Key Connect

Key Connect is a cut-down version of a piece of software that is used by insurance brokers throughout the UK, and will provide accurate and competitive private car quotations from the leading insurance companies. KeyConnect is operated by Heath Insurance Services one of the countries leading independant insurance brokers.

Key Connect operates on any standard Personal Computer running the Windows 95/NT Operating System and is extremely easy to use; simply enter a few details about yourself, the vehicle to be insured, and the cover required and Key Connect will do the rest.

Consider the benefits Key Connect can offer you:

•	It’s a fact that the insurance market is very competitive and everybody thinks they are paying too much for their insurance. Wouldn’t you like to be able to see for yourself the rates and terms from each insurer, rather than relying on your broker’s advice?

•	Wouldn’t it be nice to be able to see how your premiums alter by selecting different policy options?  For example, you could see if you can reduce your premium by parking your car in the garage overnight, or see how the premium varies by opting for different amounts of voluntary excess payments.

•	What if you could check out the insurance on a variety of cars you were thinking of buying, or see the difference in price between different cover options, without having to telephone a broker.

•	If nothing else, wouldn’t it just be nice to know that you have already got a good deal on your insurance.  There is a feel-good factor to knowing that you are not being ripped-off with your current insurance

•	You could also get quotations for your family and friends, who would be very grateful if you could save them money.


Pre-requisites

In order for Key Connect to provide an accurate quotation the following criteria must apply:

♦	The proposer and any additional drivers must not have any non-motoring convictions or police enquires pending.

♦	The proposer and any additional drivers must not have had a motor policy cancelled, declared void, refused renewal or had any special terms imposed or an increased premium applied by any insurance company.

♦	The registration number of the vehicle to be insured must not begin with the letter ‘Q’.


Minimum Computer Specification

In order to run Key Connect you will need a Personal Computer with the following recommended minimum specification:

•	Processor – Standard Pentium Type (Intel, AMD or Cyrix) operating at a speed of 133 MHz

•	System Memory – 16 MB

•	Hard Disk Drive – Minimum of 20 MB free space

•	Video Graphics – Must support VGA graphics mode

•	Operating System – Microsoft Windows 95/98 or NT

•	Mouse

The specification outlined above is the minimum recommended specification and any factors that exceed this are better.  Any new computer purchased today should be well in excess of this specification.

Although the program will run on computers under this specification performance may occasionally appear sluggish.  As a rule, if your computer will run the Windows 95/98 or NT operating system, then it should run the program without any problems.


Installing QuickQuote
Installing Key Connect

Before beginning the installation please ensure you have all the installation diskettes and that there is at least 20 MB free space on your computer hard disk.

To install Key Connect:

1	Exit any software that is currently running on your computer whilst you install Key Connect.

2	Insert the first installation disk into the floppy disk drive.

3	Click the Start button at the bottom-left corner of the Windows ‘Task Bar’.

4	Select the ‘Run…’ option and enter “A:\Setup” in the ‘Open’ data field.  Press the Ok button.

5	The Set-up program will now run and guide you through the rest of the installation of Key Connect.

6	After the Set-up program has successfully completed, re-start your computer before trying to run Key Connect.


Getting Started

Each time you run Key Connect you will be presented with a blank set of data entry forms, ready for you to start entering the details of a new quoation.  In order to obtain an insurance quotation you must answer the questions on these forms relating to the policy-holder, the vehicle to be insured and any additional drivers who are to be insured for the vehicle.  Each section of questions is presented on a seperate page, which are selected by clicking the tabs at the top of the pages.

Use the <Tab> key to move onto the next question, or <Shift><Tab> to go back to the previous question.  Alternatively just click the mouse in the answer field for a particular question.

Note:  Many questions require you to select an option from an industry standard list. To select an option you can either;

a) drop-down the list by pressing the <Enter> key (or clicking the arrow on the right hand side) and look for the option you require, or

b) if there are a lot of possible options, such as for 'Occupation' and ‘Vehicle Model’, then simply type the required option into the box and the list will automatically drop-down and try to match what you type with an option from the list.

You must always select an option from the list so if you cannot find a match try entering an alternative description.  If an exact match cannot be found select the closest available option from the list.

