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Text File
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1988-09-16
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6KB
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98 lines
(C) Copywrite 1988.
Lex-C-Rom Inc.
Shareware Library Systems
451 moody St SWT 206
Waltham, Ma 02154
Data 617-899-0060 Fax 617-899-9317 Voice 617-894-4452
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Cataloging system of disks copywrited by Lex-C-Rom Inc. Copywrite of contents
belong to each author.
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481 Name of disk
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Managing Money with IBM PC v1.0
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Written by A. Glazer, an economics professor at the University of
California, this disk contains all the BASIC programs contained in his book
Managing Money With Your IBM PC (Prentice-Hall, 1985). Among other things,
the programs can determine the after-tax cost of a loan, demonstrate the
advantages of an Individual Retirement Account, compare loans which have
different interest rates and different origination fees, and calculate the
amount of monthly savings necessary to finance a college education.
Each short program is independent and menu driven for ease of use.
------------- Managing Money with IBM PC (v1.0)
AMORTIZE BAS Amortization schedule for a mortgage and monthly loan payment
BALREM BAS Balance remaining on a mortgage
CHARGEHI BAS Monthly status of a revolving charge account
CREDITCA BAS The gains from using a credit card instead of paying in cash
CREDITPU BAS Minimum payment schedule for a credit purchase
DAILYODO BAS Date that is a specified number of days away from starting date
DATEDIST BAS Number of years, months, and days between two dates
DATESINM BAS Dates in a month on which a specified day of the week falls
DAYOFWEE BAS Day of week on which a specified date falls
DEPGROWS BAS Balance in a savings program with deposits that grow with time
INTRATE BAS Interest rate on a loan
INVHISTO BAS Annual description of an investment: value, rate of return,
capital gains, and income
INVINCOM BAS Annual or monthly income that yields a specified rate of return
INVPRICE BAS Sales price of an asset that yields a specified rate of return
INVVALUE BAS Present value of an investment
INVYIELD BAS Annual rate of return on an investment
IRA BAS The benefits of saving in an Individual Retirement Account
LOANCOST BAS After tax cost of a loan
LOANQUAL BAS Size of loan available at interest rate & monthly payment
LOANTERM BAS How many payments you must make on a loan
MNTHINCM BAS Monthly income you can obtain from a specified amount of money
MONTHLYO BAS Date that is a specified number of months away from starting date
NUMDAYS BAS Number of days between two dates
PAYBACK BAS How long it takes to recover an investment
PERBALAN BAS Balance in savings account after any number of deposits
PERDEPOS BAS How much to deposit each month or year to reach a savings goal
PERRATE BAS The interest rate you must earn on your savings to reach
a specified savings goal
PERTERM BAS How many monthly or annual deposits to make to reach a goal
POINTS BAS Effective interest rate on a loan that charges points or
origination fees. Useful when deciding whether to refinance
README General information and file information
RULEOF78 BAS Amortization schedule for consumer and automobile loans
SAVHISTO BAS Annual balance in a savings program with deposits that grow
each year
SIMPINV BAS Analysis of an investment that produces no annual income
TERMDEPO BAS Balance in a savings plan any number of years after an
initial deposit
========================================================================
Notes by Anthony Murabito
Program Name: Managing Money with IBM PC (v1.0)
Author Name: Amihai Glazer, Ph.D
Address: 1411 21st Street
Manhattan Beach, CA 90266
Tel number: Not listed
Suggested donation: $10.00 - includes registration
Program description:
The Managing Money with IBM PC (MM) package comprises a set of programs
written in BASIC by a professor at the University of California. These
programs used together can help their user by determining the after-tax
cost of a loan, demonstrating the advantages of an Individual Retirement
Account, comparing loans which have different interest rates and different
origination fees, and calculating the amount of monthly savings necessary
to finance a college education among many other tasks. Each program is
independent and must be run directly from BASIC. When in BASIC just type:
RUN "Filename" and press return, where filename is any BASIC file on this
diskette. Each program is also menu driven and extremely easy to use. All
values are prompted by the computer and values are scrolled on to the
screen slowly in BASIC. The main programs of interest cover calendar
programs, loan programs, savings account programs, investment and charge
account programs. A short documentation file briefly describes the overall
package. This package will work with a 64k machine and color is needed for
the text graphics. Anyone interested in short, useful investment
calculation programs will find this package very valuable. Many different
types of loans are also well demonstrated and make more easy using this
package.