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COMMENT.OVL
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1990-03-10
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860 lines
@1 28
The purpose of this question is to tell your Executor what to do
with property if both spouse and your child has died.
@1 29
You may name charities or other organizations, as well as
individuals.
@1 24
You may choose to leave your residuary estate (a) to your child
and, if your child dies before you do, to his or her children
("per stirpes"); (b) to your child and, if your child dies before
you do, to other individuals or organizations; (c) to your child
and other individuals or organizations; or (d) to other
individuals or organizations entirely.
When the option specifies 'grandchildren', your estate will be
divided among the children of your child if your child dies
before you.
@1 26
Again, do not use any abbreviations, nicknames, pet names
or baby names.
Give the full legal name of each child you counted in
Question 14b. Include the family name, even if it is the
same as yours.
@1 30
Again, do not use any abbreviations, nicknames, pet names
or baby names.
Give the full legal name of each child you counted in
Question 14b. Include the family name, even if it is the
same as yours.
@1 33
Again, do not use any abbreviations, nicknames, pet names
or baby names.
Give the full legal name of each child you counted in
Question 14b. Include the family name, even if it is the
same as yours.
@1 6
You may give specific items of personal property (such as
watches, rings, furniture, cars, etc.), specific items of
real property (houses, undeveloped real estate,
condominiums, etc.) or specific amounts of cash to people
or organizations (such as charities, fraternal
organizations, etc.).
Answering "yes" allows you to give specific items of your
property to specific individuals. For example, my wedding
ring to my daughter. If you answer "no", you will be able
to leave portions (rather than specific items) of your
property to anyone you wish. For example, one-third of my
estate to my son.
@1 7
In the event a person dies or an organization ceases to
exist before you die, the specific gift will be
ineffective, and that property will become part of your
residuary estate. You may give each person or organization
more than one item.
Note: If you want to make more than one specific gift,
the last gift entry is set up with a special
block editor for those gifts that require more than
sixty (60) characters.
@1 8
Do not use any nicknames or abbreviations. The name must
be the legal name, not the social name. For example, the
proper way to name John Smith's wife is Barbara S. Smith;
it is not correct to use Mrs. John Smith.
@1 9
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door
blue Toyota Camry, VIN 81J657823K' not 'my car'. Do not
end with a period. If you are giving more than one item to
this person or organization, separate the items with semi-
colons.
@1 10
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is
Barbara S. Smith; it is not correct to use Mrs. John Smith.
@1 11
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door
blue Toyota Camry, VIN 81J657823K' not 'my car'. Do not
end with a period. If you are giving more than one item to
this person or organization, separate the items with semi-
colons.
@1 12
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is
Barbara S. Smith; it is not correct to use Mrs. John Smith.
@1 13
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door
blue Toyota Camry, VIN 81J657823K' not 'my car'. Do not
end with a period. If you are giving more than one item to
this person or organization, separate the items with semi-
colons.
@1 14
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is
Barbara S. Smith; it is not correct to use Mrs. John Smith.
@1 15
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door
blue Toyota Camry, VIN 81J657823K' not 'my car'. Do not
end with a period. If you are giving more than one item to
this person or organization, separate the items with semi-
colons.
@1 16
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is
Barbara S. Smith; it is not correct to use Mrs. John Smith.
@1 17
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door
blue Toyota Camry, VIN 81J657823K' not 'my car'. Do not
end with a period. If you are giving more than one item to
this person or organization, separate the items with semi-
colons.
@1 18
Do not use any nicknames or abbreviations. The name must
be the legal name, not the social name. For example, the
proper way to name John Smith's wife is Barbara S. Smith;
it is not correct to use Mrs. John Smith.
@1 19
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door
blue Toyota Camry, VIN 81J657823K' not 'my car'. Do not
end with a period. If you are giving more than one item to
this person or organization, separate the items with semi-
colons.
@1 25
In the event your spouse dies before you do, you may choose
to leave your residuary estate:
(A) to your children in equal shares or in unequal shares
and, if a child dies before you do, to his or her
children ("per stirpes");
(B) to your children in equal shares or in unequal shares;
(C) to your children and other individuals or
organizations; or
(D) to other individuals or organizations entirely.
If you wish to divide your estate unequally between your
children, be sure to select an option which includes the
words 'unequal shares'. When the option specifies
'grandchildren', your estate will be divided among the
children of your child if your child dies before you.
