A 60 8a DONEE_THREE
^Name the person or organization to
whom you want to give a gift.

[Example:  Susan A. Carlson]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@2 14 A 60 8b GIFT_THREE
^Enter the description of the specific gift
you want to give.

[Example:  my Reed & Barton silver
flatware set]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@2 15 A 60 9a DONEE_TWO
^Name the person or organization to
whom you want to give a gift.

[Example:  Louis B. Hickman]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@2 16 B 750 9b GIFT_TWO
^Enter the description of the specific gift
you want to give.

[Example:  my 1964 red Corvette]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@2 17 A 60 10a DONEE_ONE
^Name the person or organization to
whom you want to give a gift.

[Example:  Barbara L. Redmond]^
^You should enter the
full name of the person
or organization to whom
you are giving a gift
here.  Do not use any
nicknames or
abbreviations.^
@2 18 B 750 10b GIFT_ONE
^Enter the description of the specific gift
you want to give.

[Example:  my 1 carat Marquis diamond
wedding ring]

Note: Begin with the word "my" or "the"
in lower case.^
^Enter an exact
description of the
property you are giving
the person or
organization.  The
description must be
long enough to identify
the property completely
and clearly.^
@2 19 Y 1 11a CHILDREN 20 38
^Do you have children?

     <Y>es  or  <N>o^
^Enter "Y" for Yes or
"N" for No.  Press
[Enter] or [F10] to
move to the next
question.^
@2 20 X 1 11b MULT_CHILDREN 22 21
1 Child
2 or more Children
^Do you have one child or two or more
children?

     A.  1 Child
     B.  2 or more Children^
^Enter the letter of
your choice. Press
[F10] or [Enter]. Count
all of your living
children, including any
adopted children,
children by a previous
marriage or children
born out of wedlock.^
@2 21 N 2 11c NMBR_CHILD 23 23
^Enter the number of children you have.

[Example:  3]^
^Again, count all of
your living children,
including any adopted
children, children by a
previous marriage or
children born out of
wedlock.^
@2 22 X 1 12 RESIDUARY 31 26 28 30
Child then grandchildren
Child then others
Child and others
Others only
^Who do you want to receive your residuary
estate?  Your residuary estate is all the
property remaining after you have made any
specific gifts.

     A.  Child then grandchildren
     B.  Child then others
     C.  Child and others
     D.  Others only^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.

Press [F1] Help for
Additional Comments.^
@2 23 X 1 13 RESIDUARY 31 24 31 24 28 30
Children then grandchildren-equal shares
Children then grandchildren-unequal shares
Children in equal shares
Children in unequal shares
Children and others
Others only
^Who do you want to receive your residuary
estate?
A. Children then grandchildren-equal shares
B. Children then grandchildren-unequal shares
C. Children in equal shares
D. Children in unequal shares
E. Children and others
F. Others only^
^Enter the letter of
your choice.  Press
[F10] or [Enter] to
move to the next
question.

Press [F1] Help for
Additional Comments.^
@2 24 L 750 14 CHILD_NAMES
^What are the full names of your child(ren)?

[Example:  James C. Doe
           Jennifer D. Doe]^
^Give the full legal
name of each child you
counted in Question 11.
Do not use any
abbreviations,
nicknames, pet names or
baby names.  Enter each
child's name on a
separate line.^
@2 25 % 750 15 BENEFICIARY 32 32
^Here are the names of your children.  What
percentage of your estate should each one
receive?

[Example:  Mary Ellen Doe  50
           Jane Doe        25
           Robert Doe      25]^
^Each child you
previously listed is
included in this chart.
Press [Tab] to move to
the percentage column
and [Enter] to move to
the next line.^
@2 26 A 60 16 REMAINDER
^If your child dies before you do, who
should receive the remainder of your
estate?^
^You may name charities
or other organizations,
as well as individuals.
If you do not say what
your wishes are, the
money can go to the
state. ^
@2 27 A 60 17 REMAINDER_TWO 31 31
^If your child and your first choice of
beneficiary to receive the remainder of
your estate die before you do, who should
receive the remainder of your estate?^
^The person or
organization named in
this question has a
very small chance of
receiving any of your
estate.  The question
is included to cover
all possibilities.^
@2 28 L 750 14 CHILD_NAMES
^What are the full names of your child(ren)?

[Example:  James C. Doe
           Jennifer D. Doe]^
^Give the full legal
name of each child you
counted in Question 11.
Do not use any
abbreviations,
nicknames, pet names or
baby names.  Enter each
child's name on a
separate line.^
@2 29 % 750 18 BENEFICIARY 32 32
^Here are the names of your children.  Add
the names of additional beneficiaries and
identify the percentage of your estate each
person named here should receive.

[Example:  Mary Ellen Doe    50
           Barbara Smith     30
           Bonnie Grant      20]^
^You may identify up to
12 beneficiaries  Press
[Tab] to move to
the percentage column
and [Enter] to move to
the next line.^
@2 30 % 750 19 BENEFICIARY
^Who do you want to receive your residuary
estate?  Enter the names and the percentage
each person named should receive.  Your
residuary estate is all the property
remaining after you have made any specific
gifts.
[Example:  Barbara Smith   50
           Randall Jones   25
           Bonnie Grant    25]^
^Enter the names of up
to 12 beneficiaries and
the percentage of your
estate you wish to
leave to each. Press
[Tab] to move to
the percentage column
and [Enter] to move to
the next line.^
@2 31 L 750 20 CHILD_NAMES
^What are the full names of your child(ren)?

[Example:  James C. Doe
           Jennifer D. Doe]^
^Give the full legal
name of each child you
counted in Question 11.
Do not use any
abbreviations,
nicknames, pet names or
baby names.  Enter each
child's name on a
separate line.^
@2 32 A 60 21 EXECUTOR
^Who will be the Executor of your estate?^
^Your Executor is the
person who will be
responsible for
carrying out the terms
of your Last Will and
Testament.  This should
be a person you trust.^
@2 33 A 60 22 EXECUTOR_TWO
^If this person cannot serve as Executor,
who else do you want to name?^
^If your first choice
as Executor dies before
you do, or is otherwise
unable to serve as
Executor, you can name
an alternate Executor
here.  Do not use any
nicknames or
abbreviations.^
@2 34 X 1 23 TAXES_PAID 36 36 35
Out of your residuary estate
As provided for by state law
Out of a designated asset or assets
^Select the manner in which you want estate
and inheritance taxes paid by your
Executor.

   A. Out of your residuary estate
   B. As provided for by state law
   C. Out of a designated asset or assets^
^Enter the letter
of your choice.  Press
[Enter] or [F10] to
move to the next
question.

Press [F1] Help for
Additional Comments.^
@2 35 B 750 24 TAX_ASSET
^List the asset or assets from which you
want any estate or inheritance taxes paid.

[Example:  Money market account #12345 at
Big Board Brokers.  Certificates of Deposit
at Mississippi River Bank.]^
^Designate assets in
the order you want them
depleted to pay taxes.
Include bank account
numbers, serial numbers
of goods, stock
numbers, or anything
else needed to clearly
identify the item.^
@2 36 A 60 25 GUARDIAN
^Enter the name of the person you want
designated as Guardian of your minor child
or children.^
^Identifying a Guardian
is one of the most
important decisions you
will make.

Press [F1] Help for
Additional Comments.^
@2 37 A 60 26 GUARDIAN_TWO 43 43
^If this person cannot serve as Guardian,
who else do you want to name?^
^If the person you just
named as Guardian dies
before you do or is
otherwise unable to
serve as Guardian, you
can name an alternative
Guardian here.  Do not
use any nicknames or
abbreviations.^
@2 38 % 750 19 BENEFICIARY
^Who do you want to receive your residuary
estate?  Enter the names and the percentage
each person named should receive.  Your
residuary estate is all the property
remaining after you have made any specific
gifts.
[Example:  Barbara Smith   50
           Randall Jones   25
           Bonnie Grant    25]^
^Enter the names of up
to 12 beneficiaries and
the percentage of your
estate you wish to
leave to each. Press
[Tab] to move to
the percentage column
and [Enter] to move to
the next line.^
@2 39 A 60 21 EXECUTOR
^Who will be the Executor of your estate?^
^Your Executor is the
person who will be
responsible for
carrying out the terms
of your Last Will and
Testament.  This should
be a person you trust.^
@2 40 A 60 22 EXECUTOR_TWO
^If this person cannot serve as Executor,
who else do you want to name?^
^If your first choice
as Executor dies before
you do, or is otherwise
unable to serve as
Executor, you can name
an alternate Executor
here.  Do not use any
nicknames or
abbreviations.^
@2 41 X 1 23 TAXES_PAID 43 43 42
Out of your residuary estate
As provided for by state law
Out of a designated asset or assets
^Select the manner in which you want estate
and inheritance taxes paid by your
Executor.

