THANK YOU FOR DOWNLOADING THE CYBERCASH CLIENT APPLICATION! =========================================================== This application is part of the CyberCash Secure Internet Payment Service and is one of the most secure networked financial systems available today. Version 0.8.2 of our Client Application enables you to securely conduct credit card purchases over the Internet. In later releases, we will be introducing the ability to make Money Payments in addition to credit. The CyberCash Client Application User's Guide is accessible from http://www.cybercash.com. We hope you will have a pleasant experience using our software. We are aware that early releases of a system may be confusing or may not operate as expected. If you have any problems or comments, we would like to hear from you. Please send us your problems, comments or suggestions through our customer comments form: http://www.cybercash.com/comments/comments.html. LATER RELEASES: =============== CyberCash will be periodically upgrading this software. Every time you conduct a transaction, we will check the version of software you are using. If your software has expired, you will be informed that you need to download a new version. VERSION 0.7 ALPHA TEST USERS ONLY: ================================== Version 0.7 has expired. If you established a CyberCash Persona using Version 0.7 of the CyberCash Client Application, you will need to establish your Persona again and link your credit cards again using Version 0.8.2. You may use the same CyberCash ID. VERSION 0.7.1 AND 0.7.2 ALPHA TEST USERS ONLY: ============================================== Versions 0.7.1 and 0.7.2 have also expired. However, your CyberCash Personas and credit cards linked to your Persona are still valid for Version 0.8.2. When you log into your Persona for the first time using Version 0.8.2, the application will advise you that a data conversion is required to continue. You must allow the application to convert your data files in order to use already established Personas. The time required to convert your data is very short. VERSION 0.8.0 AND 0.8.1 BETA TEST USERS ONLY: ============================================= Your CyberCash Personas are still valid for Version 0.8.2. When you log into your Persona for the first time using Version 0.8.2, the application will advise you that a data conversion is required to continue. You must allow the application to convert your data files in order to use already established Personas. The time required to convert your data is very short. TCP/IP STACKS: ============== For the CyberCash Client Application to work properly, a system-wide, third party TCP/IP communications stack that is WINSOCK 1.1 compliant must be installed on your system. The following TCP/IP stacks have been tested and validated for Version 0.8.2 of the CyberCash Client Application: Microsoft Version 3.11 Internet In A Box - Chameleon Chameleon NetManage - Chameleon Wallongong Version 2.0 Trumpet Version 2.0b Distinct Version 3.3 Super TCP Version 4.0 SUPPORTED WEB BROWSERS: ======================= The following Web Browers have been tested with the CyberCash Client Application and are supported in Version 0.8.2: FTP & Spyglass Enhanced NCSA Mosaic Version 1.15.111.0 FTP & Spyglass Enhanced NCSA Mosaic Version 2.0 Internet In A Box - Spry AirMosaic Version 03.0A.01.04 *InternetWorks Version 1.0.3 NCSA Mosaic Version 2.0.0b4 Netscape Version 1.1b3 and Version 1.1 O'Rielly And Associates Enhanced NCSA Mosaic Release 1 *QuarterDeck Mosaic Prerelease 4 *New for this version. During the setup process, if any of the above browsers are found on your system, the .INI file will be updated to use the CyberCash Client Application as the viewer/helper application for "Pay With CyberCash" requests. Before any .INI file is updated, the original .INI file will be backed up to a .CYB file. For example, emosaic.ini will be copied to emosaic.cyb before it is modified. You may also use "Setup Web Browers" from within the Client Application to setup any of the supported browsers after the Client Application is installed. CyberCash is actively pursuing support for additional browsers in future versions. USING UNSUPPORTED WEB BROWSERS: =============================== If you would like to try an unsupported browser, you may setup the CyberCash Client Application as a viewer/helper application yourself. Each browser has a different user interface to do this, but the following information is essential: File Type: application Mime Type: x-cybercash Suffix: .cym Application: cyber.exe (This file is in the directory specified during the setup process.) Unsupported browsers may or may not work with the CyberCash Client Application. NOTE: The CyberCash Client Application will not work with Web Browsers that contain their own TCP/IP stack. CyberCash is pursuing options to support products like these for future releases. ABOUT THE SOFTWARE: =================== In order to take advantage of the CyberCash service, users must install the free CyberCash software and establish a CyberCash Persona. By installing the software, you agree to the terms of the software license and user agreement displayed at the time of password selection and activation. Establishing a CyberCash Persona will allow you to use your credit cards with all Internet merchants who offer the CyberCash service. WHAT IT COSTS: ============== There is no cost to you for the CyberCash software, and CyberCash does not impose any additional fees on credit card users for taking advantage of the CyberCash service. Fees for the CyberCash credit card service are paid by merchants as part of their standard credit card transaction costs. PRIVACY AND CONFIDENTIALITY: ============================ CyberCash believes strongly in protecting the privacy of your financial information. This software will encrypt the data regarding your credit card so that it can be safely transmitted over the Internet and to your financial institution. CyberCash will also not voluntarily reveal any information about you or your transactions to anyone other than the merchant and financial institution(s) involved in processing the transaction. But the CyberCash service covers only the financial aspect of your transaction (credit card number, name, expiration and amount of transaction); other information you may send over the Internet, even to the merchant with whom you are dealing, is not part of the CyberCash service, and will not be encrypted, received or stored by CyberCash.