Once you have completed the forms press the 'Quote' button on the toolbar to obtain a list of quotations.  If an insurance company declines to quote then they will not appear in the list.

Getting Help

A 'hint' is provided for each question, which is displayed in a yellow box immediately below the current question.  The hint provides basic help on the question being asked, more detailed help on the question may be obtained by pressing the <F1> key.  You can temporarily remove a hint by clicking the mouse inside the hint window.  Alternatively you can turn off the hints altogether by clicking the 'Hints' button on the toolbar.

Saving and Opening a Quotation

You can save the entered details for a quotation at any time by clicking the 'Save' button on the toolbar at the top of the screen.  These details may then be opened at a later date using the 'Open' button.

Taking Out a Policy

If you like a quotation that is given and wish to take out a policy then you can either;

a) telephone Key Connect who will take your details, confirm the premium and provide you with cover, or

b) email the saved quotation file of your entered details to Key Connect who will then call you back in order to confirm the cover.


About Additional Drivers

Additional Drivers can be added to a quotation by changing the response to the Driving Restrictions question on the Vehicle Page from “Insured Only” to one of the other options e.g. ‘Insured and Spouse’ or ‘Insured and 1Additional Driver’.

On existing from the ‘Driving Restrictions’ question a 'Page Tab' at the top of the form will be added for each additional driver.  You must now complete the ‘Personal’ and ‘Driving’ details of each additional driver added to the quoation by clicking the appropriate page tab with the mouse and completing the questions on that page.

For example, if you select ‘Insured and Spouse’ from the driving restriction drop-down list;

on exiting from the question an additional ‘Page Tab’ will appear on the top of the form.

Select the ‘Spouse Tab’ to complete the questions relating to the proposers’ spouse.

Note When you decrease the number of additional drivers on a quotation by changing the selection in the driving restriction drop-down list, the system will repeatedly remove the highest numbered additional driver until the correct number of additional drivers remain on the quotation.  All the details entered for these additional drivers will be lost!


Quotation Summary Dialog

The Quotation Summary Dialog is displayed by pressing the [image] speed button on the tool bar at the top of the screen, or alternatively by selecting the ‘Quote’ option from the ‘File’ drop-down menu.  If there is insufficient data to obtain a quotation the Missing Details Dialog is displayed informing you of what data is required.

The Quotation Summary Dialog shown below has two distinct parts;

•	The Quotation Summary List: A list of quotations provided by each Insurer on the KeyConnect panel.  A Brief summary is provided for each quotation detailing the name of the insurer providing the quotation, the annual premium including Insurance Premium Tax (IPT) and the  amount of excess the proposer would pay in the event of a claim.

By default the list is sorted into ascending order of the total premium, thereby putting the cheapest quotation at the top of the list.  You may choose to order the list on any of the columns by simply clicking a column header bar with the mouse.

•	The Policy Notes and Excess Breakdown Window: A list of any policy notes and a breakdown of the policy excess which apply for the currently select Insurer.

See also

Missing Details Dialog

Printing a Quotation

Accepting a Quotation


Missing Details Dialog

When you click the [image] speed button, or select the ‘Quote’ option from the ‘File’ drop down menu, Key Connect  checks to ensure all the information required to obtain an accurate quotation has been entered.  If any information is missing the Missing Details Dialog is displayed listing what information has not been entered.

Key Connect automatically takes you to the first entry in the missing details list.  Once you have entered the missing information, click the next button on the Missing Details Dialogs to move to the next entry in the list.

When you have entered all the missing information and the missing details list is empty, click the next button to proceed with your quotation.

See Also

Quotation Summary Dialog


Vehicle Details
Vehicle Page

The Vehicle Page collects information relating to the vehicle to be insured and the type of cover required.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Vehicle Page.  Click on the name of a data entry field in the list below for a detailed explanation as to its use.

Year

Make

Model

Is the Vehicle Left-Hand-Drive?

Number of Seats in vehicle

Registration Number (if known)

Current Market Value of vehicle

Annual mileage of the vehicle for private use

Where is the  vehicle Kept Overnight

Postcode where vehicle is kept

Is the vehicle Leased?

Vehicle Modified?

Security Devices fitted?

