GUIDE TO STAGE PAYMENT MORTGAGES FOR SELF-BUILDERS
|
| Lender |
Contact No |
Web Address |
Advance on Land |
Advance for Building |
Stage Payment Details for a 2 Storey House |
Maximum Loan on Completion |
| Amber Homeloans (Self-cert) |
0870 872 0908 |
buildstore.co.uk |
Max 95% |
Max 95% |
Flexible Stages, released in advanced |
Max 90% |
| Bank of Ireland (N.Ireland Only) |
02890 241155 |
bank-of-ireland.co.uk |
Max 100% |
Max 100% |
Flexible stages, released in arrears |
Max 95% |
| Barclays Bank – via branches |
0800 000929 |
barclays.co.uk |
Max 80% |
Max 80% |
Five flexible stages, in arrears |
Max 95% |
| Britannia BS (Accelerator) |
0800 526350 |
Britannia.co.uk |
Max 95% |
Max 95% |
Flexible stages, released in advance |
Max 95% |
| Capital Bank |
0845 7253 253 |
Bankofscotland.co.uk |
Max 75% |
Max 80% |
Flexible stages, released in arrears |
Max 95% |
| Cheshire BS |
0800 243278 |
Cheshirebs.co.uk |
Max 60% |
Max 75% |
Four set stages, relased in arrears |
Max 80% |
| Clay Cross BS (England & Wales) |
0800 834497 |
Claycrossbs.co.uk |
Max 75% |
Max 75% |
Four flexible stages, released in arrears |
Max 95% |
| Ecology BS (Eco Projects only) |
01535 635933 |
Ecology.co.uk |
Max 85% |
Max 80% |
Four stages, released in arrears |
Max 80% |
| Ecology BS (Accelerator) |
01535 635933 |
Buildstore.co.uk |
Max 95% |
Max 95% |
Flexible, released in advanced |
Max 95% |
| Furness BS |
0800 834312 |
Furnessbs.co.uk |
Max 75% |
Max 75% |
Five set stages, released in arrears |
Max 95% |
| Ipswich BS |
01473 211021 |
Ipswich-bs.co.uk |
Max 75% |
Max 75% |
Four flexible stages, released in arrears |
Max 95% |
| Kent Reliance BS |
01634 848944 |
Krbs.co.uk |
Max 25% |
Max 75% |
Four set stages, released in arrears |
Max 95% |
| Leeds & Holbeck BS |
0800 072 5726 |
Leeds-holbeck.co.uk |
Max 85% |
Max 90% |
Four set stages, released in arrears |
Max 90% |
| Lloyds TSB Scotland (Scotland only) |
Via branches |
Lloydstsb.com |
Max 95% |
Max 95% |
Flexible, released in arrears |
Max 95% |
| Lloyds TSB Scotland (All of UK) |
01259 726650 |
Rileyassociats.co.uk |
Max 95% |
Max 95% |
Flexible stages, released in arrears |
Max 95% |
| Lloyds TSB Scotland (Accelerator |
0870 872 0908 |
Buildstore.com |
Max 95% |
Max 95% |
Flexible stages, released in advance |
Max 90% |
| Monmouthshire BS |
01633 840454 |
Monbsoc.co.uk |
Max 75% |
Max 75% |
Four stages released in arrears |
Max 85% |
| Nationwide BS |
0800 302010 |
Nationwide.co.uk |
Max 75% |
Max 75% |
Four set stages released in arrears |
Max 95% |
| Newcastle BS |
0191 244 2468 |
Newcastle.co.uk |
Max 75% |
Negotiable |
Negotiable, released in arrears |
Max 85% |
| Norwich & Peterborough BS |
0800 883322 |
Npbs.co.uk |
Max 85% |
Max 85% |
Four stages released in arrears |
Max 95% |
| Progressive BS (N.Ireland only) |
02890 244926 |
Theprogressive.com |
Max 80% |
Max 75% |
Four stages of 25% released in arrears |
Max 90% |
| Saffron Walden BS |
01799 522211 |
Swhebs.co.uk |
Max 70% |
Max 70% |
Min £5,000 a time in arrears |
Max 90% |
| Shepshed BS |
01509 822000 |
Theshepshed.co.uk |
Max 66% |
Max 80% |
Negotiable, released in arrears |
Max 80% |
| Skipton BS (Accelerator) |
0870 872 0908 |
Buildstore.com |
Max 95% |
Max 95% |
Flexible stages, released in advance |
Max 95% |
| Stroud & Swindon BS |
0800 616112 |
Stroudandswindon.co.uk |
Max 50% |
Max 65% |
Four stages released in arrears |
Max 65% |
| The Woolwich |
0208 338 6020 |
Woolwich.co.uk |
Max 80% |
Max 80% |
Negotiable, released in arrears |
Max 95% |
| TMB (self-certification) |
0870 872 0908 |
Buildstore.co.uk |
Max 95% |
Max 95% |
Flexible stages, released in advance |
Max 85% |
| Yorkshire BS |
08451 200100 |
Ybs.co.uk |
Max 75% |
Max 75% |
Three stages released in arrears |
Max 75% |
| Mortgage Guarantee Company (01744 886 884) offer specialist short term development finance. Riley Associates (01259 761456) and WWB (0800 068 7796) are independent mortgage brokers that specialize in self-build. Information supplied with the help of Moneyfacts Online. Correct as of 10/2/04 |
