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****************************************************************** To read: use <Pg Up>, <Pg Dn> or arrow keys, press <Esc> when done. ****************************************************************** MONEY by Jeff Napier of ANOTHER COMPANY Feel free to copy and share this disk as long as all files remain intact and unchanged. This is the file that may change your life! There is no reason for you to budget your money. You should have as much as you need, and you can! All you have to do is work a bit. The work we will be talking about is not only easy, but also fun. Even kids can do it. Too good to be true? Read on and see... We offer three ways to make money in your own home-operated business. One involves bicycles, one requires that you have a computer, and one requires nothing at all. Lets start with the one that requires nothing and save the easiest for last. Well, not exactly nothing. Do you have a dollar? Let's start by tripling it into three dollars. What you are about to read works as well with one dollar as with $500+. We used to do it every week. We spent over $500 per week and turned it into over $1500 per week! (We recommend that you start small, however, with $1 to $100, until you gain experience.) As the weekend approaches, your newspaper will list yard sales in the classified section. These sales occur on Friday, Saturday, and Sunday from early in the morning until the middle of the day. Even if you work on the weekend, you can probably go to many of the early sales. Do so. Buy anything that looks like it can be sold for at least three times more than you have to pay. You can buy rocking chairs for $5-10 which are worth $35; you can get blue jeans for 25 cents that are worth $5, you can get books for 5 cents each. You get the idea. Of course not every sale you go to will be great, but at least 1/3 of all yard sales have incredible deals. The reason: Lets say a homeowner just bought a new 32" color TV. This new toy is very exciting, but the old one, the 25" TV they bought last year now lives in the garage. It is no longer exciting at all. They realize how much is is worth, but they just want it out of the garage. They don't want to hassle with selling it properly. (If only they knew how easy it is!) The first person with $35 gets it! I have purchased a sewing machine for $5, a reclining chair for $5, a great big wooden desk for $30, a blender for $2, a computer printer for $15, table lamps for $1 each, an oxy-acetylene welding set with full tanks for $125, an air conditioner for $35, even a Mercedes-Benz for $500! And these are just a few things, just the things that cross my mind right now. As tempting as it may be, do not keep these things for yourself. If this only showed you that you can have three times more toys with the same amount of money when you buy used things at yard sales instead of new things at K-Mart, if would be well worth what you paid. But we'll go a big step past that! How do you sell the things? I have some systems. The first ones are great for those of you who do not like retail selling: * Second-hand stores always need merchandise but don't want to risk much money. They love consignments. The consignment arrangement works like this: You bring things into the store, but you get no money until one of your things sells. Then you get all but a certain percentage. For example: You buy a TV set for $10. It sells for $40, but the store charges 25% commission. You get only $30. That's $20 profit, or 200% in one week! You can do this with hundreds of items, and at several stores. If you invested the same $10 in a money market account, you would get $2, (20%) and it would take a whole year! Do not hesitate to ask stores about consignment. They want to make money with your stuff as badly as you want to make money. * Consignment to specialty stores works even better. I bought a Canon AE-1 35mm camera for $40. If I had sold it in a second-hand store, it might have taken two weeks for a customer to come in who needed a camera. This cusomer might have paid $120. Instead, I took it to a camera store who sold it in less than a week for $250. They exposed the camera to many people who needed cameras, and they were capable of explaining the specific details of this camera to close the sale. After the store's 25% commission, I made $187.50; a profit of $147.50. * You can hold your own yard sales. It does not matter where you live, as long as you put an ad in the paper. You can make over $1000/day, but you can only have a couple of sales per month. If you have too many sales, you may have to deal with upset neighbors. * Selling at a flea market works well. It helps if you display your stuff well and make sure prices are marked on everything. As with most types of selling, state your price right up front, even if it seems too high. People will rationalize and arrange their mental budgeting to make room to buy your item. But if the price is not stated, they may automatically assume it is too high and walk away. * Starting your own second-hand store is a possibility. We recommend that you get a lot of experience with the other selling techniques first. You need to know that you can cover the large overheads of having a store before you try it. One tip: do as much yourself as you can. The huge expense that breaks many new retailers is employees. SHOP CAREFULLY Knowing what to buy and what to turn down is 90% of the reason you will succeed well. * Check items for proper repair: Toaster