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Monster Media 1994 #1
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FINANCE
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LOANL200.ZIP
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README.DOC
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1994-01-03
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GENEBIT LOAN CALCULATOR(tm) Version 2.00
Program Information
This short text file contains excerpts from the Genebit Loan Calculator
program documentation. The complete program documentation can be printed out
from within the program itself.
INTRODUCTION:
Thank you for selecting the GENEBIT LOAN CALCULATOR.
With this product, you can rapidly analyze many different types of loans.
They can be either fixed-rate or variable-rate, and can be paid Weekly, Every
Two Weeks, Twice Monthly, Monthly, Quarterly, Every Six Months, or Yearly.
The loan duration can range from 1 payment period to 99 years. An excess
payment amount can be specified to pay off the loan early. The program can
print both short-form loan analysis summaries for comparison purposes and
detailed loan amortization schedules. The detailed loan amortization
schedules show actual payment due dates.
There are two versions of this program: the Evaluation Version and the
Regular Version. The two versions are identical except for the following
differences:
1) The Evaluation Version displays a text block containing the words
"Evaluation Copy" in the upper right hand display corner.
2) The Evaluation version short-form summaries and amortization
schedule printouts have an extra line printed at the top of each page:
"Genebit Loan Calculator EVALUATION COPY" .
3) The Evaluation Version will occasionally display an information
screen at program termination. The Regular Version does not display
this information screen.
4) The Evaluation Version may be distributed freely to others, whereas
the Regular Version cannot be. Further details are provided in the
distribution terms and license agreements for both products, which are
included in the documentation. The documention is common to both
versions.
REQUIREMENTS: IBM-PC or compatible with 384k RAM, DOS 2.x or higher.
BACKUP: The first thing you should do is backup all files to a
floppy disk to prevent loss of the program due to accidental
erasure or other mishap. You can use the DOS Copy command to
accomplish this.
INSTALL: After backup, you can install the program by simply copying all
the files to the destination disk that the program is to be run
from. You may need to include the destination directory name in
a PATH statement inside your AUTOEXEC.BAT file if you have not
already done so.
OPERATE: To start the program, type LOAN and then press the Enter key.
COMMAND LINE OPTIONS:
The following command line options are supported:
/D - Prints out the program _Documentation and then halts the program.
/Lxx - Sets the number of _Lines per page for printouts to xx lines.
The default is 60 lines.
/M - Forces the program to use _Monochrome colors for improved
visibility on monochrome or LCD displays.
/N - Causes the printer output to be directed through DOS instead of
directly to BIOS. Useful for printing over a _Network.
/Pxxxx - Redirects the _Printer output to the file xxxx. Note xxxx can be
any valid DOS file name, and can also be PRN, LPT1, LPT2, etc.
The default is LPT1.
VIEWING THE DOCUMENTATION:
Should you wish to view the entire program documentation on your screen prior
to printing it, enter the following command at the DOS prompt:
LOAN/D/PLOAN.DOC
This command causes the program to print the program documentation to the
ASCII text file LOAN.DOC . You may then view this file using a text editor
or file viewing utility.
COPYRIGHT:
The GENEBIT LOAN CALCULATOR software (all versions) and this documentation are
all Copyright (c) 1993,1994 by Genebit Systems, All Rights Reserved.
Carefully read the following terms and conditions. Use of this product
constitutes your acceptance of these terms and conditions and your agreement
to abide by them.
DISTRIBUTION TERMS (APPLICABLE TO EVALUATION VERSION ONLY):
The GENEBIT LOAN CALCULATOR Evaluation Version software and this documentation
may be freely distributed subject to the following restrictions:
1) The software must be distributed in its entirety without modification.
Archiving the software is not considered to be modification if the software
can be readily restored to its exact original state through use of an archive
program commonly available to the public.
2) The software shall not be sold. Software vendors, computer user groups,
bulletin board system operators, and online information services are allowed
to charge recipients of the software a nominal distribution fee if, and only
if, they disclose somewhere in their literature that any fee paid by the
recipient is a distribution fee and is not payment for the software itself.
3) The software shall not be used as an enticement to purchase another
product without the express written consent of Genebit Systems. Permission
is usually granted to bundle the software with other products, but Genebit
Systems reserves approval and disapproval rights on an individual case basis.
4) The software shall not be rented or leased. However, it may be loaned.
These distribution restrictions apply to anyone who wishes to distribute the
software, whether they be commercial vendors, user groups, BBS operators, or
individuals.
All parties are hereby given permission to capture screen shots of the
software for use in catalogs or publications listing or reviewing the product.
Please identify the image in some way as being from the GENEBIT LOAN
CALCULATOR.