   A. Out of your residuary estate
   B. As provided for by state law
   C. Out of a designated asset or assets^
^Enter the letter of
your choice.  Press
[Enter] or [F10]
to move to the next
question.

Press [F1] Help for
Additional Comments.^
@2 42 B 750 24 TAX_ASSET
^List the asset or assets from which you
want any estate or inheritance taxes paid.

[Example:  Money market account #12345 at
Big Board Brokers.  Certificates of Deposit
at Mississippi River Bank.]^
^Designate assets in
the order you want them
depleted to pay taxes.
Include bank account
numbers, serial numbers
of goods, stock
numbers, or anything
else needed to clearly
identify the item.^
@2 43 B 750 27 FUNERAL
^In a complete sentence, enter any funeral,
burial or cremation instructions here.

[Example:  Unless I have already done so,
I direct my Executor to spend a reasonable
amount to purchase my burial plot and a
suitable headstone.]^
^You can enter any
instructions for your
funeral and burial or
cremation here.

Press [F1] Help for
Additional Comments.^
@2 44 D 8 28 DATE_OF_WILL
^Enter the date of your Last Will and
Testament.

[Example:  09/28/90]^
^This is the date you
will print and sign
your will and have it
witnessed.

Press [F1] Help for
Additional Comments.^
@3 1 Y 1 1 GEN_DURABLE 2 12
^Do you want to create a Durable Power of
Attorney?

     <Y>es  or  <N>o^
^A Durable Power of
Attorney will remain in
effect even if you
become disabled or
incapacitated.
Otherwise, it will
expire upon your
disability, or on a
date you select.^
@3 2 A 60 2 LEGAL_NAME
^What is your full legal name?

[Example:  Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.^
@3 3 M 1 3 MALE_FEMALE
^Enter "M" if you are Male or "F" if you are
Female.

     <M>ale  or  <F>emale^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@3 4 A 40 4a COUNTY_PARISH
^In what county or parish do you live?

[Example:  Mason]^
^In every state except
Louisiana, the word
'county' is used.
Enter the complete name
of the county where you
live.^
@3 5 S 20 4b STATE
^In what state do you live?

[Example:  OH]^
^Use the two-letter
abbreviation for your
state.^
@3 6 A 60 5 ATTY_IN_FACT
^Enter the full legal name of the person who
will be your attorney-in-fact.

[Example:  James S. Alexander]^
^Your attorney-in-fact
is the person who will
act on your behalf as
authorized by this
Power of Attorney.^
@3 7 Y 1 6 REAL_ESTATE 8 11
^Do you presently own real estate?

     <Y>es  or  <N>o^
^Some states require a
description of the real
estate you own for the
Power of Attorney to be
valid.  Enter "Y" for
Yes or "N" for No.
Press [Enter] or [F10]
to move to the next
question.^
@3 8 A 40 7a REAL_COUNTY
^Enter the county or parish in which the
real estate you own is located.

[Example:  Mason]^
^This Power of Attorney
enables your attorney-
in-fact to sell,
mortgage, lease and/or
do anything with regard
to your real estate
that you could do
yourself.^
@3 9 S 20 7b REAL_STATE
^Enter the state in which the real estate
you own is located.

[Example:  OH]^
^This General Power of
Attorney enables your
attorney-in-fact to
sell, mortgage, lease
and/or do anything with
regard to your real
estate that you could
do yourself.^
@3 10 B 750 8 REAL_DESCRIBE
^Enter the legal description of the real
estate covered by this Power of Attorney.^
^You must enter the
legal description
exactly as it appears
in your deed.  An
inaccurate entry could
prevent your attorney-
in-fact from acting on
your behalf with regard
to your real estate.^
@3 11 D 8 9 EXECUTE_DATE 99
^Enter the date of execution of this Power
of Attorney.

[Example:  09/28/90]^
^This is the date when
you will sign the Power
of Attorney and have it
witnessed and
notarized.  It may be a
date in the future and
not today's date.^
@3 12 A 60 2 LEGAL_NAME
^What is your full legal name?

[Example:  Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.
The name must be the
legal name, not the
social name.^
@3 13 M 1 3 MALE_FEMALE
^Enter "M" if you are Male or "F" if you are
Female.

     <M>ale  or  <F>emale^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@3 14 A 40 4a COUNTY_PARISH
^In what county or parish do you live?

[Example:  Mason]^
^In every state except
Louisiana, the word
'county' is used.
Enter the complete name
of the county where you
live.^
@3 15 S 20 4b STATE
^In what state do you live?

[Example:  OH]^
^Use the two-letter
abbreviation for your
state.^
@3 16 A 60 5 ATTY_IN_FACT
^Enter the full legal name of the person
who will be your attorney-in-fact.

[Example:  James S. Alexander]^
^Your attorney-in-fact
is the person who will
act on your behalf as
authorized by this
Power of Attorney.^
@3 17 Y 1 6 REAL_ESTATE 18 21
^Do you presently own real estate?

     <Y>es  or  <N>o^
^Some states require a
description of the real
estate you own for the
Power of Attorney to be
valid.  Enter "Y" for
Yes or "N" for No.
Press [Enter] or [F10]
to move to the next
question.^
@3 18 A 40 7a REAL_COUNTY
^Enter the county or parish in which the
real estate you own is located.

[Example:  Mason]^
^This Power of Attorney
enables your attorney-
in-fact to sell,
mortgage, lease and/or
do anything with regard
to your real estate
that you could do
yourself.^
@3 19 S 20 7b REAL_STATE
^Enter the state in which the real estate
you own is located.

[Example:  OH]^
^This General Power of
Attorney enables your
attorney-in-fact to
sell, mortgage, lease
and/or do anything with
regard to your real
estate that you could
do yourself.^
@3 20 B 750 8 REAL_DESCRIBE
^Enter the legal description of the real
estate covered by this Power of Attorney.^
^You must enter the
legal description
exactly as it appears
in your deed.  An
inaccurate entry could
prevent your attorney-
in-fact from acting on
your behalf with regard
to your real estate.^
@3 21 Y 1 9 EXP_DISABLE 22 23
^Do you want to set a specific termination
date for this Power of Attorney?

     <Y>es  or  <N>o^
^Enter "Y" if you want
to select a specific
termination date.
Otherwise enter "N".
Press [Enter] or [F10]
to continue.^
@3 22 D 10 10 EXPIRE_DATE
^Enter the date when you want this Power of
Attorney to expire.

[Example:  09/28/1992]^
^Your Power of Attorney
will either expire on
this termination date
or upon your disability
or incapacity,
whichever comes first.^
@3 23 D 8 11 EXECUTE_DATE
^Enter the date of execution of this Power
of Attorney.

[Example:  09/28/90]^
^This is the date when
you will sign the Power
of Attorney and have it
witnessed and
notarized.  It may be a
date in the future and
not today's date.^
@4 1 Y 1 1 DURABLE_POA 2 2
^Do you want to create a Durable Power of
Attorney?

     <Y>es  or  <N>o^
^A Durable Power of
Attorney will remain in
effect even if you
become disabled or
incapacitated.  Enter
"Y" for Yes or "N" for
No.  Press [Enter] or
[F10] to move to the
next question.^
@4 2 A 60 2 LEGAL_NAME
^What is your full legal name?

[Example:  Jane B. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@4 3 M 1 3 MALE_FEMALE
^Enter "M" if you are Male or "F" if you
are Female.

     <M>ale  or  <F>emale^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@4 4 A 40 4a COUNTY_PARISH
^In what county or parish do you live?

[Example:  Mason]^
^In every state except
Louisiana, the word
'county' is used.
Enter the complete name
of the county where you
live.^
@4 5 S 20 4b STATE
^In what state do you live?

[Example:  OH]^
^Use the two-letter
abbreviation for your
state.^
@4 6 A 60 5 ATTY_IN_FACT
^Enter the full legal name of the person
who will be your attorney-in-fact.

[Example:  Mary B. Alexander]^
^Your attorney-in-fact
is the person who will
act on your behalf as
authorized by this
Power of Attorney.^
@4 7 Y 1 6 MEDICAL_CARE 8 11
^Do you want your attorney-in-fact to
authorize medical care for your minor child
or children?

     <Y>es  or  <N>o^
^Select "Yes" if you
want to authorize your
attorney-in-fact to
make decisions about
medical care for your
children in your
absence.  Otherwise,
select "No".  Press
[Enter] or [F10]^
@4 8 N 2 7 NMBR_CHILD
^How many children do you have?

