| # | dnQuesNum,S,2 | dnRefPage,S,2 | dnNumAnswer,S,2 | dmQuestion,M,250 | dcAnswer1,A,160 | dcAnswer2,A,160 | dcAnswer3,A,160 | dcAnswer4,A,160 | dcAnswer5,A,160 | dcFlag,A,8
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| 1 | 101 | 7 | 4 | A person who has always paid every debt, but is often late,making payments probably has, | bad credit. | excellent credit. | good credit. | no credit. | | |
| 2 | 102 | 17 | 4 | A credit plan that allows the store to keep the merchandise until the entire,purchase price has been paid is, | a lay-away plan. | a charge account. | an installment plan. | a mortgage loan. | | |
| 3 | 103 | 20 | 4 | A credit plan that allows the customer to take the merchandise,and use it while making monthly payments is, | an installment plan. | a lease agreement. | a lay-away plan. | a secured loan. | | |
| 4 | 104 | 18 | 4 | People who have bad credit because they have missed payments,on previous debts are more likely to be able to buy things on credit by, | buying on a lay-away plan. | getting a bank loan. | using a credit card. | buying on an installment plan. | | |
| 5 | 105 | 25 | 4 | A credit agreement clause that might result in your employer,being required to deduct payments from your paycheck to pay your debt is, | a wage assignment clause. | an add-on clause. | fine print. | a payroll deduction plan. | | |
| 6 | 106 | 29 | 4 | Credit cards that allow you to pay part of the amount you owe,each month offer a, | revolving credit option. | non-revolving account. | debit account. | lower interest rate. | | |
| 7 | 107 | 41 | 4 | Robert still owed $500 after making last month's payment on a,credit card that charges an APR of 18%. If Robert does not use his credit card,this month, the balance he owes on his next monthly bill will be, | $500.00 plus one month's interest. | $500.00 | 18% of $500.00 | 18% more than $500.00 | | |
| 8 | 108 | 35 | 4 | The type of credit that is usually used to buy a car, home, or other costly,item that may be repossessed and sold to recover the lender's money is a, | secured loan. | credit card. | lay-away plan. | debit card. | |
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