@1 27
Be sure to put a number in the right column for each row where
there is a name. You may use decimals (for example: 12.5).
The numbers should total 100 percent. For example, if you
wish to divide your estate equally among four individuals, you
would enter 25 for each.
If you wish to omit one or more children entirely, enter zero
("0") as their percentage.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@1 30
Additional beneficiaries may be charities or other
organizations as well as individuals.
Be sure to put a number in the right the column for each row
where there is a name. You may use decimals (for example:
12.5). The numbers should total 100 percent. For example, if
you wish to divide your estate equally among four individuals,
you would enter
25 for each.
If you wish to omit one or more children entirely, enter zero
("0") as their percentage.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@1 32
Be sure to put a number in the right column for each row where
there is a name. You may use decimals (for example: 12.5).
The numbers should total 100 percent. For example, if you
wish to divide your estate equally among four individuals, you
would enter 25 for each.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@1 34
You should be sure to inform this person that he or she is
named as your Executor, so that there will be no delay in
the administration of your estate when you die.
Do not use any nicknames or abbreviations. The name must be
the legal name, not the social name. For example, the
proper way to name John Smith's wife is Barbara S. Smith;
it is not correct to use Mrs. John Smith.
@1 35
Do not use any nicknames or abbreviations. The name must
be the legal name, not the social name. For example, the
proper way to name John Smith's wife is Barbara S. Smith;
it is not correct to use Mrs. John Smith.
@1 36
In some, but not all states, estates with a total value of
less than $600,000 are exempt from federal and state taxes.
Option A - specifies that estate and inheritance taxes be
paid out of that part of your estate which is left after
all the special gifts and all the expenses have been paid.
Option B - specifies that estate and inheritance taxes be
paid as provided by the laws of your state.
Option C - allows you to specify a particular asset such as a
savings account from which to pay estate and inheritance
taxes.
If you expect your estate to have a total value greater
than $600,000, or have questions regarding which option you
should use, you should speak to an attorney.
@1 38
Do not use any nicknames or abbreviations. The name must
be the legal name, not the social name. For example, the
proper way to name John Smith's wife is Barbara S. Smith;
it is not correct to use Mrs. John Smith.
@1 39
Do not use any nicknames or abbreviations. The name must
be the legal name, not the social name. For example, the
proper way to name John Smith's wife is Barbara S. Smith;
it is not correct to use Mrs. John Smith.
@1 40
Be sure to put a number in the right column for each row where
there is a name. You may use decimals (for example: 12.5).
The numbers should total 100 percent. For example, if you
wish to divide your estate equally among four individuals, you
would enter 25 for each.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@1 41
You should be sure to inform this person that he or she is
named as your Executor, so that there will be no delay in
the administration of your estate when you die.
Do not use any nicknames or abbreviations. The name must
be the legal name, not the social name. For example, the
proper way to name John Smith's wife is Barbara S. Smith;
it is not correct to use Mrs. John Smith.
@1 42
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is
Barbara S. Smith; it is not correct to use Mrs. John Smith.
@1 43
In some, but not all states, estates with a total value of
less than $600,000 are exempt from federal and state taxes.
Option A specifies that estate and inheritance taxes be
paid out of that part of your estate which is left after
all the special gifts and all the expenses have been paid.
Option B specifies that estate and inheritance taxes be
paid as provided by the laws of your state.
Option C allows you to specify a particular asset such as a
savings account from which to pay estate and inheritance
taxes.
If you expect your estate to have a total value greater
than $600,000, or have questions regarding which option you
should use, you should speak to an attorney.
@1 45
You should keep in mind that your funeral wishes should be
shared with your family and your Executor before you die,
as it may be several days before your will is found and
read.
Enter only the instructions for the disposal of your
physical body and your wishes for your funeral service.
For example, "I direct my remains be cremated, the ashes
placed in an urn and the urn delivered to my spouse".
@1 46
The date you enter here will appear, in legal form, on the
will as printed. Don't print a final copy of the will
until you are satisfied that it represents your wishes, and
you are ready to sign it in front of witnesses.
@1 20
Your residuary estate is all the property remaining after you
have made any specific gifts.
@2 3
Do not use the name of a real estate sub-division unless it is
used as a Post Office address. For example, use Middleton not
Greentree Development.