What is the intended Use of the Vehicle

Carriage of goods in connection with any business?

Annual mileage of the vehicle for Business Use

Type of Cover

Amount of Voluntary Excess

Driving Restrictions

What is the Age of the Youngest Driver

Sex of Drivers

Who is the Main driver

Who is the Registered Owner

Who is the Registered Keeper

See Also

Below is a list topics which are related to the Vehicle Page.

Adding, Removing and Amending a Vehicle Modification

Adding, Removing and Amending a Vehicle Security Device


Adding, Removing and Amending a Vehicle Modification

To enter the details of any modifications  which have been made to the vehicle (e.g. Body Kit, Alloy Wheels, Bored-out Engine, etc.), answer ‘Yes’ to the question “Vehicle Modified? ” on the Vehicle Page.

By default, the answer to this question is set to ‘No’.  Changing the answer to ‘Yes’ will display the Vehicle Modifications Dialog  which allows you to enter the details of each modification made to the vehicle.  Changing the answer back to ‘No’ will remove all the modification previously entered.

If you have previously entered one or more modifications and therefore the answer to this question is set to ‘Yes’, Clicking the, [image], Additional Information button will display the Vehicle Modification Dialog which will contain a list of all the modification previously entered.

The Vehicle Modifications Dialog allows you to Add, Remove, Amend and View modifications. Refer to the topics Adding a Vehicle Modification , Removing a Vehicle Modification and Amending a Vehicle Modification for step by step instruction on how to Add, Remove and Amend a modification respectively.

When you have finished entering all the modifications which have been made to the vehicle, Click the Close button on the Vehicle Modifications Dialog  to return back to the question “Vehicle Modified? ” on the Vehicle Details Page .  If you did not enter any modifications into the Vehicle Modifications Dialog the answer to this question will be set back to ‘No’.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Vehicle Modification Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Modification

Modified due to Medical Conditions?

See Also

Adding a Vehicle Modification

Removing a Vehicle Modification

Amending a Vehicle Modification


Adding a Vehicle Modification

To add a new modification, first answer ‘Yes’ to the question “Vehicle Modified? ” on the Vehicle Page to display the Vehicle Modification Dialog.  Next,

1	Click the Add button on the Vehicle Modifications Dialog.

All data entry fields on the dialog will be either emptied or set to their default value, ready for the details of the new modification to be input.  A new entry will appear in the item list located at the top of the dialog.

2	Complete the data entry fields with the details of the new modification.

3	Click the Close button to accept the entered details.

or Click the Add button to accept the entered details and enter another modification.


Removing a Vehicle Modification

To remove a modification, first display the Vehicle Modifications Dialog by Clicking the, [image], button at the side of the question “Vehicle Modified? ” on the Vehicle Page.  Next,

1	Click the modification to be removed in the list of modifications on the Vehicle Modifications Dialog.

The Modification and Modification due to Medical Condition data entry fields will be completed with the details from the selected modification.

2	Click the Remove button on the Vehicle Modification Dialog.

A Confirmation Dialog will be displayed.

3	Click the Yes button on the Confirmation Dialog to confirm the removal of the modification from the quotation.

The modification will now be removed from the list of modifications and therefore quotation.


Amending a Vehicle Modification

To amend a modification, first display the Vehicle Modifications Dialog by Clicking the, [image], button at the side of the question “Vehicle Modified? ” on the Vehicle Page.  Next,

1	Click the modification to be amended in the list of modifications on the Vehicle Modifications Dialog.

The Modification and Modification due to Medical Condition data entry fields will be completed with the details from the selected modification.

2	Amend the details of the modification as required.

3	Click the Close button to accept the entered details.


Adding, Removing and Amending a Vehicle Security Device

To enter the details of any security devices which have been fitted to the vehicle (e.g. 'AA Electronic Car Immobiliser', ' Halfords High Security Steering Lock'), answer ‘Yes’ to the question “Is the vehicle fitted with any security devices? ” on the Vehicle Details Page .

By default, the answer to this question is set to ‘No’.  Changing the answer to ‘Yes’ will display the Vehicle Security Devices Dialog  which allows you to enter the details of each security device fitted to the vehicle.  Changing the answer back to ‘No’ will remove all the security devices previously entered.

