|AÉÍÍÍÍÍÍÍÍÍÍ»ÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÉÍÍÍÍÍÍÍÍÍÍ» |Aº |6Helpware |AºÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍ ^1Cash Tracker |AÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍͺ |6Helpware |Aº |AÈÍÍÍÍÍÍÍÍÍͼÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÈÍÍÍÍÍÍÍÍÍͼ ^Cby ^CJim Row and Mark McCrocklin WHAT CASH TRACKER DOES Do you regularly have too much month left at the end of your money? Do you find yourself wondering exactly where your paycheck has gone? Cash Tracker can help you manage your income more wisely by helping you see exactly where your hard-earned dollars go every month. With your input of your sources of income and expenditures, Cash Tracker generates a report that refects what percentage of your paycheck is being spent on each of your expenditures, and highlights areas of concern. THE MAIN MENU The Main Menu lists a variety of options you can execute in Cash Tracker: Introduction, Print Work Sheets, Load/Create Data Records, Enter Income, Enter Expenditures, Analyze Data, Save Data to Disk, Print Data/Report, and Exit. INTRODUCTION The introduction screen is a quick summary of Cash Tracker which gives you a brief explanation of the program and its purpose. PRINT WORK SHEETS This option is very helpful for anyone who does not keep a record of how every penny is spent. Each work sheet is a printed version of the "amount fields" that Cash Tracker will prompt you for as you enter each expenditure and source of income. The work sheets allow you more mobility while you gather and sort through your records. LOAD/CREATE DATA RECORD This option allows you to retrieve previously-saved records or create new ones. The screen for loading/creating records is divided into two sections : "Name Entry" and "Name Selection." The "Name Entry" area is the box field at the top of the screen where you can enter a filename of your choice. The "Name Selection" area is the lower portion of the screen where a list of files currently on disk is listed. If any files already exist, you can use the Down-Arrow key to move the cursor to a filename to select it. ENTER INCOME This option allows you to enter all forms of income that you and your spouse receive in a year. The screen for entering income lists six rows of types of income: Gross Paycheck, Investments, Social Security Received, Trusts, Income Tax Returns, and Other. You can select a category by moving a "selection box" up and down the screen with the Up- and Down-Arrow keys. The selection box contains fields in which you will enter amounts and frequencies. The amount fields are for entering the amount you spend or receive on a regular basis; the frequency fields are for entering the numbers of times you spend or receive that amount within one year. The current monthly total which has been calculated appears outside the box selector to the right. The amount multiplied by the frequency should equal the yearly amount. For example: If your annual gross paycheck is $20,000.00, you would enter "20,000.00" under the amount and "1" under the frequency. If you are paid $833.33 twice a month, you would enter "833.33" under amount and "24" under frequency. To quickly move from one field to another with a single keystroke, use the , , and keys. ENTER EXPENDITURES The Enter Expenditures screen displays a submenu listing many of the different categories of liabilities you may have: Long Term Liabilities, Taxes, Benefit Plans, Insurance, Transportation, Savings Withheld, Utilities, Medical Expenses, Contributions, Household Expenses, and Misc Living Expenses. You can choose a category by pressing the arrow keys and then the ENTER key. The last line on the screen lists the fields in each category. ANALYZE DATA The Analyze Data screen displays a menu for selecting the type of analysis you are interested in. You can analyze the data currently in in memory, or compare the data in memory to data in a different file on disk. Analyze Current Data When analyzing the data currently in memory, a Simplified Cash Flow Report is generated and displayed on the screen with a highlight bar appearing on the first category of the report. You can select another category by moving the highlight bar up and down with the Up- and Down-Arrow keys. Selection of a category with the ENTER key will generate a detailed report showing percentages of your income vs. expenses. The Detailed Report The detailed report is comprised of amounts and percentages. The amount is the monthly amount from/for you and/or your spouse. The percentage under each amount represents the proportion of that amount to the total amount for each field. For example: If your spouse's gross income is $1000, and your gross income is only $100, your spouse's percentage of your joint gross income would be 90%, and your percentage 10%. The percentage of income spent/received for each field is displayed in the far right column. If you notice that a field amount is incorrect, you can press to jump directly to the editor and change or update the appropriate amounts and frequencies. To exit the detailed report, just press the ENTER or key. Compare Current Data to Another Data Record When comparing the current data to another record on disk, a comparative report is generated displaying income and expense categories with their accumulative totals. The differences between the record in memory and the record on disk is calculated and displayed. Fields of concern are highlighted in red, and fields showing improvement are displayed in green. If you happen to go over budget, the amount remaining will flash in red! SAVE DATA TO DISK The Save Data To Disk screen is designed exactly like the Load/Create Data Record screen, with one exception: you are now saving instead of loading or creating. A help screen is available by pressing . PRINT DATA REPORT This option will generate and print the simplified and the detailed reports for the current record in memory. NOTE: It is always a good idea to keep a print-out of the report in case of data lost to possible system failures or power outtages. EXIT PROGRAM This option allows you to exit the program and return to wherever you were when you entered Cash Tracker. If you have a record currently in memory, you will be prompted to allow you to save the record before you leave the program completely. PROGRAM EXECUTION To run this program from DOS, type CASH and press ENTER. Cash Tracker will detect if you are using a monochrome monitor or not, and set the colors appropriately. If Cash Tracker fails to detect your monitor type, the following options are available: "M" - Monochrome "C" - Color To use one of these options, just add it behind the filename. For example: If you are using a monochrome monitor, you should enter "CASH M" at the DOS prompt. Cash Tracker will then run in monochrome mode. If you are using a color monitor, you should enter "CASH C" at the DOS prompt. Cash Tracker will then run in color mode. FILES USED BY CASH TRACKER: ^F CASH.EXE ^F CASH.BBD