Paying a person (or business) for whom you have no card
It's not necessary to include a card on your transaction, though it's recommended if you regularly do business with this person or company, since it can make your reports more accurate and complete. You may not need to create cards for one-time suppliers, for example, but a "One-Time Supplier" card could be used to track information about all your casual suppliers as a group. To add a new card, click the arrow button to the right of the Card field, then click the New button in the Select from List window.
Note: Be sure to include Payee information, whether you include a card or not; the Payee information generally is required to print the cheque properly.