If you have previously entered one or more security devices and therefore the answer to this question is set to ‘Yes’, Clicking the, [image], Additional Information button will display the Vehicle Security Devices Dialog which will contain a list of all the security devices previously entered.

The Vehicle Security Devices Dialog allows you to Add, Remove, Amend and View security devices. Refer to the topics Adding a Vehicle Security Device , Removing a Vehicle Security Device and Amending a Vehicle Security Device for step by step instruction on how to Add, Remove and Amend a security device respectively.

When you have finished entering all the security devices which have been made to the vehicle, Click the Close button on the Vehicle Security Device Dialog  to return back to the question “Is the vehicle fitted with any security devices? ” on the Vehicle Details Page.  If you did not enter any security devices into the Vehicle Security Device Dialog the answer to this question will be set back to ‘No’.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Vehicle Security Device Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Device

Fitted By Manufacturer

See Also

Adding a Vehicle Security Device

Removing a Vehicle Security Device

Amending a Vehicle Security Device


Adding a Vehicle Security Device

To add a new vehicle security device:

1	Click the Add button on the Vehicle Security Device Dialog.

All data entry fields on the dialog will be either emptied or set to their default value, ready for the details of the new security device to be input.  A new entry will appear in the item list located at the top of the dialog.

2	Complete the data entry fields with the details of the new security device.

3	Click the Close button to accept the entered details.

or Click the Add button to accept the entered details and enter another security device.


Removing a Vehicle Security Device

To remove a security device:

1	Click the security device to be removed in the list of security devices on the Vehicle Security Device Dialog.

The “Device”, “Fitted By” and “Do you have a Certificate of Installation?” data entry fields will be completed with the details from the selected security device.

2	Click the Remove button on the Vehicle Security Device Dialog.

A Confirmation Dialog will be displayed.

3	Click the Yes button on the Confirmation Dialog to confirm the removal of the security device from the quotation.

The security device will now be removed from the quotation.


Amending a Vehicle Security Device

To amend a security device:

1	Click the security device to be amended in the list of modifications on the Vehicle Modifications security device Dialog.

The “Device”, “Fitted By” and “Do you have a Certificate of Installation?” data entry fields will be completed with the details from the selected security device.

2	Amend the details of the security device as required.


Finding a Vehicle

With over 25,000 different makes and models in the UK finding an exact vehicle is probably the most difficult task to obtaining a quotation.  All the information you require to find the exact make and model can be found on the Vehicle Registration Document supplied by the DVLA.

To find an exact make and model:

1.	First enter the year in which the vehicle  was first registered in the form 'YYYY', i.e. 1998.  If you do not know the year but know the registration letter (i.e. “P” reg), use the chart below to get an approximate year the vehicle was first registered.

2.	Select the Make of the vehicle from the drop-down list of options in the Make data entry filed, e.g. Ford, Vauxhall, BMW etc.

The Model drop-down list will be filled with vehicles that match the year and make entered

3.	Select the Model of the vehicle from the drop-down list of options in the Model data entry field.  Take care to ensure the correct model of vehicle is selected i.e. engine size, number of doors, transmission type and fuel type, as this is key factor when calculatinq a quotation.

Remember that the list only contains the vehicle that match the year and make entered, so if your vehicle doesn't appear in the list, then you may have entered in the wrong year or the wrong make.

Tip

Try typing the first few characters of the make and model name; the list will automatically drop down and try to match a make or model in the list with what you have typed so far.

Year First 	Registration

Registered 	Letter

2000 	V, W

1999 	S, T, V

1998 	R, S

1997 	P, R

1996 	N, P

1995 	M, N

1994 	L, M

1993 	K, L

1992 	J, K

1991 	H, J


Proposer and Driver Details

The Proposer/Driver Details Page collects information relating to the personal and driving details of the Proposer of the policy and any Additional Drivers.

Every driver that you add to a quotation has a corresponding 'Page Tab' at the top of the form. A page tab for the Proposer is automatically created on the creation of a new quotation and can not be removed.

To edit or view the ‘Personal’ and ‘Driving’ details of a particular Driver, select the appropriate page tab by clicking it with the mouse.

