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Monster Media 1993 #2
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finance
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affrd310.zip
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README.DOC
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1993-05-20
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Welcome to AFFORD IT???, a shareware available program.
This file presents user documentation to help explain how AFFORD IT???
works along with any last minute details.
DISCLAIMER - AGREEMENT:
-----------------------
Users of AFFORD IT??? must accept this disclaimer of warranty:
The Shareware evaluation (trial use) version of AFFORD IT???
is provided AS IS. CleoSci MAKES NO WARRANTY OF ANY KIND,
EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY
WARRANTIES OF MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR
PURPOSE. CleoSci ASSUMES NO LIABILITY FOR DAMAGES, DIRECT OR
CONSEQUENTIAL, WHICH MAY RESULT FROM THE USE OF AFFORD IT???
Additionally, the calculations done by the AFFORD IT??? program
are meant to provide fairly accurate approximations. Although,
the amortization information used in this program has been
thoroughly researched before and while it was written, CleoSci
makes no claim to be expert on the subject of amortization. For
various reasons, the figures generated by AFFORD IT??? may not
exactly match those from other sources. These results ARE NOT
meant to be used as a legal defense, or any other type of
defense, against figures provided by banks or other financially
related persons or institutions."
ABOUT AFFORD IT???:
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AFFORD IT??? is a "shareware program" and is provided at no charge
to the user for evaluation. Feel free to share it with your
friends, but please do not give it away altered or as part of
another system. The essence of "user-supported" software is to
provide personal computer users with quality software without
high prices while still providing incentive for programmers to
continue development of new products. If you find this program
useful and find that you are using AFFORD IT??? and continue to use
AFFORD IT??? after a reasonable trial period, you must make a reg-
istration payment of $30.00 {US funds} to CleoSci. Type this
phrase "TYPE ORDER.FRM>PRN" to print the file on your printer, or print
ORDER.FRM while you view it in the README.EXE support file.
Fill out the resulting form and include your $30.00 {US funds} check.
If you wish, you may send your check and your own note indicating a
wish to register AFFORD IT??? to this address:
CleoSci
Attn: Afford It Registration
P.O. Box 17037
St. Paul, MN 55117
README.DOC Page 1 of 3
The $30.00 registration fee will license one copy for use on any one
computer at any one time. You must treat this software just like
a book. An example is that this software may be used by any
number of people and may be freely moved from one computer
location to another so long as there is no possibility of its
being used at one location while it is being used at another.
This is just as a book cannot be read by two different persons
at the same time.
For more information, see the supporting file REGISTER.DOC.
THE AFFORD IT??? SYSTEM:
------------------------
AFFORD IT??? is a "load-and-go" program. All supporting information is
found within an on-screen help network; there are no manuals needed.
Menus are provided for ease of use as AFFORD IT??? has several different
calculation modes depending upon the information you are looking for.
Within these modes, the principle, monthly payments, duration of a loan,
and pay-off amount can be found. Present and future values can be found
for annuities, and an on-screen pocket calculator is included for quick
calculations. Output may be directed to the CRT or a line printer.
The calculations done within AFFORD IT??? use the method of add-on
installments or equal principle reduction. Some financial institutions
use slightly varying calculations, but AFFORD IT??? should provide you
with an excellent idea of what to expect.
It is suggested that, before you use AFFORD IT???, you should read through
the contents of the help system. It will help you understand the program
and a little bit about interest calculation.
AFFORD IT??? was written for use on IBM-PC family/100% compatible systems.
It is suggested that the user have at least 256K of RAM and MS-DOS version
3.0 or newer.
IBM-PC is a trademark of International Business Machines, INC.
MS-DOS is a registered trademark of Microsoft Corporation.
LAST MINUTE INFORMATION:
------------------------
If you do any printing of the support files from the README.EXE view
program, be sure that your printer has enough paper. There are over
twenty pages in all.
In addition, if print/program execution gets stuck in mid-sentence
because you run out of paper or turn your printer off-line, you will
need to replenish the paper or go back on-line to either finish the job
or escape.
README.DOC Page 2 of 3
This is actually not a programming error! For some reason, MS-DOS and
the ROM BIOS do not have good "error-catching" features when printing
is stopped mid-sentence. This feature has been tested extensively on
MANY programs (including products from large, well-known retail
companies). The result is always the same. Your computer hits a state
of "suspended animation".
Why does this occur? That's a good question! It may be related to the
significant time difference between the computer's processing speed and
the speed at which the printer can receive and print data. It takes
time for the printer to notice that it is out of paper (or off-line) and
to relay that information to the computer. Meanwhile, the computer is
still sending data. Where does this data go? It probably visits the
twilight zone until you correct the problem.
In any case, don't worry. Just keep plenty of paper on hand for print
jobs, and there should be no problem!
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CleoSci hopes you enjoy using AFFORD IT??? and that you will remember to
register your use. Good luck and enjoy it!
README.DOC Page 3 of 3