This article discusses the issues of banking and electronic funds transfer
on the Internet. It offers some suggestions for "re-inventing" banking,
and warns about the possibility of a banking crisis on the Net. It
suggests that there is tremendous potential use for small-money funds
transfers to reduce unwanted junk mail and newsgroup pollution. It points
out that small-money transfers could stimulate many new services to be
provided on the Internet. For example, would you pay 20 cents to read the
rest of this article?
(You can read it for free. But you might want to think about whether you
would pay.)