The Driving Restrictions data entry field on the Vehicle Page is used to add and remove a driver from a quotation. etails.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Proposer / Driver Details Page.  Click on the name of a data entry field in the list below for a detailed explanation as to its use.

Date of Birth

Sex

Marital Status

Period Resident in UK

Postcode where the Proposer lives

Relationship to Proposer

Proposers\Drivers Full-time Employment Status

Full-time Occupation

Employers Business

Any Part-time Occupation?

Licence Type

Period Licence Held

Has the Proposer\ Driver any other Driving Qualifications?

Member of Motoring Organisations

Any Accidients, Losses or Claims?

Any Motoring Convictions?

Any Medical Conditions?

Any No Claims Bonus

Does this driver own or use any other vehicles?

See Also

Below is a list of all the dialog box’s which are displayed from the Proposer / Driver Details Page.

Adding a Second Occupation

Adding, Removing and Amending a Driving Qualification

Adding, Removing and Amending a Accident

Adding, Removing and Amending a Driving Conviction

Adding, Removing and Amending a Medical Condition


Adding a  Second Occupation

To enter the details of a second occupation for the currently selected Proposer or Additional Driver, answer ‘Yes’ to the question “Any Part-time Occupation? ” on the Proposer/Driver Details Page.

By default, the answer to this question is set to ‘No’.  Changing the answer to ‘Yes’ will display the Part-time Occupation Dialog  which allows you to enter the details of a part-time occupation for the currently selected Proposer or Additional Driver.  Changing the answer back to ‘No’ will remove the part-time occupation previously entered.

If you have previously entered a part-time occupation for the selected  Proposer or Additional Driver and therefore the answer to this question is set to ‘Yes’, Clicking the, [image], Additional Information button will display the Part-time Occupation Dialog which will contain the details of the Proposer or Additional Drivers part-time occupation previously entered.

The full-time and part-time occupation of a Proposer or Additional Driver is important as insurers often find certain occupation unacceptable (e.g. bookmaker, turf accountant, Publican, or anything connected to the entertainment profession) and would decline to issue a quotation.

When you have finished entering all the details of the part-time occupation for the currently selected driver, Click the Close button on the Part-time Occupation Dialog to return back to the question “Any Part-time Occupation? ” on the Proposer/Driver Details Page.  If you did not enter a part-time occupation into the Part-time Occupation Dialog the answer to this question will be set back to ‘No’.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Part-time Occupation Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Data Entry Fields

Employment Status

Occupation

Employers Business


Adding, Removing and Amending a Driving Qualification
Adding Driving Qualification

To enter the details of any driving qualifications (over and above the normal driver's licence) obtained by each Driver e.g. Advanced Driving Test, answer ‘Yes’ to the question “Has the Driver any Other Driving Qualifications? ” on the appropriate Proposer or Driver Details Page.

By default, the answer to this question is set to ‘No’ for the Proposer and any additional Drivers.  Changing the answer to ‘Yes’ will display the Driving Qualifications Dialog  which allows you to enter the details of each driving qualification for the currently selected driver.  Changing the answer back to ‘No’ will remove all the driving qualification previously entered for the selected Driver.

If you have previously entered one or more driving qualifications for the currently selected Driver and therefore the answer to this question is set to ‘Yes’, Clicking the, [image], Additional Information button will display the Driving Qualifications Dialog which will contain a list of all the driving qualification previously entered for the currently selected Driver.

When you have complete the driving qualifications dialog for the currently selected driver, Click the Close button on the Driving Qualifications Dialog to return back to the question “Has the Driver any Other Driving Qualifications? ” on the Proposer/Driver Details Page.  If you did not enter any driving qualifications into the Driving Qualifications Dialog the answer to this question will be set back to ‘No’.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Driving Qualifications Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Does this Driver hold a “Pass Plus” qualification?

Is this driver a member of the’Iinstitute of Advanced Motoring’?

Has this driver succesfully completed the ROSPA Defensive Driving Course?

See Also

Adding a Driving Qualification

Removing a Driving Qualification

Amending a Driving Qualification


Adding a Driving Qualification

To add a new driving qualification for the currently selected driver:

1	Click the Add button on the Driving Qualifications Dialog.

All data entry fields on the dialog will be either emptied or set to their default value, ready for the details of the new driving qualification to be input.  A new entry will appear in the item list located at the top of the dialog.

