| # | dnQuesNum,S,2 | dnRefPage,S,2 | dnNumAnswer,S,2 | dmQuestion,M,250 | dcAnswer1,A,160 | dcAnswer2,A,160 | dcAnswer3,A,160 | dcAnswer4,A,160 | dcAnswer5,A,160 | dcFlag,A,8
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| 1 | 101 | 3 | 4 | The things that you really need and must buy before you can spend money for,anything else are your, | Essentials. | Non-Essentials. | Wants. | Luxury items. | | |
| 2 | 102 | 4 | 4 | Things that you want, but do not really need are your, | Non-Essentials. | Essentials. | Basic Needs. | Survival Needs. | | |
| 3 | 103 | 14 | 3 | Listing things in order according to how important they are to,you is, | setting priorities. | budgeting. | developing an interest inventory. | | | |
| 4 | 104 | 30 | 4 | James developed a budget that requires him to spend more,money than he has. He only budgeted Essentials. He cannot get more money.,James can change his budget so he will only spend the amount of money he has,by planning to, | spend less for some things so he will have enough money. | take some items out of his budget list. | get more money. | add his most important Non-Essentials to the list. | | |
| 5 | 105 | 29 | 3 | The total amount of money that you plan to spend in your,monthly budget should be, | less than the amount you have to spend. | more than the amount you have to spend. | the same as the amount you have to spend. | | |
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