[Example:  2]^
^Enter this information
in numbers.^
@4 9 L 750 8 CHILD_NAME
^What are the full names of your child(ren)?

[Example:  James C. Doe
           Jennifer D. Doe]^
^Enter each name on a
separate line.  Press
[Enter] to move to the
next line.  Press the
up arrow key to move to
a previous entry.  When
you have finished,
press [F10] to move to
the next question.^
@4 10 Y 1 9 REAL_ESTATE 12 13
^Do you want your attorney-in-fact to be
able to sell, exchange, convey and/or
mortgage your real estate?

     <Y>es  or  <N>o^
^You can authorize your
attorney-in-fact to
sell your real estate
on your behalf and
execute documents
relating to the sale.^
@4 11 Y 1 9 REAL_ESTATE 12 14
^Do you want your attorney-in-fact to be
able to sell, exchange, convey and/or
mortgage your real estate?

     <Y>es  or  <N>o^
^You can authorize your
attorney-in-fact to
sell your real estate
on your behalf and
execute documents
relating to the sale.^
@4 12 B 750 10 REAL_DESCRIBE
^Enter the legal description of the real
estate to be sold by your attorney-in-fact
on your behalf.^
^You must enter the
legal description of
your real estate
exactly as it appears
on your deed.  An
inaccurate entry could
prevent your attorney-
in-fact from acting on
your behalf.^
@4 13 Y 1 11 PERSONAL_PROP 15 16
^Do you want your attorney-in-fact to be
able to sell an item of your personal
property?

     <Y>es  or  <N>o^
^You can authorize your
attorney-in-fact to
sell your personal
property, such as a
car, boat, trailer,
motorcycle, etc.  Press
[Enter] or [F10] to
move to the next
question.^
@4 14 Y 1 11 PERSONAL_PROP 15 17
^Do you want your attorney-in-fact to be
able to sell an item of your personal
property?

     <Y>es  or  <N>o^
^You can authorize your
attorney-in-fact to
sell your personal
property, such as a
car, boat, trailer,
motorcycle, etc.  Press
[Enter] or [F10] to
move to the next
question.^
@4 15 B 750 12 PERSONAL_DESC
^Enter a description of the item of
personal property to be sold by your
attorney-in-fact.^
^Enter a complete and
accurate description,
including the type of
property, style, color,
manufacturer's serial
number, etc.^
@4 16 D 8 13 DATE_EXECUTE 99 99
^Enter the date of execution of this Power
of Attorney.

[Example:  09/28/90]^
^This is the date when
you will sign the Power
of Attorney and have it
witnessed and
notarized.  It may be a
date in the future and
not today's date.^
@4 17 K 0 14 COMMENT
^Your answers have indicated you do not
want to create a Special Power
of Attorney.

Press [Esc] to return to the Main Menu.^
^Comment Only^
@5 1 A 50 1 PRINCIPAL
^What is your full legal name?

[Example:  Jonathan A. Doe]^
^You should enter your
name exactly as it
appears in the Power of
Attorney you wish to
revoke.^
@5 2 M 1 2 MALE_FEMALE
^Enter "M" if you are Male or "F" if you
are Female.^
^Enter the letter of
your choice.  Press
[F10] or [Enter] to
move to the next
question.^
@5 3 A 20 3a COUNTY
^In what county or parish do you live?

[Example:  Mason]^
^You should enter the
county in which you
currently reside.  In
every state except
Louisiana, the word
'county' is used.
Enter the complete name
of the county where you
live.^
@5 4 S 20 3b STATE
^In what state do you live?

[Example:  OH]^
^You should enter the
state in which you
currently reside.  Use
the two-letter
abbreviation for your
state.^
@5 5 A 50 4 ATTORNEY
^Enter the full legal name of your
attorney-in-fact (the person you designated
to act in your behalf in the Power of
Attorney you wish to revoke).

[Example:  Susan S. Alexander]^
^You should enter this
name exactly as it
appears in the Power of
Attorney you wish to
revoke.^
@5 6 D 8 5 DATE_OF_POWER
^Enter the date of the Power of Attorney
you wish to revoke.

[Example:  09/28/90]^
^This is the date of
execution of the Power
of Attorney you want to
revoke (cancel).^
@6 1 L 750 1 LANDLORD
^Enter the full legal name of the
Landlord(s) of the premises to
be leased.

[Example:  Jonathan A. Doe
           Mary S. Smith]^
^Enter the names of up
to two persons as
Landlord, one name on
each line.  Press
[Enter] to move to the
next line.  When you
have finished, press
[F10] to move to the
next question.^
@6 2 L 750 2 TENANT
^Enter the full legal name of the
Tenant(s).

[Example:  Susan B. Johnson
           Mark S. Johnson]^
^Enter the names of up
to four persons as
Tenants, one name on
each line.  Press
[Enter] to move to the
next line.  When you
have finished, press
[F10] to move to the
next question.^
@6 3 A 50 3a PROPERTY_ADDR
^Enter the street address of the property
to be leased.

[Example:  1234 Anystreet, Apartment A]^
^When the address
exceeds one line, use
commas to separate each
part.  Give the actual
street address of the
property, not the
postal address if the
address is a box
number.^
@6 4 A 50 3b PROPERTY_CSZ
^Enter the city, state and zip code of the
property to be leased.

[Example:  Chicago, IL  60606]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@6 5 Y 1 4 FURNISHED 6 7
^Will the premises be rented furnished?

     <Y>es or <N>o^
^Enter "Y" for
furnished or "N" for
unfurnished. Furnished
apartments typically
contain beds, tables,
chairs, etc.^
@6 6 B 750 4a FURNITURE
^Please list the furnishings included with
the apartment.

[Example: 2 beds, couch, kitchen table, and
          dishwasher]^
^The tenant will be
held responsible for
these furnishing.^
@6 7 D 8 5 START_DATE
^Enter the date on which the lease will
begin.

[Example:  09/28/90]^
^This will be the first
date that the tenant
can take possession of
the premises (move
in).^
@6 8 A 50 6 TERM
^Enter the term of the lease.

[Example:  one year]^
^Enter, in words, the
length of the lease.
The term of the lease
can be as long or short
as you wish.  Most
residential leases are
for a term of either
six months or one year.^
@6 9 $ 20 7 RENT_AMOUNT
^Enter the monthly rent in numbers.

[Example:  500.00]^
^This is the amount due
per month for rent.
Enter the value in
figures, not words.  Do
not use a dollar sign.
Use commas for
readability.  For
example, use 1,500.00
not 1500.^
@6 10 A 20 8 DAY_RENT_DUE
^Enter the day of the month on which
rent is due.

[Example:  first]^
^The rent should be due
regularly on a day
which is clearly named,
for example, the first,
second, fifteenth, etc.^
@6 11 L 750 9 OCCUPANTS
^Enter the names of the individuals who
will live in the premises during the
term of this lease.

[Example:  Susan B. Johnson
           Mark S. Johnson
           Jennifer A. Johnson]^
^Enter the names of up
to six persons as
occupants, one name
on each line.  Press
[Enter] to move to the
next line.  When you
have finished, press
[F10] to move to the
next question.^
@6 12 Y 1 10 PETS_ALLOWED 13 14
^Are pets permitted on the premises?

     <Y>es or <N>o^
^"Y" if pets are
permitted or "N" if
pets are not
 permitted.^
@6 13 A 60 10a PETS
^Enter a description of any pets
permitted on the premises during the
term of this lease.

[Example:  dog, Poodle, Buddy; and
           cat, Persian, Tiger]^
^Describe the pets you
will allow on the
premises by type (dog,
cat, etc.), breed
(Poodle, Siamese, etc.)
and name (Rover,
Fluffy, etc.).^
@6 13 A 50 11 UTILITIES
^Enter all the utilities Tenant will pay
for during the term of the lease.

[Example:  phone, electricity]^
^Include all utilities
or services that will
be the Tenant's
responsibility, such as
water, electricity,
oil, gas, trash
removal, etc.^
@6 14 A 50 12a LANDLORD_ADDR
^Enter the street address at which the
Landlord will receive rent payments and
notices regarding this lease.

[Example:  1234 Anystreet, Suite 100]^
^This is the address
that the Tenant will
use to notify the
Landlord of intent to
terminate the lease.
When the street address
is more than one line,
use commas to separate
 each part.^
@6 15 A 50 12b LANDLORD_CSZ
^Enter the city, state and zip code at
which the Landlord will receive rent
payments and notices regarding this lease.

[Example:  Chicago, IL  60606]^
^This is the address
that Tenant will use to
notify Landlord of
intent to terminate the
lease.^
@6 16 A 50 13a TENANT_ADDR
^Enter the street address at which the
Tenant will receive notices regarding
this lease.