2	Complete the data entry fields with the details of the new driving qualification.

3	Click the Close button to accept the entered details.

or Click the Add button to accept the entered details and enter another driving qualification.


Removing a Driving Qualification

To remove a driving qualification for the currently selected driver:

1	Click the driving qualification to be removed in the list of driving qualification on the Driving Qualifications Dialog.

The “Qualification” data entry field  will be completed with the type of driving qualification.

2	Click the Remove button on the Driving Qualifications Dialog.

A Confirmation Dialog will be displayed.

3	Click the Yes button on the Confirmation Dialog to confirm the removal of the driving qualification from the quotation.

The driving qualification will now be removed from the quotation.


Amending a Driving Qualification

To amend a driving qualification for the currently selected driver:

1	Click the driving qualification to be amended in the list of modifications on the Driving Qualifications Dialog.

The “Qualification” data entry fields will be completed with the type of driving qualification.

2	Amend the details of the driving qualification as required.


Adding, Removing and Amending an Accident

To enter the details of any accidents, losses or claims for the currently selected Proposer or Additional Driver, answer ‘Yes’ to the question “Has this Driver had any accidents or claims on a previous motor policy within the last 3 Years? ” on the Proposer or Driver Details Page.

By default, the answer to this question is set to ‘No’ for the Proposer and any Additional Drivers.  Changing the answer to ‘Yes’ will display the Accidents, Losses and Claims Dialog  which allows you to enter the details of each accident, loss or claim for the currently selected Proposer or Additional Driver.  Changing the answer back to ‘No’ will remove all the accidents, losses and claims previously entered for the selected Proposer or Additional Driver.

If you have previously entered one or more accident loss or claim for the currently selected Proposer or Additional Driver and therefore the answer to this question is set to ‘Yes’, Clicking the, [image], Additional Information button will display the Accidents, Losses and Claims Dialog which will contain a list of all the accidents, losses and claims previously entered for the currently selected Proposer or Additional Driver.

The Accidents, Losses and Claims Dialog allows you to Add, Remove, Amend and View accidents, losses and claims.  Refer to the topics Adding an Accident, Loss and Claim, Removing an Accident, Loss and Claim and Amending an Accident, Loss and Claim for step by step instruction on how to Add, Remove and Amend an Accident, Loss and Claim respectively.

When you have finished entering all the accidents, losses and claims for the currently selected Proposer or Additional Driver, Click the Close button on the Accidents, Losses and Claims Dialog to return back to the question “Has this Driver had any accidents or claims on a previous motor policy within the last 3 Years? ” on the Proposer or Driver Details Page.  If you did not enter any accidents, losses or claims into the Accidents, Losses and Claims Dialog the answer to this question will be set back to ‘No’.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Accidents, Losses and Claims Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Claim Type

Date of Claim

Claim Cost

Was the Driver at Fault?

Did any Personal injury Result?

See Also

Adding an Accident, Loss or Claim

Removing an Accident, Loss or Claim

Amending an Accident, Loss or Claim


Adding an Accident, Loss or Claim

To add a new accident, loss or claim for the currently selected Proposer or Additional Driver:

1	Click the Add button on the Accidents, Losses and Claims Dialog.

All data entry fields on the dialog will be either emptied or set to their default value, ready for the details of the new accident, loss or claim to be input.  A new entry will appear in the item list located at the top of the dialog.

2	Complete the data entry fields with the details of the accident, loss or claim.

3	Click the Close button to accept the entered details.

or Click the Add button to accept the entered details and enter another accident, loss or claim.


Removing an Accident, Loss or Claim

To remove an accident, loss or claim for the currently selected Proposer or Additional Driver:

1	Click the accident, loss or claim to be removed in the list of driving qualification on the Accidents, Losses and Claims Dialog.

The data entry field on the Accidents, Losses and Claims Dialog  will be completed with the details of the accident, loss or claim.

2	Click the Remove button on the Accidents, Losses and Claims Dialog.

A Confirmation Dialog will be displayed.

