THE FOLLOWING QUOTES WERE TAKEN FROM AUTO INSURANCE FORMS.
 
Coming home I drove into the wrong house and collided with a tree I don't have.
 
The other car collided with mine without giving warning of its intentions.
 
I thought my window was down, but found out it was up when I put my hand thru it.
 
I collided with a stationary truck coming the other way.
 
A truck backed thru my windsheild into my wife's face.
 
A pedestrian hit me and went under my car.
 
The guy was all over the road. I had to swerve a number of times before I hit him.
 
I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.
 
In my attempt to kill a fly, I drove into a telephone pole.
 
I had been shopping for plants all day and was on my way home.  As I reached an intersection, a hedge sprang up obscuring my vising.  I did not see the other car.

I have been driving my car for 40 years when I fell asleep at the wheel and had an accident.
 
I was on my way to the doctor's office with rear end trouble when my universal
joint gave way causing me to have an accident.
 
As I approached the intersection, a stop sign suddenly appeared in a place where no stop sign had ever been before.  I was unable to stop in time to avoid the accident.
 
To avoid hitting the bumper of the car in front, I struck the pedestrian.
 
My car was legally parked as it backed into the other vehicle.
 
An invisible car came out of nowhere, struck my vehicle, and vanished.
 
I told the police that I was not injured; but on removing my hat, I found that
I had a skull fracture.
 
I was sure the old fellow would never make it to the other side of the roadway
when I struck him.
 
The pedestrian had no idea which direction to go, so I ran over him.
 
I saw the slow-moving, sad faced old gentleman as he bounced off the hood of my car.

The indirect cause of this accident was a little guy in a small car with a big
mouth.
 
I was thrown from my car as it left the road.  I was later found in a ditch by
some stray cows.
 
The telephone pole was approaching fast.  I was attempting to swerve out of its path when it struck my front end.
 
I was unable to stop and my car crashed into the vehicle. The driver and passenger then left immediately for a vacation with injuries.
 
A LITTLE HUMOR, PRESENTED BY THE MARYLAND PENNYSAVERS GROUP......