[Example:  1234 Anystreet, Suite 100]^
^This is the address
that Landlord will use
to notify Tenant of
defaults or intent to
terminate the lease.
In most cases, this
will be the address of
the premises being
leased.^
@6 17 A 50 13b TENANT_CSZ
^Enter the city, state and zip code at
which the Tenant will receive notices
regarding this lease.

[Example:  Chicago, IL  60606]^
^This is the address
that Landlord will use
to notify Tenant of
defaults or intent to
terminate the lease.
In most cases, this
will be the address of
the premises being
leased.^
@7 1 X 1 1 NO._Makers 2 3 5
One Maker
Two Makers
Three Makers
^How many Makers are
there for this note?

A) One Maker
B) Two Makers
C) Three Makers^
^The program allows you
to enter the names of
up to three makers.
The maker of a
promissory note is the
person obligated to pay
it.  This is typically
the borrower.  [F1] for
additional comments.^
@7 2 A 50 1a MAKER_1 8 8
^Enter the full legal name of the
maker of this note.

[Example: Jonathan A. Doe^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 3 A 50 1a MAKER_1
^Enter the full legal name of the first
maker of this note.
[Example: Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 4 A 50 1b MAKER_2 8 8
^Enter the full legal name of the second
maker of this note.

[Example: Mary B. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 5 A 50 1a MAKER_1
^Enter the full legal name of the first
maker of this note.

[Example: Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 6 A 50 1b MAKER_2
^Enter the full legal name of the second
maker of this note.

[Example: Mary B. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 7 A 50 1c MAKER_3 8 8
^Enter the full legal name of the third
maker of this note.

[Example: Paul C. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 8 X 1 2 NO._PAYEES 9 10
One Payee
Two Payees
^How many payees are there for this note?
You may have up to two.

       A.  One Payee
       B.  Two Payees^
^The payee is the
person to whom payment
on the note is made.
This is typically the
Lender.^
@7 9 A 50 2a PAYEE_1 12 12
^Enter the full legal name of the payee of
this note.

[Example: Harry A. Hanson]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 10 A 50 2a PAYEE_1
^Enter the full legal name of the payee of
this note.

[Example: Harry A. Hanson]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 11 A 50 2b PAYEE_2 12 12
^Enter the full legal name of the second
payee of this note.

[Example: Martha B. Hanson]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@7 12 $ 13 3 PRINCIPAL
^What is the principal amount of this note?

[Example:  1,000.00]^
^The principal is the
amount of money owed
not including interest.
Enter the full amount
in dollars and cents.^
@7 13 Y 1 4 YES_NO 14 23
^Will interest be charged on this Note?

     <Y>es or <N>o^

^Some states have usury
laws which limit the
amount of interest
that may be charged on
a debt.^
@7 14 P 6 4 INTEREST_RATE
^What is the interest rate (%) on this note?

[Example:  10.5]^
^This refers to the
annual interest rate
charged while money is
owed.  For example, 10
would equal 10 percent
per year.^
@7 15 X 1 5 HOW_TO_PAY 16 29 20 21
Equal monthly installments
Payment in full on demand
Interest monthly
Minimum monthly payment
^How will principal and
interest payments
be made on this note?

Enter a letter A-D.^
^(a) Equal monthly
     installments;
(b) Payment in full on
    demand;
(c) Interest monthly,
    then entire
    principal; or
(d) Minimum monthly
     payments.^
@7 16 N 3 6a INSTALLMENT
^Enter the total number of monthly
installments.

[Example:  12, 24, 36, etc.]^
^Installments are
periodic payments (e.g.
monthly) of equal
amounts.  Enter the
figure in numbers.  Do
not use '0'.  Calculate
the number of payments
based on twelve per
year.^
@7 17 $ 13 6b INSTALL_AMT
^Enter the amount of each installment.

[Example:  100.00]^
^Enter the figure in
numbers.  This amount
is due the first day of
each month.   The
language of the note
makes any unpaid
interest and principal
due on the date of the
last payment.^
@7 18 D 8 7a START_DATE
^Enter the date of the first installment.

[Example:  09/28/90]^
^This is the date on
which the first payment
must be made.^
@7 19 D 10 7b END_DATE 29 29
^Enter the date of the last installment.

[Example:  09/28/1991]^
^This is the date on
which the last payment
must be made.^
@7 20 D 10 8 DUE_DATE 29 29
^Enter the date when payment of the
principal and any unpaid interest is due.

[Example:  09/28/1991]^
^Maker will make
interest only payments
on the first of each
month until this date.
On this date, the
principal and accrued
interest are due.^
@7 21 $ 13 9 MONTH_PAYMNT
^Enter the minimum monthly payment to be
made.

[Example:  100.00]^
^This is the smallest
amount payee will
accept each month.
Enter this amount in
numbers.^
@7 22 D 10 10 DUE_DATE 29 29
^Enter the date when payment of the
principal and any unpaid interest is due.

[Example:  09/28/1991]^
^Maker's monthly
payments will be
credited first against
interest and then
against principal.  On
this date, the balance
of the principal and
any accrued interest
are due.^
@7 23 X 1 11 HOW_PAY 24 28 29
Equal monthly installments
Payment in full by date
Payment in full on demand
^How will principal payments be made on
this note?

Enter a letter A-C.^
^(a) Equal monthly
     installments;
(b) Payment in full by
    a certain date; or
(c) Payment in full on
    demand.^
@7 24 N 3 12a NO._INSTALL
^Enter the total number of monthly
installments on this interest free note.

[Example:  12, 24, 26, etc.]^
^Installments are
periodic payments of
equal amounts.  Enter
the figure in numbers.
Do not use '0'.  The
language of the note
makes the balance of
the principal due on
the date of the last
payment.^
@7 25 $ 13 12b INSTALL_AMT
^Enter the amount of each installment.

[Example:  100.00]^
^Enter the figure in
numbers.  This amount
is due the first day of
each month.  The
language of the note
makes the balance of
the principal due on
the date of the last
payment.^
@7 26 D 8 13a START_DATE
^Enter the date of the first installment.

[Example:  09/28/90]^
^This is the date that
the first installment
(payment) is due.^
@7 27 D 10 13b END_DATE 29 29
^Enter the date of the last installment.

[Example:  09/28/1991]^
^This is the date that
the last installment
(payment) is due.^
@7 28 D 10 14 PRINCIPAL_DUE
^Enter the date on or by which the
principal amount is to be paid to the
holder of the note.

[Example:  09/28/1991]^
^This is the date that
the principal amount is
due.^
@8 1 A 50 1 CORP_NAME
^Enter the employer's name.

[Example:  ABC Corporation]^
^If the employer uses a
fictitious business
name (D/B/A), enter the
employer's actual name,
D/B/A, and the
fictitious name  (e.g.
Jim Johnson, D/B/A,
Johnson Delivery
Service).^
@8 2 A 50 2 CORP_BUSINESS
^What is the form of the employer's
business?

[Example:  corporation]^
^Enter the form of
business (e.g.  sole
proprietorship,
corporation, or
partnership).  Press
[F1] and choose
Glossary of Terms
for brief explanations
of these terms.^
@8 3 A 50 3a CORP_ADDRESS
^Enter the street address of the employer.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.  The address
is usually the place
where the job is.  It
may not be the
headquarters of the
corporation.^
@8 4 A 40 3b CORP_CITY
^Enter the city of the employer.

[Example:  Cleveland]^
^It is not necessary to
add a comma at the end
of the name of the
city.^
@8 5 S 20 3c CORP_STATE
^Enter the state of the employer.

[Example:  OH]^
^Use the two-letter
state abbreviation.^
@8 6 A 10 3d CORP_ZIP
^Enter the zip code of the employer.

[Example:  98101-1001]^
^Use the nine-digit zip
code when possible.
The nine-digit zip code
helps speed mail
delivery.  The five-
digit zip code is
required on most
documents and for most
mailing addresses.^
@8 7 A 50 4 EMPLOYEE
^Enter the name of the employee.

[Example:  Mary S. Smith]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@8 8 M 1 5 MALE_FEMALE
^Enter "M" if the employee is Male or "F"
if the employee is Female.^
^Enter the letter of
your choice.  Press
[Enter] or [F10] to
move to the next
question.^
@8 9 A 50 6a EMPLOYEE_ADDR
^Enter the street address of the employee.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@8 10 A 40 6b EMPLOY_CITY
^Enter the city of the employee.

[Example:  Cleveland]^
^It is not necessary to
add a comma at the end
of the name of the
city.^
@8 11 S 20 6c EMPLOY_STATE
^Enter the state of the employee.