@2 5
You may give specific items of personal property (such as
watches, rings, furniture, cars, etc.), specific items of real
property (houses, undeveloped real estate, condominiums, etc.)
or specific amounts of cash to people or organizations (such as
charities, fraternal organizations, etc.).
Answering "yes" allows you to give specific items of your
property to specific individuals. These are known as specific
bequests. For example, my wedding ring to my daughter. If
you answer "no", you will be able to leave portions (rather
than specific items) of your property to anyone you wish.
For example, one-third of my estate to my son.
@2 6
In the event an individual or organization ceases to exist before
you die, the specific gift will be ineffective, and that property
will become part of your residuary estate. You may give each
person or organization more than one item.
Note: If you want to make more than two specific gifts,
the last two gift entries are set up with a special
block editor for those gifts that require more than
sixty (60) characters.
@2 7
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is Barbara S.
Smith; it is not correct to use Mrs. John Smith.
@2 8
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door blue
Toyota Camry, VIN 81J657823K' not 'my car'. Do not end with a
period. If you are giving more than one item to this person or
organization, separate the items with semicolons.
@2 9
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is Barbara S.
Smith; it is not correct to use Mrs. John Smith.
@2 10
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door blue
Toyota Camry, VIN 81J657823K' not 'my car'. Do not end with a
period. If you are giving more than one item to this person or
organization, separate the items with semicolons.
@2 11
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is Barbara S.
Smith; it is not correct to use Mrs. John Smith.
@2 12
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door blue
Toyota Camry, VIN 81J657823K' not 'my car'. Do not end with a
period. If you are giving more than one item to this person or
organization, separate the items with semicolons.
@2 13
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is Barbara S.
Smith; it is not correct to use Mrs. John Smith.
@2 14
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door blue
Toyota Camry, VIN 81J657823K' not 'my car'. Do not end with a
period. If you are giving more than one item to this person or
organization, separate the items with semicolons.
@2 15
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is Barbara S.
Smith; it is not correct to use Mrs. John Smith.
@2 16
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door blue
Toyota Camry, VIN 81J657823K' not 'my car'. Do not end with a
period. If you are giving more than one item to this person or
organization, separate the items with semicolons.
@2 17
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is Barbara S.
Smith; it is not correct to use Mrs. John Smith.
@2 18
Do not use terms which are so general that it could be
interpreted to mean several items. Enter 'my 1989 4-door blue
Toyota Camry, VIN 81J657823K' not 'my car'. Do not end with a
period. If you are giving more than one item to this person or
organization, separate the items with semicolons.
@2 24
Press [Enter] to move to the next line. Press the up arrow to
move to a previous entry. When you have finished, press [F10] to
move to the next question.
@2 28
Press [Enter] to move to the next line. Press the up arrow to
move to a previous entry. When you have finished, press [F10] to
move to the next question.
@2 31
Press [Enter] to move to the next line. Press the up arrow to
move to a previous entry. When you have finished, press [F10] to
move to the next question.
@2 22
You may choose to leave your residuary estate (a) to your child
and, if your child dies before you do, to his or her children
("per stirpes"); (b) to your child and, if your child dies before
you do, to other individuals or organizations; (c) to your child
and other individuals or organizations; or (d) to other
individuals or organizations entirely.
When the option specifies 'grandchildren', your estate will be
divided among the children of your child if your child dies
before you.
@2 23
Your residuary estate is all the property remaining after you
have made any specific gifts. You may choose to leave your
residuary estate:
(A) to your children in equal shares or in unequal shares and,
if a child dies before you do, to his or her children
("per stirpes");
(B) to your children in equal shares or in unequal shares;
(C) to your children and other individuals or organizations; or
(D) to other individuals or organizations entirely.
If you wish to divide your estate unequally between your
children, be sure to select an option which includes the words
'unequal shares'. When the option specifies 'grandchildren', your
estate will be divided among the children of your child if your
child dies before you.
@2 25
Be sure to put a number in the right column for each row where
there is a name. You may use decimals (for example: 12.5).
The numbers should total 100 percent. For example, if you
wish to divide your estate equally among four individuals, you
would enter 25 for each.
If you wish to omit one or more children entirely, enter zero
("0") as their percentage.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@2 26
The purpose of this question is to tell your Executor what to do
with property if your child has died.
