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MORT113.SDA
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1993-10-31
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Mortgage Analyzer v1.13 home mortgage analysis Reg: $ 25.00
SDN_BUSI OCT93 MORTGAGE AMORTIZE LOAN REFINANCE QUALIFY POINTS {ASP}
FILES: MORT113.SDN
Author: Michael D. Jones (Insight Software Solutions)
This is NOT an ORDINARY mortgage program. It includes seven pre-
defined loan acceleration methods such as bi-weekly, double principal
and growing equity payments plus the ability to set up *ANY* acceler-
ation method conceivable through variable extra payments. Accelerated
schedules and/or summaries can be produced side by side with the
original mortgage or by themselves.
Features mortgage comparisons--enter all values for two complete
mortgages. For instance, you may enter identical information for
both, then change the interest rate and points on one and see the
difference it makes! Print, view or save to file complete schedules
and/or summaries for both side by side.
No need to wander through endless screens entering data wondering
when the last screen is at hand. Mortgage schedule and summary inputs
are contained on one screen with the use of function keys to branch
out to less common needed items such as 360 interest rate inputs for
use with ARMs. The input screen contains Purchase Price, Down
Payment, Duration, Interest Rate, Interest Type (Fixed, Stepped,
Adjustable, Reset), Closing Date, First Payment Date, Points,
Property Tax, Homeowners Insurance, Mortgage Insurance and closing
costs. It calculates payments, points, tax savings, daily interest,
interest paid, interest saved (for acceleration) and complete
schedules.
Schedules can be produced on an annual or monthly basis, on a
calendar or fiscal year with cumulative or non-cumulative values
using whole dollars or exact cents.
The Mortgage Analyzer contains many other features like Qualification
Analysis reports for conventional, FHA and VA loans. Includes solve
for missing loan value calculator, loan refinancing, daily interest
and points calculators. Save and restore multiple clients. Contains
an on-line manual, on-line help, configuration for default report
options, header lines, and screen color selection.
Hardware Requirements: IBM PC or Compatible, 512K RAM, 1 Floppy and
Printer capable of condensed printing. Hard Disk Recommended.
Other Requirements: DOS 2.x or higher.
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.SDA Format is (c)Copyright 1993 The SDN Project
SDN Authors-Only Info Line is 203-634-0370 USA