[Example:  OH]^
^Use the two-letter
state abbreviation.^
@8 12 A 10 6d EMPLOY_ZIP
^Enter the zip code of the employee.

[Example:  98101-1002]^
^Use the nine-digit zip
code when possible.
The nine-digit zip code
helps speed mail
delivery.  The five-
digit zip code is
required on most
documents and for most
mailing addresses.^
@8 13 A 40 7 TERM
^Enter the length of time for which the
employment agreement will run.

[Example:  one year]^
^You may agree upon as
long or short a term as
both parties wish.
Many employment
agreements are for a
term of one year.^
@8 14 A 40 8 NOTICE
^How much notice must be given for either
party to terminate the employment
agreement?

[Example:  thirty days]^
^You may agree upon as
much or as little
notice as both parties
wish before the
employment agreement
can be canceled.  The
length of the notice is
often arranged at the
time of employment.^
@8 15 $ 20 9 ANNUAL_SALARY
^Enter the annual salary the employee will
receive.

[Example:  50,000.00]^
^Enter this figure in
numbers, dollars and
cents.  Do not use a
dollar sign.  Use
commas for readability.
For example, use
1,500.00 not 1500.^
@8 16 N 3 10 VACATION
^Enter the amount of paid vacation time in
weeks the employee will receive annually.

[Example:  2]^
^The program is
designed to indicate
vacation time in weeks.
Use numbers, not words,
to show how much leave
the employer will pay
each year.  Paid
vacation is normally in
addition to the usual
holidays.^
@8 17 Y 1 11 YES_NO 18 19
^Will the employee receive paid sick days?

     <Y>es or <N>o^
^This will allot sick
days with full
compensation.^
@8 18 N 2 11a SICK_DAYS
^Enter the number of paid sick days the
employee will receive annually.

[Example:  5]^
^This indicates sick
leave in days.  The
number is the maximum
number of days the
employee may take
annually.^
@9 1 A 50 1 CORP_NAME
^Enter the employer's name.

[Example:  XYZ Corporation
           James T. Williams]^
^If the employer uses a
fictitious business
name, enter the
employer's actual name,
D/B/A, and the
fictitious name
(e.g.  Jim Johnson,
D/B/A, Johnson
Delivery Service).^
@9 2 A 50 2 CORP_ADDRESS
^What is the form of the employer's
business?

[Example:  a partnership
           an individual]^
^Enter the form of
business (e.g.  sole
proprietorship,
corporation, individual
or partnership).  Press
[F1] and choose
Glossary of Terms
for brief explanations
of these terms.^
@9 3 A 50 3a CORP_ADDR
^Enter the street address of the
employer.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@9 4 A 20 3b CORP_CITY
^Enter the city of the employer.

[Example:  Cleveland]^
^It is not necessary to
add a comma after the
city.  Use the same
name for the community
as used by the United
States Post Office.^
@9 5 S 20 3c CORP_STATE
^Enter the state of the employer.

[Example:  OH]^
^Use the two-letter
state abbreviation.^
@9 6 A 10 3d CORP_ZIP
^Enter the zip code of the employer.

[Example:  98101-1001]^
^Use the nine-digit zip
code when possible.
The nine-digit zip code
helps speed mail
delivery. The five-
digit zip code is
required on most
documents and for most
mailing addresses.^
@9 7 A 50 4 CONSULTANT
^Enter the name of the independent
contractor/consultant.

[Example:  Mary S. Smith]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@9 8 M 1 5 MALE_FEMALE
^Enter "M" if the consultant is Male or
"F" if the consultant is Female.^
^Enter the letter of
your choice.  Press
[F10] or [Enter] to
move to the next
question.^
@9 9 A 50 6a CONSULT_ADDR
^Enter the street address of the
consultant.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@9 10 A 20 6b CONSULT_CITY
^Enter the city of the consultant.

[Example:  Cleveland]^
^It is not necessary to
add a comma at the end
of the name of the
city.  Use the name of
the community as named
by the United States
Post Office.^
s
@9 11 S 20 6c CONSULT_STATE
^Enter the state of the consultant.

[Example:  OH]^
^Use the two-letter
state abbreviation.^
@9 12 A 10 6d CONSULT_ZIP
^Enter the zip code of the consultant.

[Example:  98101-1001]^
^Use the nine-digit zip
code when possible.
The nine-digit zip code
helps speed mail
delivery.  The five-
digit zip code is
required on most
documents and for most
mailing addresses.^
@9 13 B 750 7 CONSULT_DUTY
^Enter a description of the consultant's
duties.

Note: Begin each duty with the word "to"
and separate the duties with semicolons.^
^You may enter up to 12
lines of duties.  Do
not include a period at
the end.  Press [Enter]
to move to the next
line.  Press [F10] to
move to the next
question.^
@9 14 D 8 8a CONSULT_START
^Enter the starting date of this
Agreement.

[Example:  09/28/90]^
^The starting date
indicates the date you
expect the consulting
arrangement to begin.^
@9 15 D 10 8b END_DATE
^Enter the ending date of this
Agreement.

[Example:  09/28/1991]^
^This date is the date
you expect the
consulting arrangement
to end. It may be
extended by mutual
agreement.^
@9 16 X 1 9 TYPE_PAY 17 17 17
By the hour
By the week
By the job
^How will the contractor be paid?

     A. By the hour (e.g. $10.00/hr)

     B. By the week (e.g. $500.00/week)

     C. By the job (e.g. $1500.00 upon
                         completion^
^Enter the letter of
your choice.^
@9 17 $ 20 9a HOURLY_RATE
^Enter the pay rate the consultant will
receive.

[Example:  10.00    (if hourly)
           500.00   (if weekly)
           1500.00  (if upon competion)]^
^Enter pay in numbers,
dollars and cents.  Do
not use a dollar sign.
Use commas for
readability. Add '.00'
at the end when the
value is in even
dollars.  For example,
use 1,500.00 not 1500.^
@9 18 X 1 10 HOW_PAY 20 20 20 19
Weekly
Twice Per Month
Upon Completion
Other
^When will the contractor be paid?

     A. Weekly, every Friday
     B. Twice per month, the 1st and 15th
     C. Upon completion of duties
     D. Other^
^This describes when
the contractor will
receive payment for his
or her performance.^
@9 19 B 750 10a HOW_PAY_DESC
^Enter the description of how the
contractor will be paid.

[Example:  one half the amount before the
           service is performed and the
           balance upon completion]^
^Begin with a lower
case letter and do not
end with a period (.).
Press [Enter] to move
down one line and [F10]
to move to the next
question^
@9 20 Y 1 11 NON_COMPETE
^Do you want the contractor bound not to
compete?

     <Y>es or <N>o^
^In business
consulting situations,
you may want to
prohibit the contractor
from working with a
competitor while
servicing your
account.^
@9 21 Y 1 11A CONFIDENTIAL
^Should the contactor be bound to keep
information regarding your job
confidential?

     <Y>es or <N>o^
^"Y" if the contractor
will be exposed to
valuable sales or
financial information
to be kept
confidential.  Enter
"N" otherwise.^
@9 22 Y 1 11b EXPENSE
^Do you want to reimburse the contractor
for reasonable expenses relating to this
job?

     <Y>es or <N>o^
^"Y" to entitle the
contractor to
reimbursement for all
"reasonable and
necessary" expenses
incurred as a result of
duties performed.
Enter "N" otherwise.^
@10 1 Y 1 1 Yes_No 2 4
^Is there more than one seller?

     <Y>es or <N>o^
^This program allows
up to two sellers.
Answer "Y" if the
certificate of title
shows the name of two
owners.  Answer "N" if
the title shows the
name of only one.^
@10 2 A 50 1a SELLER_1
^Enter the full legal name of the
first seller.

[Example: Susan B. Doe]^
^Enter the seller's
name (the owner)
exactly as it appears
on the certificate of
title for the motor
vehicle being sold.^
@10 3 A 50 1a SELLER_2 5 5
^Enter the full legal name of the
second seller.

[Example: Jonathan A. Doe]^
^Enter the seller's
name (the owner)
exactly as it appears
on the certificate of
title for the motor
vehicle being sold.^
@10 4 A 50 1b SELLER_1
^Enter the full legal name of the
seller.

[Example: Susan B. Doe]^
^Enter the seller's
name (the owner)
exactly as it appears
on the certificate of
title for the motor
vehicle being sold.^
@10 5 $ 13 2 SALE_PRICE
^Enter the sale price of the motor vehicle
described in this Bill of Sale.

