Bernard Kulik
Associate Administrator for Disaster Assistance
U.S. Small Business Administration

Since 1981, Bernard Kulik has directed the national operations of the U.S. Small Business Administration's (SBA) Office of Disaster Assistance. The program offers low interest loans to help individuals and businesses of all sizes recover and rebuild in the aftermath of a disaster.

Kulik joined the SBA in 1964. He has served in various positions at the agency, which include Director of Field Operations, Associate Administrator for Procurement Assistance and Associate Administrator for the Office of Investment.

In 1980 and 1995, Kulik was awarded the rank of "Meritorius Executive" by Presidents Carter and Clinton, respectively. He was named "Distinguished Executive" by President Bush in 1991, and has also received SBA's Gold Medal for distinguished service. Before joining the agency, Kulik worked as chief review attorney in the corporate finance division of the Securities and Exchange Commission. He also maintained a private law practice. Born in New York City, Kulik holds a bachelor's degree in economics from New York University, a business certificate from the University of Chicago, and law degrees from New York University.