ovens, cameras, typewriters, bicycles and TV's are especially prone to malfunction. Clothing that is stained or torn will never sell. Don't buy broken things unless you know that you can fix them. If parts are required, consider that the parts may cost more than your profit. You can't sell broken things. A portable cassette player ("ghetto-blaster") that you could normally sell for $35, with a knob missing will not sell for even $3. * Consider style: 8-track stereo and Super-8 movie equipment are dead in the marketplace. Nobody will buy these things because they have been replaced with videotape and cassette technology. For the same reason, an electric typewriter that was $300 is now worth $25, because new electronic ones cost less, yet have far more options. * You must know what a thing is worth before you buy it. I don't buy clothing because I know little about clothes. If you are a photography buff, or if you like gardening, you read the magazines in your field, you know what's popular, and what prices things go for. In other words, if you are a computer expert, you would recognize a modem, know what it is worth, and how to sell it best. Get a Sears catalog to use as your guide. Never buy a thing for more than 1/6 of its new price. * When in doubt about a specific item, let it go, there will be other deals. * Never quietly pay the full price for an item. Always ask the seller if they will take less than the stated price. There is considerable art to this "wheeling and dealing." Generally, open the bargaining at 2/3 of the asking price. Let the seller know that you can afford to pass up the offer if the price doesn't meet your limit. Take a little time to wheel and deal on high-ticket items, but not on the small stuff. It is worth ten minutes of your time to reduce the price of a piece of furniture by $100, but how much time is it worth to reduce the price of a paperback book from 15 cents down to 10 cents? For those of you considering this great opportunity, quit considering and start doing it! You may like to learn even more (and increase you profit even more). ANOTHER COMPANY presents our new IBM-compatible tutorial disk: GARAGE SALES FOR FUN AND PROFIT This disk is easy to use and works with any IBM-compatible computer. It teaches all about buying and selling second-hand merchandise. It has guideline charts of cost and markup. It tells you all about the pitfalls to avoid. And it tells about detailing and repair for those of you who would like to spruce up merchandise for even more profit. Price: $9.95 (No extra charge for postage, handling or tax!) To order, see the end of this file, or to print optional order form, press <Esc> then press <2>. ***************************************************************** THE BICYCLE BUSINESS Do you like bicycles? Have we got news for you! There are several ways to make big bucks with bicycles. Having just read the previous section about the yard sale game, you must see one way immediately. You can buy used bikes at yard sales, and sell them for three times more money. You can consign bikes to second-hand stores and bicycle shops. They are almost all interested in consignments, don't be afraid to ask. you can sell bikes at flea markets, and, depending on where you live, you can chain bikes up in front of your house with a sign that says "BIKES FOR SALE". Or you can chain up bikes in front of a friend's house. Your friend can sell the bikes, and split the profit with you. The best sellers are children's bikes. Mountain bikes are easy to sell, but used ones are hard to find at a reasonable price. We just ignore mountain bikes, only buying them when something good shows up, yet we have plenty of customers for our children's' bikes. There are two things that you must be careful about, however. The bikes must not be stolen. Consider the source. Do the people you are buying from seem decent? Most families having yard sales would never sell stolen bikes out of their own home. In most communities, you can call the police and ask them to check their computer for the serial number of a bike you are considering. The other thing you must do is make sure the bikes you sell are mechanically safe. It is possible to make money in the bike business without doing any repairs, but there is far greater profit in buying broken bikes which sell for nearly nothing and fixing them. Bike repair is easy to learn and a really satisfying craft, but for those of you who are not interested in turning wrenches, we suggest partnership. One person can do all the repairing, while the other does the buying and selling. Partnerships are also a way to instantly acquire equipment. Perhaps one partner has a big barn, but the other has tools. A good partnership can be sister-brother, father-son or grandchild-grandparent. This is a great project to bring a family with scattered interests together. * If you have repairing facilities, you can make $30/hour repairing peoples' bikes for them. No licensing or college degree is required, yet there is a big demand for qualified bike repair people. How do you become qualified? Start with repairing just the bikes you sell (test ride your repairs extensively to make sure they are safe). Then do just the retail repair work of which you are capable. At the beginning, you can fix flats tires for people, but you should probably not attempt complete tune-ups. Eventually with practice, complete overhauls will be no problem for you. There are several bike repair books on the market, and for the right price, the local bike shop