[Example:  5,000.00]^
^Enter the price in
numbers, dollars and
cents.  Do not end with
a period.  Do not use a
dollar sign.  Use
commas for readability.
Add '.00' at the end
when the value is in
even dollars (i.e.,
1500.00).^
@10 6 Y 1 3 YES_NO 7 9
^Is there more than one buyer?

     <Y>es or <N>o^
^The program allows you
to enter up to two
buyers.^
@10 7 A 50 3a BUYER_1
^Enter the full legal name of the first
buyer.

[Example: Mary A. Smith]^
^Do not use any
nicknames or
abbreviations.

[F1] for additional
comments.^
@10 8 A 50 3b BUYER_2 10 10
^Enter the full legal name of the second
buyer.

[Example: William C. Smith]^
^Do not use any
nicknames or
abbreviations.

[F1] for additional
comments.^
@10 9 A 50 3a BUYER_1
^Enter the full legal name of the first
buyer.

[Example: Mary A. Smith]^
^Do not use any
 nicknames or
abbreviations.^
@10 10 A 50 4a BUYER_ADDRESS
^Enter the street address of the buyer.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@10 11 A 50 4b BUYER_CITY
^Enter the city of the buyer.

[Example:  Cleveland]^
^It is not necessary to
follow the city with a
comma.  Use the name of
the community as named
by the United States
Post Office.^
@10 12 S 25 4c BUYER_STATE
^Enter the state of the buyer.

[Example:  OH]^
^Use the two-letter
state abbreviation.^
@10 13 A 10 4d BUYER_ZIP
^Enter the zip code of the buyer.

[Example:  98101-1001]^
^Use the nine-digit zip
code when possible.
The five-digit zip code
is required on most
documents and for most
mailing addresses. The
nine-digit zip code
helps speed mail
delivery.^
@10 14 A 50 5a SELL_ADDRESS
^Enter the street address of the seller.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@10 15 A 50 5b SELL_CITY
^Enter the city of the seller.

[Example:  Cleveland]^
^It is not necessary to
follow the city with a
comma.  Use the name of
the community as named
by the United States
Post Office.^
@10 16 S 25 5C SELL_STATE
^Enter the state of the seller.

[Example:  OH]^
^Use the two-letter
abbreviation for the
state.^
@10 17 A 10 5d SELL_ZIP
^Enter the zip code of the seller.^
^Use the nine-digit zip
code when possible.
The nine-digit zip code
help speed mail
delivery.  The five-
digit zip code is
required on most
documents and for most
mailing addresses.^
@10 18 A 4 6a YEAR
^Enter the year of the vehicle being sold.

[Example:  1986]^
^Be sure to use all
four numbers.  Do not
abbreviate the year to
the last two digits:
1989 not 89.^
@10 19 A 50 6b MAKE
^Enter the make of the vehicle being sold.

[Example:  Chevrolet]^
^This blank is for the
make of the vehicle
only.^
@10 20 A 50 6c MODEL
^Enter the model of the vehicle being sold.

[Example:  Blazer]^
^This blank is for the
model of the vehicle
only.^
@10 21 A 50 6d BODY_STYLE
^Enter the style of the vehicle being sold.

[Example:  2-door, 4x4]^
^Make the style
completely descriptive.
For example: 3─door
hatchback; station
wagon.^
@10 22 A 50 6e COLOR
^Enter a description of the vehicle being
sold.

[Example:  Red]^
^The description
includes the color and
other special features.
When the vehicle has
more than one color,
include both.  List the
predominant color
first.^
@10 23 A 50 6f SERIAL_NUMBER
^Enter the serial or vehicle identification
number of the vehicle being sold.

[Example:  1A2BC34D5EF678900]^
^Enter the serial or
vehicle identification
number (VIN) exactly as
it appears on the
certificate of title
and the vehicle being
sold.^
@11 1 $ 20 1 SALE_PRICE
^What is the price for which the item
covered by this Bill of Sale is
being sold?

[Example:  10,000.00]^
^Enter the full amount
(dollars and cents) of
the sale price.  Be
sure to put the value
in figures, not words.
Do not use a dollar
sign.  Use commas for
readability.^
@11 2 A 50 2 BUYER
^Enter the full legal name of the buyer.

[Example:  Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.  [F1] for
additional comments.^
@11 3 A 50 3a BUYER_ADDRESS
^Enter the street address of the buyer.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@11 4 A 50 3b BUYER_CITY
^Enter the city of the buyer.

[Example:  Cleveland]^
^It is not necessary to
follow the city with a
comma.^
@11 5 S 20 3c BUYER_STATE
^Enter the state of the buyer.

[Example:  OH]^
^Use the two-letter
state abbreviation.^
@11 6 A 10 3d BUYER_ZIP
^Enter the zip code of the buyer.

[Example:  98000-1234]^
^Use the nine-digit zip
code when possible.
The nine-digit zip code
helps speed mail
delivery. The five-
digit zip code is
required on most
documents and for most
mailing addresses.^
@11 7 A 50 4 SELLER
^Enter the full legal name of the seller.

[Example:  Mary S. Smith]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@11 8 A 50 5a SELLER_ADDR
^Enter the street address of the seller.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@11 9 A 20 5b SELLER_CITY
^Enter the city of the seller.

[Example:  Cleveland]^
^It is not necessary to
follow the city with a
comma.  Use the name of
the community as named
by the United States
Post Office.^
@11 10 S 20 5c SELLER_STATE
^Enter the state of the seller.

[Example:  OH]^
^Use the two-letter
state abbreviation.^
@11 11 A 10 5d SELLER_ZIP
^Enter the zip code of the seller.

[Example:  98101-1001]^
^Use the nine-digit zip
code when possible.
The nine-digit zip code
helps speed mail
delivery. The five-
digit zip code is
required on most
documents and for most
mailing addresses.^
@11 12 B 750 6 PROPERTY
^Enter a description of the item being
sold.^
^Describe the item
being sold as
completely and
accurately as possible.
(Include manufacturer,
type of property, model
number, serial number,
color, etc.).  [F1] for
additional comments.^
@12 1 A 50 1 CORP_NAME
^Enter the employer's name.

[Example:  XYZ Corporation]^
^If the employer uses a
fictitious business
name (D/B/A), enter the
employer's actual name,
D/B/A, and the
fictitious name
(e.g.  Jim Johnson,
D/B/A, Johnson Delivery
Service).^
@12 2 A 50 2a CORP_ADDRESS
^Enter the street address of the employer.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@12 3 A 50 2b CORP_CSZ
^Enter the city, state and zip code of the
employer.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@12 4 D 8 3 LETTER_DATE
^Enter the date you intend to send this
offer of employment.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@12 5 A 10 4a EMPLOY_SAL
^Enter the courtesy title of the employee
to be used in the salutation.

[Example:  Mr., Mrs., Ms., or Dr.]^
^See the examples
provided as a guide.^
@12 6 A 20 4b EMPLOY_FIRST
^Enter the first name of the employee.

[Example:  Mary]^
^Do not use any
abbreviations or
nicknames.^
@12 7 A 2 4c MIDDLE_INIT
^Enter the middle initial of the employee
(optional).

[Example:  B.]^
^Use of the initial is
optional.  Include the
period after the
initial.^
@12 8 A 30 4d EMPLOY_LAST
^Enter the last name of the employee.

[Example:  Smith]^
^Do not use any
nicknames or
abbreviations.^
@12 9 A 50 5a EMPLOYEE_ADDR
^Enter the employee's street address.

[Example:  1234 Anystreet, Suite 200]^
^If the street address
is more than one line,
use commas to separate
each part.^
@12 10 A 50 5b EMPLOYEE_CSZ
^Enter the employee's city, state and zip
code.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@12 11 A 50 6 JOB_TITLE
^Enter the new employee's job title.

[Example:  Administrative Assistant]^
^Spell out the complete
job title.  Do not use
abbreviations.  The job
title should be the one
agreed upon between the
employer and the new
employee.^
@12 12 D 8 7 START_DATE
^Enter the start date of the new employee.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@12 13 A 10 8 START_TIME
^Enter the time at which the new employee
should report on the first day.

[Example:  8:00 a.m.]^
^Enter the complete
time of day (for
example, 9:00 a.m.).
Be sure to include a.m.
or p.m. as
appropriate.^
@12 14 A 50 9 SUPERVISOR
^Enter the name and job title of the person
to whom the new employee will report.

[Example:  James Smith, General Manager]^
^Do not use nicknames
or abbreviations.  Use
the legal name of the
supervisor, and his or
her organization
title.^
@12 15 $ 20 10 ANNUAL_SALARY
^Enter the annual salary the new employee
will receive.

[Example:  20,000.00]^
^Enter this figure in
numbers, dollar and
cents.  Do not use a
dollar sign.  Use
commas for readability.
Add '.00' at the end
when the value is in
even dollars.^
@12 16 A 60 11 PAY_DAYS
^Enter the company's pay period and pay
days.