@2 27
You may name charities or other organizations, as well as
individuals.
@2 29
Additional beneficiaries may be charities or other organizations
as well as individuals.
Be sure to put a number in the right column for each row where
there is a name. You may use decimals (for example: 12.5).
The numbers should total 100 percent. For example, if you
wish to divide your estate equally among four individuals, you
would enter 25 for each.
If you wish to omit one or more children entirely, enter zero
("0") as their percentage.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@2 30
Be sure to put a number in the right column for each row where
there is a name. You may use decimals (for example: 12.5).
The numbers should total 100 percent. For example, if you
wish to divide your estate equally among four individuals, you
would enter 25 for each.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@2 32
You should be sure to inform this person that he or she is named
as your Executor, so that there will be no delay in the
administration of your estate when you die.
Do not use any nicknames or abbreviations. The name must be the
legal name, not the social name. For example, the proper way to
name John Smith's wife is Barbara S. Smith; it is not correct to
use Mrs. John Smith.
@2 34
This program provides three options for the payment of estate and
inheritance taxes, if any.
Option A - specifies that estate and inheritance taxes be paid out
of that part of your estate which is left after all the special
gifts and all the expenses have been paid.
Option B - specifies that estate and inheritance taxes be paid as
provided by the laws of your state.
Option C - allows you to specify a particular asset such as a
savings account from which to pay estate and inheritance taxes.
In some, but not all states, estates with a total value of less
than $600,000 are exempt from federal and state taxes. If you
expect your estate to have a total value greater than $600,000,
or have questions regarding which option you should use, you
should speak to an attorney. For help in locating an attorney,
refer to the State Bar Association directory in Appendix D.
@2 36
If the child's or children's other parent survives you, he or she
will most likely be the Guardian. You should name a person you
trust to serve as Guardian for your minor child or children, and
discuss this decision with him or her.
Do not use any nicknames or abbreviations. The name must be the
legal name, not the social name. For example, the proper way to
name John Smith's wife is Barbara S. Smith; it is not correct to
use Mrs. John Smith.
@2 38
Be sure to put a number in the right column for each row where
there is a name. You may use decimals (for example: 12.5).
The numbers should total 100 percent. For example, if you
wish to divide your estate equally among four individuals, you
would enter 25 for each.
Press [Tab] to move to the percentage column. Press [Enter]
to move to the next line. Press the up arrow key to move to a
previous entry. When you have finished, press [F10] to move to
the next question.
@2 39
You should be sure to inform this person that he or she is named
as your Executor, so that there will be no delay in the
administration of your estate when you die.
Do not use any nicknames or abbreviations. The name must be the
legal name, not the social name. For example, the proper way to
name John Smith's wife is Barbara S. Smith; it is not correct to
use Mrs. John Smith.
@2 41
This program provides three options for the payment of estate and
inheritance taxes, if any.
Option A - specifies that estate and inheritance taxes be paid out
of that part of your estate which is left after all the special
gifts and all the expenses have been paid.
Option B - specifies that estate and inheritance taxes be paid as
provided by the laws of your state.
Option C - allows you to specify a particular asset such as a
savings account from which to pay estate and inheritance taxes.
In some, but not all states, estates with a total value of less
than $600,000 are exempt from federal and state taxes. If you
expect your estate to have a total value greater than $600,000,
or have questions regarding which option you should use, you
should speak to an attorney. For help in locating an attorney,
refer to the State Bar Association directory in Appendix D.
@2 43
You should keep in mind that your funeral wishes should be shared
with your family and your Executor before you die, as it may be
several days before your Will is found and read.
Enter only the instructions for the disposal of your physical
body and your wishes for your funeral service. For example, "I
direct that my remains be cremated, the ashes placed in an urn
and the urn delivered to my Executor".
@2 44
The date you enter here will appear, in legal form, on the will
as printed. Don't print a final copy of the will until you are
satisfied that it represents your wishes, and you are ready to
sign it in front of witnesses.
@3 1
Select "Yes" if you want this Power of Attorney to be durable.
This means the Power of Attorney will continue to be effective
even if you suffer a disabling injury or are otherwise unable to
care for yourself.
Select "No" if you want this Power of Attorney to expire should
you become disabled or incapacitated.