3	Click the Yes button on the Confirmation Dialog to confirm the removal of the accident, loss or claim from the quotation.

The accident, loss or claim will now be removed from the quotation.


Amending an Accident, Loss or Claim

To amend an accident, loss or claim for the currently selected Proposer or Additional Driver:

1	Click the accident, loss or claim to be amended in the list of modifications on the Accidents, Losses and Claims Dialog.

The data entry field on the Accidents, Losses and Claims Dialog  will be completed with the details of the accident, loss or claim.

2	Amend the details of the accident, loss or claim as required.


Adding, Removing and Amending a Driving Conviction

To enter the details of any driving convictions for the currently selected Proposer or Additional Driver, answer ‘Yes’ to the question “Has this Driver been convicted of any motoring offences within the last 5 Years? ” on the Proposer or Driver Details Page.

By default, the answer to this question is set to ‘No’ for the Proposer and any Additional Drivers.  Changing the answer to ‘Yes’ will display the Driving Convictions Dialog  which allows you to enter the details of each driving conviction for the currently selected Proposer or Additional Driver.  Changing the answer back to ‘No’ will remove all the adriving convictions previously entered for the selected Proposer or Additional Driver.

If you have previously entered one or more driving convictions for the currently selected Proposer or Additional Driver and therefore the answer to this question is set to ‘Yes’, Clicking the, [image], Additional Information button will display the Driving Convictions Dialog which will contain a list of all the driving convictions previously entered for the currently selected Proposer or Additional Driver.

The Driving Convictions Dialog allows you to Add, Remove, Amend and View driving convictons.  Refer to the topics Adding a Driving Conviction, Removing a Driving Conviction and Amending a Driving Conviction for step by step instruction on how to Add, Remove and Amend a Driving Conviction respectively.

When you have finished entering all the driving convictions for the currently selected Proposer or Additional Driver, Click the Close button on the Driving Convictions Dialog to return back to the question “Has this Driver been convicted of any motoring offences within the last 5 Years? ” on the Proposer or Driver Details Page.  If you did not enter any driving convictions into the Driving Convictions Dialog the answer to this question will be set back to ‘No’.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Driving Convictions Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Conviction Code

Date of Conviction

Months Banned

Penalty Points

Fine

Any Claim related to this Conviction?

See Also

Adding a Driving Conviction

Removing a Driving Conviction

Amending a Driving Conviction


Adding a Driving Conviction

To add a new driving conviction for the currently selected Proposer or Additional Driver:

1	Click the Add button on the Driving Convictions Dialog.

All data entry fields on the dialog will be either emptied or set to their default value, ready for the details of the new driving conviction to be input.  A new entry will appear in the item list located at the top of the dialog.

2	Complete the data entry fields with the details of the driving conviction.

3	Click the Close button to accept the entered details.

or Click the Add button to accept the entered details and enter another driving conviction.


Removing a Driving Conviction

To amend a driving conviction for the currently selected Proposer or Additional Driver:

1	Click the driving conviction to be amended in the list of modifications on the Driving Convictions Dialog.

The data entry field on the Accidents, Losses and Claims Dialog  will be completed with the details of the driving conviction.

2	Amend the details of the driving conviction as required.


Amending a Driving Conviction

To remove a driving conviction for the currently selected Proposer or Additional Driver:

1	Click the driving conviction to be removed in the list of driving qualification on the Driving Convictions Dialog.

The data entry field on the Driving Convictions Dialog will be completed with the details of the driving conviction.

2	Click the Remove button on the Driving Convictions Dialog.

A Confirmation Dialog will be displayed.

3	Click the Yes button on the Confirmation Dialog to confirm the removal of the driving conviction from the quotation.

The driving conviction will now be removed from the quotation.


Adding, Removing and Amending a Medical Condition

To enter the details of any medical condition for the currently selected Proposer or Additional Driver, answer ‘Yes’ to the question “Has the Proposer/ Driver any Medical Conditions?” on the Proposer or Driver Details Page.

By default, the answer to this question is set to ‘No’ for the Proposer and any Additional Drivers.  Changing the answer to ‘Yes’ will display the Medical Conditions Dialog  which allows you to enter the details of each medical condition for the currently selected Proposer or Additional Driver.  Changing the answer back to ‘No’ will remove all the medical conditions previously entered for the selected Proposer or Additional Driver.