[Example:  monthly, on the first day of
each month]^
^State the company
policy carefully and
clearly.  For example,
use monthly, on the
first day of each month
or twice a month, on
the 15th and the last
day of each month.^
@12 17 A 50 12 PREPARER
^Enter the name of the person to sign the
letter.

[Example:  Anne M. Thomas]^
^Type the name as you
will sign it.  In the
letter, it is not
necessary to use the
legal name of the
preparer, but it is
preferred.^
@12 18 Y 1 13 LETTERHEAD
^Will you be printing this letter on
letterhead?

     <Y>es or <N>o^
^"N" will cause the
program to print your
return address at the
top of the document.
"Y" will add blank
lines to accomodate
letterhead paper.^
@13 1 A 50 1 CREDITOR
^Enter your full legal name.

[Example:  Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@13 2 A 50 2a CREDITOR_ADDR
^Enter your street address.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@13 3 A 50 2b CREDITOR_CSZ
^Enter your city, state and zip code.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@13 4 D 8 3 LETTER_DATE
^Enter the date of this demand letter.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@13 5 A 10 4a DEBTOR_SAL
^Enter the courtesy title of your debtor
for use in the salutation.

[Example:  Mr., Mrs., Ms., or Dr.]^
^See the examples
provided as a guide.^
@13 6 A 20 4b DEBTOR_FIRST
^Enter the first name of your debtor.

[Example:  Mary]^
^Do not use any
abbreviations or
nicknames.^
@13 7 A 2 4c MIDDLE_INIT
^Enter the middle initial of your debtor
(optional).

[Example:  B.]^
^Use of the initial is
optional.  Include the
period.^
@13 8 A 30 4d DEBTOR_LAST
^Enter the last name of your debtor.

[Example:  Smith]^
^Do not use any
abbreviations or
nicknames.^
@13 9 A 50 5a DEBTOR_ADDR
^Enter the street address of your debtor.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@13 10 A 50 5b DEBTOR_CSZ
^Enter the city, state and zip code
 of your debtor.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@13 11 $ 20 6 AMOUNT
^Enter the amount you are demanding in this
letter.

[Example:  1,000.00]^
^Enter the full amount
(dollars and cents).
Be sure to put the
value in figures, not
words.  Do not use a
dollar sign.  Use
commas for readability.^
@13 12 X 1 7 ACT_NOTE_AGMT 15 15 15 13 14
Note
Agreement
Personal Loan
Account No.
Other
^On what do you base your demand for
payment?

     A.  Note
     B.  Agreement
     C.  Personal Loan
     D.  Account No.
     E.  Other^
^Enter the letter of
your choice.  [F1]
for additional
comments.^
@13 13 A 50 7a ACCT_NUMBER 15 15
^Enter your Account Number.

[Example:  000 123 456 7890]^
^Enter the account
number carefully and
check it again for
accuracy.^
@13 14 B 750 7a Other
^Using full sentences explain the basis for
the debt.

[Example:  You owe me for the money I gave
           you to buy the Mexican Blanket
           on our trip.  I did not get the
           blanket or the money back.^
^Press [Enter] to move
from line-to-line and
[F10] for the next
question.^
@13 15 Y 1 8 LETTERHEAD
^Will you be printing this letter on
letterhead?

     <Y>es or <N>o^
^"N" will cause the
program to print your
return address at the
top of the document.
"Y" will add blank
lines to accomodate
letterhead paper.^
@14 1 A 50 1 CREDITOR
^Enter your name as you intend to sign this
letter.

[Example:  Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@14 2 A 50 2a CREDIT_ADDR
^Enter your street address.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@14 3 A 50 2b CREDITOR_CSZ
^Enter your city, state and zip code.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@14 4 D 8 3 LETTER_DATE
^Enter the date of this bad check notice
letter.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@14 5 A 50 4a DEBTOR_SAL
^Enter the courtesy title of your debtor to
be used in the salutation.

[Example:  Mr., Mrs., Ms., or Dr.]^
^See the examples
provided as a guide.^
@14 6 A 20 4b DEBTOR_FIRST
^Enter the first name of your debtor.

[Example:  Mary]^
^Do not use any
abbreviations or
nicknames.^
@14 7 A 2 4c MIDDLE_INIT
^Enter the middle initial of your debtor
(optional).

[Example:  B.]^
^Use of the initial
is optional.  Include
the period.^
@14 8 A 30 4d DEBTOR_LAST
^Enter the last name of your debtor.

[Example:  Smith]^
^Do not use any
abbreviations or
nicknames.^
@14 9 A 50 5a DEBTOR_ADDR
^Enter the street address of your debtor.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@14 10 A 50 5b DEBTOR_CSZ
^Enter the city, state and zip code of your
debtor.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@14 11 D 8 6 CHECK_DATE
^Enter the date of the check.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@14 12 $ 20 7 CHECK_AMOUNT
^Enter the amount for which the check is
written.

[Example:  1,000.00]^
^Enter the full amount
(dollars and cents).
Be sure to put the
value in numbers, not
words.  Do not use a
dollar sign.  Use
commas for
readability.^
@14 13 Y 1 8 Yes_NO 14 15
^Are you taking or withholding some action
as a result of the bad check?

     <Y>es or <N>o^
^Answer "N" if there
will be no action taken
Answer "Y" will allow
you to explain what you
intend to do (i.e.
withhold service).^
@14 14 B 750 8a ACTION
^In a complete sentence, describe any
action you are taking or withholding as a
result of the returned check.

[Example:  I will be unable to send you
the quilt you requested until I receive
this payment.]^
^If the returned check
was written as payment
for some service or
product, your letter
should include a
statement of how the
returned check is
delaying receipt of the
product or service.^
@14 15 Y 1 13 LETTERHEAD
^Will you be printing this letter on
letterhead?

     <Y>es or <N>o^
^"N" will cause the
program to print your
return address at the
top of the document.
"Y" will add blank
lines to accomodate
letterhead paper.^
@15 1 A 50 1 CONSUMER
^Enter your name as you intend to sign this
letter.

[Example:  Mary B. Smith]^
^Do not use any
nicknames or
abbreviations.^
@15 2 A 50 2a CONSUMER_ADDR
^Enter your street address.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@15 3 A 50 2b CONSUMER_CSZ
^Enter your city, state and zip code.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@15 4 D 8 3 LETTER_DATE
^Enter the date you intend to send this
defective product complaint.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@15 5 A 50 4a STORE
^To which store or manufacturer are you
sending this letter?

[Example:  Nancy's Discount]^
^Both the store and the
manufacturer are
responsible for product
defects.  For
convenience, it may be
easier to deal with the
local store from which
you purchased the
defective product.^
@15 6 A 50 4b COMPANY_ADDR
^Enter the street address of the store.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@15 7 A 50 4c COMPANY_CSZ
^Enter the city, state and zip code of the
store.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use
the name of a real
estate sub-division
unless it is used as a
Post Office address.^
@15 8 D 8 5 PURCHASE_DATE
^On what date was the defective product
purchased?

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@15 9 A 50 6 PURCHASER
^Identify the person who made the actual
purchase.

[Example:  I
           my daughter]^
^If you purchased the
defective product,
enter "I".  If the
purchaser was someone
in your family, enter
that person's
relationship to you
(e.g., "my husband",
"my daughter", etc.).^
@15 10 A 60 7 PRODUCT
^Describe the product.

[Example:  a white, travel size Lotsa Curls
curling iron (Model C8)]^
^Describe the article
completely. Include the
model, size, color and
any other
distinguishing
characteristics.^
@15 11 A 50 8 STORE_LOC
^Enter the name and location of the store
from which the product was purchased.

[Example:  Nancy's Discount at Southend
Mall]^
^Provide the name of
the store and the
store's location.^
@15 12 X 1 9 PAYMNT_METHOD 13 13 13
Check
Cash
Credit card
^Identify how the product was paid for.

   A.  Check
   B.  Cash
   C.  Credit card^
^When a credit card has
been used, it may take
some weeks before a
credit appears on your
bill.  Enter the letter
of your choice.  Press
[F10] or [Enter] to
move to the next
question.^
@15 13 B 750 10 DEFECT
^In one or two complete sentences, describe
the product defect.

[Example:  The curling iron my daughter
purchased failed to heat up.  Despite
testing it at several electrical outlets,
the heat sensor light failed to turn colors
from red to black.]^
^Be specific in your
description.  Simply
saying, "It didn't
work," fails to provide
adequate information
regarding the nature of
the defect.^
@15 14 B 750 11 ACTION
^In one or two complete sentences, identify
what action you expect the store or
manufacturer to take.