This document will give to a person you name the power to act in
your place, to transact business and to manage your affairs in your
name. You must accept his or her actions. The Power of Attorney
will be in force from the time it starts until you revoke it.
(See Revocation of Power of Attorney in the Reference Manual.)
Enter "Y" for Yes or "N" for No. Press [Enter] or [F10] to move to
the next question.
@3 2
The name must be the legal name, not the social name. For example,
the proper way to name John Smith's wife is Barbara S. Smith; it is
not correct to use Mrs. John Smith.
@3 6
This should be a person you trust, as you are delegating important
responsibilities, and you will be bound by your attorney-in-fact's
actions as if they were your own.
@3 7
If you do not presently own, but subsequently acquire, real
estate, you will want to prepare a new Power of Attorney to
include a description of the real estate you acquire.
@3 8
In every state except Louisiana, the word 'county' is used. Enter
the complete name of the county where your property is located.
@3 11
If you own real estate, this Power of Attorney must also be filed
in the office where deeds are recorded in the county where the
real estate is located. If you chose to create a Durable Power
of Attorney, your state may also require this Durable Power of
Attorney to be filed with another public office.
@3 16
This should be a person you trust, as you are delegating important
responsibilities, and you will be bound by your attorney-in-fact's
actions as if they were your own.
@3 17
If you do not presently own, but subsequently acquire, real
estate, you will want to prepare a new Power of Attorney to
include a description of the real estate you acquire.
@3 22
Your Power of Attorney will expire automatically upon your
disability or incapacity. If you select a specific termination
date, your Power of Attorney will expire upon the earlier of
that date or your disability or incapacity.
@3 23
If you own real estate, this Power of Attorney must also be filed
in the office where deeds are recorded in the county where the
real estate is located. If you chose to create a Durable Power
of Attorney, your state may also require this Durable Power of
Attorney to be filed with another public office.
@4 1
Use this document when you are giving another person the power to
act for you for a limited period and in a limited manner. The
Special Power of Attorney created by this program automatically
expires three months after it becomes effective.
Select "Yes" if you want this Power of Attorney to continue to be
in effect even if you suffer a disabling injury or are otherwise
unable to care for yourself. Otherwise, select "No".
@4 6
This should be a person you trust, as you are delegating important
responsibilities, and you will be bound by your attorney-in-fact's
actions as if they were your own.
@4 7
This can be important if you are away from home and cannot be
reached in the event of an emergency, or if you will be traveling
while your children remain in another's care.
@4 9
Each child who is under the authority of the attorney-in-fact
must be listed in this question. Do not abbreviate your
children's names or use any nicknames, pet names or baby names.
@4 15
It is important to clearly identify the item. Do not use terms
which are so general that it could be interpreted to mean several
items. Enter 'my 1989 4-door blue Toyota Camry, VIN 81J657823K'
not 'my car'.
@4 16
If your Power of Attorney involves real estate, it must be filed
in the office where deeds are recorded in the county where the
real estate is located. If you chose to create a Durable Power
of Attorney, your state may also require this Power of Attorney
to be filed with another public office.
@4 21
This should be a person you trust, as you are delegating
important responsibilities, and you will be bound by your
attorney-in-fact's actions as if they were your own.^
@4 22
This can be important if you are away from home and cannot be
reached in the event of an emergency, or if you will be traveling
while your children remain in another's care.
@4 24
Each child who is under the authority of the attorney-in fact
must be listed in this question. Do not abbreviate your
children's names or use any nicknames, pet names or baby
names.
@4 30
It is important to clearly identify the item. Do not use
terms which are so general that it could be interpreted to
mean several items. Enter 'my 1989 4-door blue Toyota Camry,
VIN 81J657823K' not 'my car'.
@4 31
If your Power of Attorney involves real estate, it must be
filed in the office where deeds are recorded in the county
where the real estate is located. If you chose to create a
Durable Power of Attorney, your state may also require this
Power of Attorney to be filed with another public office.
@6 1
The name must be the legal name, not the social name. For
example, the proper way to name John Smith's wife is Barbara S.
Smith; it is not correct to use Mrs. John Smith.
@6 2
Do not use any nicknames or abbreviations. The name must be the
legal name, not the social name. For example, the proper way to
name John Smith's wife is Barbara S. Smith; it is not correct to
use Mrs. John Smith.