GENEBIT LOAN CALCULATOR EVALUATION VERSION LICENSE AGREEMENT (APPLICABLE ONLY
TO THOSE IN POSSESSION OF THE EVALUATION VERSION):
GENEBIT SYSTEMS GRANTS YOU, THE END USER, A NONEXCLUSIVE PERSONAL LICENSE TO
USE THIS SOFTWARE, THE GENEBIT LOAN CALCULATOR EVALUATION VERSION, FOR AN
UNLIMITED TIME PERIOD. YOU MAY USE THE SOFTWARE ON AS MANY PERSONAL COMPUTER
SYSTEMS AS YOU WISH AND MAY MAKE AS MANY COPIES AS DESIRED. YOU MAY ALSO
DISTRIBUTE THE SOFTWARE, UNMODIFIED, IN ITS ENTIRETY, TO OTHERS. YOU MAY NOT
MODIFY, ALTER, TRANSLATE, DISASSEMBLE, DECOMPILE, OR LEASE THE SOFTWARE OR THE
DOCUMENTATION. THIS LICENSE IS EFFECTIVE UNTIL TERMINATED. YOU MAY TERMINATE
IT AT ANY TIME BY DESTROYING ALL COPIES OF THE SOFTWARE IN YOUR POSSESION OR
UNDER YOUR CONTROL. IT WILL ALSO TERMINATE IF YOU FAIL TO COMPLY WITH ANY
TERM OR CONDITION OF THIS AGREEMENT. YOU AGREE UPON SUCH TERMINATION TO
DESTROY ALL COPIES OF THE SOFTWARE IN YOUR POSSESSION OR UNDER YOUR CONTROL.
THIS LICENSE AGREEMENT SHALL BE CONSTRUED, INTERPRETED, AND GOVERNED BY THE
LAWS OF THE STATE OF GEORGIA.
GENEBIT LOAN CALCULATOR REGULAR VERSION LICENSE AGREEMENT (APPLICABLE ONLY TO
THOSE IN POSSESSION OF THE REGULAR VERSION):
GENEBIT SYSTEMS GRANTS YOU, THE END USER, A NONEXCLUSIVE PERSONAL LICENSE TO
USE THIS SOFTWARE, THE GENEBIT LOAN CALCULATOR REGULAR VERSION, UNDER THE
TERMS STATED IN THIS AGREEMENT. YOU MAY USE THE SOFTWARE ON A SINGLE PERSONAL
COMPUTER SYSTEM AND MAY MAKE AS MANY COPIES AS NEEDED FOR BACKUP AND ARCHIVAL.
YOU MAY USE THIS SOFTWARE ON A COMPUTER NETWORK PROVIDED ONE COPY OF THIS
SOFTWARE HAS BEEN ORDERED FOR EACH NODE ON THE NETWORK THAT IS CAPABLE OF
USING THE SOFTWARE. YOU MAY ASSIGN YOUR RIGHTS UNDER THIS AGREEMENT TO A
THIRD PARTY PROVIDED THE THIRD PARTY AGREES IN WRITING TO BE BOUND BY THE
TERMS OF THIS AGREEMENT AND YOU TRANSFER ALL COPIES OF THE SOFTWARE TO THE
THIRD PARTY, OR DESTROY ANY COPIES NOT TRANSFERRED. YOU MAY NOT MODIFY,
ALTER, TRANSLATE, DISASSEMBLE, DECOMPILE, OR LEASE THE SOFTWARE OR THE
DOCUMENTATION. YOU MAY NOT ELECTRONICALLY TRANSFER THE SOFTWARE. THIS
LICENSE IS EFFECTIVE UNTIL TERMINATED. YOU MAY TERMINATE IT AT ANY TIME BY
DESTROYING ALL COPIES OF THE SOFTWARE IN YOUR POSSESION OR UNDER YOUR CONTROL.
IT WILL ALSO TERMINATE IF YOU FAIL TO COMPLY WITH ANY TERM OR CONDITION OF
THIS AGREEMENT. YOU AGREE UPON SUCH TERMINATION TO DESTROY ALL COPIES OF THE
SOFTWARE IN YOUR POSSESSION OR UNDER YOUR CONTROL. THIS LICENSE AGREEMENT
SHALL BE CONSTRUED, INTERPRETED, AND GOVERNED BY THE LAWS OF THE STATE OF
GEORGIA.
WARRANTY (APPLICABLE TO BOTH EVALUATION VERSION AND REGULAR VERSION):
GENEBIT SYSTEMS HEREBY DISCLAIMS ALL WARRANTIES RELATING TO THIS SOFTWARE, THE
GENEBIT LOAN CALCULATOR, WHETHER EXPRESSED OR IMPLIED, INCLUDING WITHOUT
LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE. GENEBIT SYSTEMS WILL NOT BE LIABLE FOR ANY SPECIAL,
INCIDENTAL, CONSEQUENTIAL, INDIRECT OR SIMILAR DAMAGES DUE TO LOSS OF DATA,
OR ANY OTHER REASON, EVEN IF GENEBIT SYSTEMS OR AN AGENT OF GENEBIT SYSTEMS
HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE
LIABILITY OF GENEBIT SYSTEMS FOR ANY DAMAGES EVER EXCEED THE PRICE PAID FOR
THE LICENSE TO USE THE SOFTWARE, REGARDLESS OF THE FORM OF THE CLAIM. THE
PERSON USING THE SOFTWARE BEARS ALL RISK AS TO THE QUALITY, CORRECTNESS, AND
PERFORMANCE OF THE SOFTWARE.
TRADEMARKS:
Genebit Loan Calculator is a trademark of Genebit Systems. CompuServe is a
registered mark of CompuServe Incorporated.
HOW TO CONTACT GENEBIT SYSTEMS:
We hope you enjoy using this product and find it beneficial. Should you wish
to contact us, you may send electronic mail to our CompuServe ID number
70274,3046 or regular mail to
Genebit Systems
P.O. Box 464825
Lawrenceville
Georgia 30246-4825
U.S.A.
Thank you!