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-
- Dear
- Our accounting department has turned your past due
- account over to me hoping that I could persuade you to
- bring it current prior to forwarding your file to our
- legal department.
-
- When our firm extends credit to an individual such as
- yourself, it bases its decision on that applicant's
- previous credit history and ability to pay. When you
- requested credit from us, you met all of these criteria.
- Today, however, your account has reached the critical
- stage.
-
- You can avoid any additional costs if you mail your
- check in the amount of [amount] I must hear from you
- within five days.
-
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