( ********************************* ( * HELP FOR LOAN CALCULATION AID * ( ********************************* ( ( I, Lerpong Bumroongpongse, make (no other warranties, expressed or (implied, with regard to the performance (or accuracy of the INTEREST,INTEREST1 (programs and documentation or any (relating to these programs for any (particular purpose. ( ( I assume no responsibility for (any consequential damages which may (occur through the use of INTEREST, (INTEREST1 whether or not such damages (occur through negligence of my (programs. ( (I grant the user,non-comerical usage, (a non exclusive and non transferable (license to use the INTEREST,INTEREST1 (programs on one CPU. ( ( (Command Function Keys : (======================= ( ([ESC] This key always lead you to ( previous screen where you ( came from. At main screen ( it will terminate the system. ( ([F01] Tis key valid at FLEXIBLE ( PAYMENT ENTRY screen. It will ( clear all the optional payment ( which you have entered to the ( system. ( ([F02] This key is valid at FLEXIBLE ( PAYMENT ENTRY screen. It will ( display all the payment which ( you have entered to the system. ( You may use [PgDn] or [PgUp] ( keys to roll the screen if ( there is additional display ( available. ( ([F05] This key valid at DISPLAY ( NUMBER OF MONTH screen. It will ( produce hard copy for your ( reference. ( ([F06] This key valid at DISPLAY ( NUMBER OF MONTH screen. It will ( produce report by writing ( output to the disk file, so you ( may use your word processing ( program to edit or print this ( file. File name will be appeared( as INTTXTxx.INT where xx is ( number 01 - 99. ( ([F10] This key valid at all screen ( except at FLEXIBLE PAYMENT ( DISPLAY screen. It will display ( this screen ( HELP ) regard to ( information of this system. ( ([PgUp] This key valid at all DISPLAY ( screen. It will display the ( previous information screen. ( ([PgUp] This key valid at all DISPLAY ( screen. It will display the ( next available screen if there ( is any. ( (CURSOR All four arrow keys are valid ( for cursor movement from field ( to field not by character. ( ( ( MAIN SCREEN ( =========== ( ( When you invoke INTEREST from DOS, (The first display is your main screen. (At this screen, during entering (information you may use all four cursor (control key to advance from field to (field or you just keep hit enter key to (advance the cursor. As soon as you (finish entering last question , program (will start calculation. ( (FIELD DESCRIPTION: ( (PRIMMARY LOAN : Enter 7 digit number ( with at least one ( decimal position. If you enter ( more than two decimal position ( system will accept only two. ( (ANNUAL INTEREST : Enter 4 digit number ( with at least one ( decimal position. If you need ( to enter zero do enter as 0.001.( (MONTHLY PAYMENT: Enter 7 digit number ( with at least one ( decimal position. If payment is ( too low , you will get an error ( message. ( (NUMBER OF MONTH TO COMPLETE LOAN: Enter( ( two digit number for length of ( month that you want to complete ( loan payment. You can only ente( this field or Monthly Payment ( field otherwise you would get ( error message. If you enter numb( in this field cursor would advan( to FLEXIBLE PAYMENT OPTION field( program would assume to calculat( loan by include first month ( interest for more accurate. ( ( (FIRST MONTH INTEREST INCLUDE : ( ( This option let you decide that ( if you want calculation to ( include the first month 's ( interest or not. Most of credit ( card company would not charge ( for the first month's interest. ( But in some situation you may ( need to include the first ( month's interest. (ie. calcula ( tion of the current account ( which is older than one month.) ( Answer Y = YES N = NO. ( (FLEXIBLE PAYMENT OPTION : ( ( This option let you have ability( to make the payment by different( ammount at each month, so you ca( determine the difference more ( precise. ( Answer Y = YES N = NO. ( ( ( FLEXIBLE PAYMENT OPTION ( ( I, generally,use this option to (change around payment of each month to (project what would be compromised to (my budget and pay less interest. ( ( At this screen, you just key in (month number (ie 1 or 2 0r 16 etc) and (amount of payment for that month , then (hit enter key. If you need to change (what you have entered just re-key again (and system would change for you. Durring(enterring, program will display what you(have entered and status on the screen. (To display all months that you have (entered just press F02 then entire list(will be displayed. ( ( ( ( ********** ( * NOTE * ( ********** ( ( Please do not use this program for (commercial purpose. This program was (written in Turbo Pascal and compile (without BCD option so round off error (may occur. The result of calculation (may not exactly to the creditor (statement but should be very close. (The intention of this program is to (help you to determine the amount of (total interest, length of payment and (payment amount. It could say that, (it show you what could it be if you (pay $ XXXX.XX per month. ( ( If the amount of loan is large (program may bomb due to out of memory. (I am aware of this problem and I am (working on this problem seriously. ( (Any comment please give me a note. (Any contribution in any amount would (be appreciated and helpful for my (study & research. ( ( Lerpong B. ( ( 421 S. La Fayette Pk. Pl. #523, ( Los Angeles, Ca 90057. ( (Note : New Version Is Comming Soon ( With Graphic Support ( ie. PieChart,Bar Graph etc. ( And Many More. ( (Toy Software System (c) ______________ ( ( ( ( ( ( ( (
