How would Kagi handle these payment scenarios?
What would you do if you were sent:a. Japanese postal money order.
b. A Canadian check where the user has written US Funds or the like.
c. A Canadian check with a US affiliate printed on the check.
d. A Canadian postal money order.
e. A EuroCheque made out in UK pounds sterling.
f. A EuroCheque made out in US$.
g. Foreign currency or a check drawn on a foreign bank.Either a check is drawn on a US bank or it's not. If it's drawn on a US bank it gets deposited in the normal way. Otherwise if it is in US dollars but from an entity outside of the USA, it is deposited separately with similar non-USA checks and it takes longer to clear. So far all postal money orders have been payable in US dollars.
The Register application provides a variety of payment options such as foreign cash and credit cards but it does not allow for a check drawn in a currency other than US dollars. When someone attempts to pay with a check in some currency other than US dollars, they are contacted and asked if it would be possible for them to use some other payment method. We cannot accept non-US Dollar checks because the processing fee per check is frequently more than the value of the check.
h. A check that bounces (or the account cannot be located)
If possible the payer would be notified of the problem and asked to pay using some other payment form. Otherwise since the check has no value, no payment was received, thus the software is not registered. The author would be notified accordingly. Any bounce fees would be considered as check processing fees and deducted from the author's account accordingly. The possiblity of bounced checks (and potential stop payment on credit card charges) is the reason there is a slight delay in payments to software authors.
i. Someone sends a check for the wrong amount.
The Register application provides a total of the amount to be paid. So far all check amounts have been consistent with the amount calculated by Register. A significant percentage of people feel the need to pay more than what is required and the Register application allows this through the mechanism of a Bonus. Users can grant a bonus to an author and can assign it to a specific software application if the software author has multiple pieces of software. Bonuses turn out to be quite common. If the payment is less than the product cost, we generally accept the payment and let the author ask the payer for the additional funds.
Modification Date: Tuesday, February 27, 1996