would be glad to help you when you have a problem. * There is also a great profit to be had in supplying used parts. If you accumulate a big parts pile, it is like having money in the bank. (At Another Company, we used to have 1/4 acre covered 6 feet deep in bike parts.) For those of you interested in the bike business, we offer a disk called THE COMPLETE GUIDE TO THE HOME-OPERATED BICYCLE BUSINESS. This tutorial details everything you will ever need to know about buying and selling bicycles. It contains such information as how to get parts wholesale, used bike price charts, how to close sales and for those who are interested in taking this business to higher levels, how to expand into an official glass-front retail bike store. THE COMPLETE GUIDE TO THE HOME-OPERATED BICYCLE BUSINESS works in any IBM-compatible computer. Price: $9.95 (No extra charge for postage, handling or tax!) To order, see the end of this file, or to print optional order form, press <Esc> then press <2>. ***************************************************************** We have another program you might like. BICYCLE TUNE-UP AND REPAIR is a pictures-and-text tutorial that will show you how to tune up bicycles. Bicycle shops charge anywhere from $12 to $35 for this service, and they don't always do it right! Do your own tune-ups and know they're done right! BICYCLE TUNE-UP AND REPAIR requires CGA,EGA or VGA. Mono monitor ok. Works fine in laptops, Tandys, PC Jr, etc. Price $9.95 ***************************************************************** THE EASIEST: If you have a computer, even if all you have is a $5 garage sale typewriter, you can begin a fine career writing articles for magazines. It is extremely easy. Write about anything you know, or write fiction. Everyone is an expert in some field. Write about the various types of applesause or how to modify Honda carburetors. Even draw cartoons. Then send copies of your writing to several magazines. For a quick poem or short article you can get from $5 to $500. For a full length article, perhaps with photographs, you make anywhere from $20 to $3000. You have to pick the proper magazines. Obviously, Ladies' Home Journal isn't going to buy an article about malfunctioning fork lifts, and Mechanic's Monthly doesn't want a cartoon about jewelry. The only requirements are to make sure your facts are accurate, and make sure your stuff is your own words and ideas. Don't send out just one article and wait for a fat check. It doesn't happen that way. Instead, write, write, write. Send twenty articles per week to twenty different publications. Keep sending them every week. Some of them will be purchased. After a while, you will become practiced at writing what publishers want to buy and you will build a credential. The author who can claim 300 published articles can command a higher price. This writer has no problem writing after I get an idea, but sometimes the ideas are rare. I recommend carrying around a small notebook at all times and write your ideas as they come to you. Don't worry about your writing style. If your information is interesting, timely or of value, the editors can fix mispelinggs and errors of punctuation,, You can be a horrible story teller, as long as your viewpoint is unique or your information is fresh. Non-fiction seems far easier to sell than fiction. Peotry is slow in the marketplace, but product reviews and technical presentations sell well to specialty magazines. If possible, send each article you have written to only one publication at a time. If rejected, then send that one to another, etc. This way, you avoid conflicts that could develop if two publishers try to buy it at approximately the same time. Get a copy of the book, WRITER'S MARKET. It is the definitive source of information about the publishers who will buy your articles. Not only does this book list over 4,000 buyers addresses and editor's names, but it also gives a description of exactly what kinds of material they want to buy. Pay particular attention to the first twenty pages. This part of Writer's Market tells you about how to package your articles. Briefly, present your work double spaced on 8.5" X 11" white paper. Do not bind or staple the sheets. On the top of the first page should appear your name, address, phone number, social security number and the name of the article. The article name and your name should also be at the top of each subsequent page. Always send return packaging and postage with each submission. This year's Writer's Market costs $21. If you are just starting out, look to garage sales or second hand book stores for last year's copy. It can typically be purchased for $5. ***************************************************************** So, there you have it. We hope you have enjoyed this brief lesson in home-based businesses. More, we hope you take action. With common sense, you can leave your low-paying or uninteresting job, not just for the weekend, but forever! With common sense and some more reading, you'll have everything you need. Not only does ANOTHER COMPANY publish materials for your profit, but you can find additional information at your local library. Be careful about getting excited then pooping out before you even start. So many people get "inspired", yet few act upon their ideas. Go for it! Get started! NOW! Jeff Napier, Another Company P.S. Thanks, We hope you enjoyed and will profit from this file as much as we enjoyed and profited from making it for you. P.S. #2 HERE ARE A FEW OTHER THINGS YOU CAN BUY FROM ANOTHER