@6 4
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@6 11
The occupants are not the same as the tenants. Occupants are the
people who live in the apartment. Tenants are the people
responsible for paying the rent.
@6 15
Use the name of the community as named by the United States Post
Office. Do not use the name of a real estate sub-division unless
it is used as a Post Office address. For example, use Middleton
not Greentree Development.
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@6 17
Use the name of the community as named by the United States Post
Office. Do not use the name of a real estate sub-division unless
it is used as a Post Office address. For example, use Middleton
not Greentree Development.
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@7 1
Print a worksheet for the promissory note after answering
Question 4. This will allow you to see those questions
involved (a) if there is interest in your note or (b) if there
is no interest in your note.
@9 5
Use the two-letter state abbreviation. The state abbreviations
are listed under the Help Topic "General Editing".
@9 13
Include in the description all special arrangements which you
wish to document. This is the place to note unusual working
conditions, plans for the consultant to use his or her own
equipment or other circumstances surrounding the consultant
relationship.
Example: To program the IBM 36 by automating customer service
intake data systems; to document customer service programs; and to
develop reference materials for the user.
@12 3
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@13 3
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@13 10
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@13 11
If you base your demand on an account which is overdue, enter the
account number in the space provided. If your demand is based
upon a written note or agreement, this letter requires the
enclosure of a copy of the written agreement that your debtor is
delinquent in paying.
@15 3
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@15 7
Use the two-letter state abbreviation, and use at least the five-
digit zip code. The state abbreviations are listed under the
Help Topic "General Editing".
@15 10
If the letter is not being directed to the manufacturer, include
the manufacturer's name as well.
@15 11
If the letter is being directed to a local store or manufacturer,
the location may take the form of a mall or intersection (for
example: "Willie's Market at Main Street Mall"). If the letter
is not being sent to a local company, the location should include
the city and state (for example: "Willie's Market at Main Street
Mall in Cleveland, Ohio").
@16 7
Prior to preparing this written request for a credit report, you
should check the telephone directory in your area for the name and
address of a credit bureau or agency in your area. Call the credit
bureau to identify the fee to be paid for your credit report copy.
If you have been denied credit in the last 30 days, there should be
no charge.
@16 22
Prior to preparing this written request for a credit report, you
should check the telephone directory in your area for the name and
address of a credit bureau or agency in your area. Call the credit
bureau to identify the fee to be paid for your credit report copy.
If you have been denied credit in the last 30 days, there should be
no charge.
@16 35
You should receive your credit report copy within a week. Upon
receipt, carefully review the information provided in the report.
You have a right to respond to a negative entry on your report and
to have your response made part of your credit report.
@15 5
Your efforts to get satisfaction when you have purchased a
defective product may begin with a return trip to the store or a
telephone call to the manufacturer's toll free number. If these
efforts produce no result, you may choose to put your
dissatisfaction into writing.
This letter is intended to serve as the first written notice of
your complaint sent to the store from which you purchased the
product or to the manufacturer. It is important to keep the
original receipt and include a copy of the receipt with the letter.
Be sure to keep copies of the letter for your reference.
@15 15
If you fail to receive a response to your letter, you may choose to
follow up in writing. Any follow-up letter should reference all
steps taken to date to resolve the problem. Send any follow-up
letter by certified mail, return receipt requested. If you fail to
receive a response to your correspondence, you may want to discuss
your options with an attorney.
@13 12
If your demand is based upon a written note or agreement, this
letter requires the enclosure of a copy of the written agreement
that your debtor is delinquent in paying.
@11 2
Do not use any nicknames or abbreviations. The name must be the
legal name, not the social name. For example, the proper way to
name John Smith's wife is Barbara S. Smith; it is not correct to
use Mrs. John Smith.
@11 12
For example: A 19 inch RCA color television with stereo,
model # RC-19, Serial# 123456789
It is not necessary to include a period at the end of the
description
@10 7
Do not use any nicknames or abbreviations. The name must be the
legal name, not the social name. For example, the proper way to
name John Smith's wife is Barbara S. Smith; it is not correct to
use Mrs. John Smith.
@10 8
Do not use any nicknames or abbreviations. The name must be the
legal name, not the social name. For example, the proper way to
name John Smith's wife is Barbara S. Smith; it is not correct to
use Mrs. John Smith.