[Example:  Please send me a replacement
curling iron, and arrange for the return of
the defective one.  If this is not
possible, I expect a full refund of the
purchase price.]^
^The seller or
manufacturer has the
right to replace or
repair the defective
product.  You have a
right to a refund only
if the repair or
replacement cannot be
reasonably made.^
@15 15 A 20 12 CONSUMER_TELE
^Enter a telephone number at which you can
be reached during the day.

[Example:  206-555-1234]^
^Be sure to include the
area code.  The store
or manufacturer may
have questions
regarding your
complaint.  [F1] for
additional comments^
@15 16 Y 1 13 LETTERHEAD
^Will you be printing this letter on
letterhead?

     <Y>es or <N>o^
^"N" will cause the
program to print your
return address at the
top of the document.
"Y" will add blank
lines to accomodate
letterhead paper.^
@16 1 A 30 1 USER_NAME
^Enter the full legal name of the person
requesting the report.

[Example:  Jonathan A. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@16 2 Y 1 2 YES_NO 3 19
^Are you married?

     <Y>es or <N>o^
^If you are married,
this program assumes
that you want to obtain
a joint (rather than an
individual) credit
report.  If you want
your own credit report,
even though you are
married, answer 'No'.^
@16 3 A 30 3 SPOUSE_NAME
^Enter your spouse's full legal name.

[Example:  Mary B. Doe]^
^Do not use any
nicknames or
abbreviations.  The
name must be the legal
name, not the social
name.^
@16 4 A 30 4a USER_ADDRESS
^Enter your street address.

[Example:  1234 Anystreet, Suite 100]^
^When the mailing
address is more than
one line, use commas to
separate each part.^
@16 5 A 30 4b USER_CSZ
^Enter your city, state and zip code.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@16 6 D 8 5 LETTER_DATE
^Enter the date you intend to send this
request for credit report.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@16 7 A 30 6a CREDIT_BUREAU
^Enter the name of the local credit bureau
to which you are mailing your request.

[Example:  ABC Credit Company]^
^Use the full name of
the credit bureau you
select.  There may be
several credit bureaus
or agencies in your
community.

Press [F1] for
additional comments.^
@16 8 A 30 6b CR_BUREAU_ADD
^Enter the street address of the local
credit bureau to which you are mailing your
request.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@16 9 A 30 6c CR_BUREAU_CSZ
^Enter the city, state and zip code of the
local credit bureau to which you are
mailing your request.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@16 10 Y 1 7 YES/NO 13 11
^Have you lived at your current address for
three or more years?

     <Y>es or <N>o^
^The credit bureau uses
your name and your
address to find your
records.^
@16 11 A 30 7a PREV_ADDRESS
^Enter your previous street address.

[Example:  1234 Anystreet, Suite 100]^
^Because you have lived
at your current address
less than three years,
the credit bureau
requires that you
provide your previous
address when requesting
a credit report.^
@16 12 A 30 7b PREV_ADD_CSZ
^Enter the city, state and zip code of your
previous address.

[Example:  Seattle, WA  98104]^
^Because you have lived
at your current address
less than three years,
the credit bureau
requires that you
provide your previous
address when requesting
a credit report.^
@16 13 A 30 8a USER_EMPLOYER
^Enter the name of your employer.

[Example:  XYZ Manufacturing]^
^If you are not
employed at this time,
enter "Not Currently
Employed".^
@16 14 A 30 8b SPOUSE_EMPLR
^Enter the name of your spouse's employer.

[Example:  Harris Publishing]^
^If your spouse is not
employed at this time,
enter "Not Currently
Employed".^
@16 15 D 10 9a USER_DOB
^Enter your date of birth.

[Example:  08/25/1956]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@16 16 D 10 9b SPOUSE_DOB
^Enter your spouse's date of birth.

[Example:  11/16/1956]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@16 17 A 11 10a USER_SSN
^Enter your Social Security Number.

[Example:  123-45-6789]^
^Double-check the
number to make sure you
have entered it
correctly.  It is very
important to record the
number accurately.^
@16 18 A 11 10b SPOUSE_SSN 31 31
^Enter your spouse's Social Security
Number.

[Example:  987-65-4321]^
^Double-check the
number to make sure you
have entered it
correctly.  It is very
important to record the
number accurately.^
@16 19 A 30 3a USER_ADDRESS
^Enter your street address.

[Example:  1234 Anystreet, Suite 100]^
^When the mailing
address is more than
one line, use commas to
separate each part.^
@16 20 A 30 3b USER_CSZ
^Enter your city, state and zip code.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@16 21 D 8 4 LETTER_DATE
^Enter the date you intend to send this
request for credit report.

[Example:  09/28/90]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@16 22 A 30 5a CREDIT_BUREAU
^Enter the name of the local credit bureau
to which you are mailing your request.

[Example:  ABC Credit Company]^
^Use the full name of
the credit bureau you
select.  There may be
several credit bureaus
or agencies in your
community.  The same
information should be
provided regardless of
the credit bureau you
select.^
@16 23 A 30 5b CR_BUREAU_ADD
^Enter the street address of the local
credit bureau to which you are mailing your
request.

[Example:  1234 Anystreet, Suite 100]^
^If the street address
is more than one line,
use commas to separate
each part.^
@16 24 A 30 5c CR_BUREAU_CSZ
^Enter the city, state and zip code of the
local credit bureau to which you are
mailing your request.

[Example:  Seattle, WA  98104]^
^Use the name of the
community as named by
the United States Post
Office.  Do not use the
name of a real estate
sub-division unless it
is used as a Post
Office address.^
@16 25 Y 1 6 YES_NO 28 26
^Have you lived at your current address for
three or more years?

     <Y>es or <N>o^
^The credit bureau uses
your name and your
address to find your
records.^
@16 26 A 30 7a PREV_ADDRESS
^Enter your previous street address.

[Example:  1234 Anystreet, Suite 100]^
^Because you have lived
at your current address
less than three years,
the credit bureau
requires that you
provide your previous
address when requesting
a credit report.^
@16 27 A 30 7b PREV_ADD_CSZ
^Enter the city, state and zip code of your
previous address.

[Example:  Seattle, WA  98104]^
^Because you have lived
at your current address
less than three years,
the credit bureau
requires that you
provide your previous
address when requesting
a credit report.^
@16 28 A 30 8 USER_EMPLOYER
^Enter the name of your employer.

[Example:  XYZ Manufacturing]^
^If you are not
employed at this time,
enter "Not Currently
Employed".^
@16 29 D 10 9 USER_DOB
^Enter your date of birth.

[Example:  08/25/56]^
^Use the MM/DD/YY
format.  It is not
necessary to spell out
the date.^
@16 30 A 11 10 USER_SSN
^Enter your Social Security Number.

[Example:  123-45-6789]^
^Double-check the
number to make sure you
have entered it
correctly.  It is very
important to record the
number accurately.^
@16 31 Y 1 11 YES_NO 32 33
^Have you been denied credit within the
last 30 days?

     <Y>es or <N>o^
^If you have been
denied credit within
the last 30 days, your
credit report should be
provided free of
charge.  Otherwise,
there is a small fee to
obtain your credit
report.^
@16 32 A 30 12 WHO_DENY 35 35
^Enter the name of the company, agency or
organization which denied you credit within
the last 30 days.

[Example:  J. C. Penney]^
^Be sure to enter the
full name of the
company.  Your credit
report may also include
the names of all
persons or
organizations who have
seen your credit report
over the last six
months.^
@16 33 C 1 13 HOW_PAY
^How are you paying the fee to obtain your
credit report?

       C.  Check
       M.  Money order^
^The fee for your
credit report must be
enclosed with this
letter.  Payment must
be made by check or
money order payable to
the credit bureau.  The
fee must accompany the
letter.^
@16 34 $ 14 14 REPORT_FEE
^Enter the amount of the fee to be paid for
your credit report.

[Example:  25.00]^
^Enter the amount in
numbers, dollars and
cents.  Do not end with
a period.  Do not use a
dollar sign.  Use commas
for readability.  Add
'.00' at the end when
the value is in even
dollars.^
@16 35 A 20 15 BUSINES_PHONE
^Enter a telephone number at which you can
be contacted during business hours.

[Example:  206-555-1234]^
^Be sure to include
your area code.  Check
the number for
accuracy.

Press [F1] for
additional comments.^
@16 36 Y 1 13 LETTERHEAD
^Will you be printing this letter on
letterhead?

     <Y>es or <N>o^
^"N" will cause the
program to print your
return address at the
top of the document.
"Y" will add blank
lines to accomodate
letterhead paper.^