COMPANY: ***************************************************************** The PAIN Disk (Non-Medical Pain Relief) by Lynne Bailey, c.m.p. Many of us have learned to head right for the bottle of aspirin when life's litte aches and pain occur. This may not be good for your health and it is not always convenient. What do you do when you don't have a bottle of medicine handy? How can you avoid side effects? This easy-to-use disk will help you overcome headaches, backaches, pain from arthritis, stiff neck and shoulders, sprained ankle, indigestion and many more discomforts. It's straightforward text and drawings instantly show you how to apply a combination of self-administered techniques including Shiatsu, Swedish massage, Reflexology, and Acupressure gleaned from a variety of Eastern and Western sources. When you need relief, you can get it. When your family or friends are in pain, you'll be able to help! CGA, EGA or VGA graphics required. Mono monitor ok. Hard disk NOT required. Works fine in Tandy, laptops, PC Jr, etc. Price: $9.95 (No extra charge for postage, handling or tax!) To order, see the end of this file, or to print optional order form, press <Esc> then press <2>. ***************************************************************** ALMANAC 1991 If you could stack up all the copies of the Guinness Book of World Records made just in one year, your pile would reach into outer space. It would be 1006 miles high. Americans use enough toilet paper in one day to wrap around the world 9 times. If it were on one giant roll, we would be unrolling it at the rate of 7600 miles per hour - roughly mach 10, ten times the speed of sound. Try to say the alphabet without moving your lips or your tongue. Every letter will sound exactly the same. When you have difficulty hammering small nails, you can use an ordinary comb to hold the nails while you start them. At one time Russian people were required by law to paint a yellow stripe around their cars. Your hair grows 83 feet per day. (100,000 hairs X 1/100") These are excerpts from the all new ALMANAC 1991. This easy-to-use source of interesting information, fascinating facts, inside stories, and unbelievable yet true events works in any IBM- compatible computer and is available now, exclusively from ANOTHER COMPANY. WHAT IT WILL DO FOR YOU ALMANAC 1991 is much more than just fun to read. It is an intelligence builder for the whole family. A great conversat- ionist is one who has interesting things to say, and you certainly will after purchasing this disk! You, as an improved talker, will be able to interject quips and stories into your presentations to sway decision makers, entertain family and friends, and open many new doors. Subjects covered include: history, food, science, travel, medicine, animals, money, sports, unusual accidents, fashion, engineering, biographies and hundreds more. ALMANAC 1991 works fine in all IBM-compatible computers. Price: $9.95 (No extra charge for postage, handling or tax!) To order, see the end of this file, or to print optional order form, press <Esc> then press <2>. ***************************************************************** OXY-ACETYLENE WELDING TUTORIAL This pictorial tutorial teaches gas welding from beginning to advanced, including cutting and welding aluminum. Become a safe and effective welder. Requires CGA, EGA or VGA graphics. Mono monitor ok. Hard disk NOT required. Works fine in Tandy, laptops, PC Jr, etc. Price: $9.95 (No extra charge for postage, handling or tax!) To order, see the end of this file, or to print optional order form, press <Esc> then press <2>. ***************************************************************** DATAFINDER Finally the computer tool we have all been waiting for. Put your appointments, notes, names, phone numbers, addresses, research information, and more all in one giant file in any order you like (or totally disorganized). Then, Datafinder finds all related notes and puts them on screen or makes a file containing only the notes you are looking for. This program is excellent for authors, scientists, houswives, business people, teachers and students. DATAFINDER works fine in all IBM-compatible computers. Easier to use than programs costing over $100, yet this one is only $9.95 from ANOTHER COMPANY! Price: $9.95 (No extra charge for postage, handling or tax!) To order, see the end of this file, or to print optional order form, press <Esc> then press <2>. ***************************************************************** COMEDY GENERATOR This fun program was originally created for performers and speech writers, but was instantly adopted by everyone who likes to laugh. You type a sentence, the computer makes it funny. It is only sort of funny at first, but as you learn to work with this program, it gets funnier and funnier. Not only is it a serious writer's tool, it will entertain you and your friends for hours. THE COMEDY GENERATOR works fine in all IBM-compatible computers. Price: $9.95 (No extra charge for postage, handling or tax!) To order, see the end of this file, or to print optional order form, press <Esc> then press <2>. ***************************************************************** To order your software from ANOTHER COMPANY: Send check, money order or cash to: ANOTHER COMPANY P.O. Box 298 Applegate, OR 97530 Please specify whether you prefer 5.25" or 3.5" disks. There is no charge for postage, handling or tax! Immediate shipment. If you have a printer, you can press <Esc> then press <2>. This will print out an optional order form.