If you have previously entered one or more medical conditions for the currently selected Proposer or Additional Driver and therefore the answer to this question is set to ‘Yes’, Clicking the, [image], Additional Information button will display the Medical Conditions Dialog which will contain a list of all the medical conditions previously entered for the currently selected Proposer or Additional Driver.

The Medical Conditions Dialog allows you to Add, Remove, Amend and View medical conditions.  Refer to the topics Adding a Medial Condition, Removing a Medial Condition and Amending a Medial Condition for step by step instruction on how to Add, Remove and Amend a Medial Condition respectively.

When you have finished entering all the medical conditions for the currently selected Proposer or Additional Driver, Click the Close button on the Medical Conditions Dialog to return back to the question “Has the Proposer/ Driver any Medical Conditions?” on the Proposer or Driver Details Page.  If you did not enter any medical conditions into the Driving Convictions Dialog the answer to this question will be set back to ‘No’.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Medical Conditions Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Condition

Period Condition Held

Has the DVLA been notified?

Does the DVLA require a modification to the vehicle due to this modification

Has the DVLA restrictied the driver to automatic transmission vehicles only due to this condition?

Have all DVLA requirements for this condition been met?


Vehicle NCD Dialog

The Vehicle NCD Dialog collects the details of any No Claims or Introductory discount that can be claimed for the vehicle. Insurers often give discounts in accordance with the number of year's claim free, the more years, the bigger the discount.

Data Entry Fields

Below is a list of all the data entry fields which appear on the No Claims Bonus Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Number of Years No Claims Bonus claimed

Type of vehicle bonus earned on

Country where bonus was earned

Date policy expired

Was the bonus protected?

Is protection of the bonus required?


Other Vehicles Owned or Used Dialog

The Other Vehicles Owned or Used Dialog collects the details of any vehicles owned or uswed by the Proposer or Additional Drivers.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Other Vehicles Owned or Used Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Number of other vehicles owned by this driver

Number of years Cliam Free on ALL other owned vehicles

Number of other vehicles this Driver has the use of (not owned)

Has this Driver ever had the use of a Company Car?


Company Car Dialog

The Company Car Dialog collects information relating to any company cars that the driver is provided the use of.

Data Entry Fields

Below is a list of all the data entry fields which appear on the Company Car Dialog.  Click on the name of a data entry field in the list below for an explanation as to its use.

Use of Company Car

Number of years Claim Free whilst driving the Company Car

Date on which the use of the Company Car Ceased


Create a New Quotation

To Create a New Quotation:

1.	Click the ‘Create a New Quotation’ button.

A blank set of forms will be displayed.

If the details of the currently open quotation have been amended since the quotation was last saved a confirmation dialog will be displayed.  Click Yes to save the quotation, No to throw away any changes since the quotation was last saved or Cancel to return back to the currently open quotation.

2.	Enter the details about the proposer, vehicle to be insured, and any additional drivers into the Risk Details Form.

For an explanation on completing the Risk Details Form refer to the topic entitled Entering Risk Details .


Open an Existing Quotation

To Open an Existing Quotation:

1.	Click the ‘Open an Existing Quotation’ button.

The standard Windows File Open Dialog  will be displayed for you to locate and open an existing quotation file.

2.	In the ‘Look In’ box, click the drive that contains the quotation file.

3.	In the box beneath ‘Look In’ that lists folders and files, double-click the name of the folder that contains the quotation file. Continue double-clicking subfolders until you open the subfolder that contains the quotation file.

4.	In the list of files, click the name of the file containing the quotation you require.

The name of the file containing the quotation will appear in the ‘File name’ box.

5.	Click the Open button.

The Risk Details Form will be displayed and completed with the risk details of the selected quotation.

Tip   To open a quotation you've used recently, click its name at the bottom of the ‘File’ menu in the most recently used file list.


Saving a New, Unnamed Quotation

To Save a new, unnamed quotation:

1.	Click the Save button on the toolbar, or select the ‘Save’ option from the ‘File’ menu.

The standard Windows Save As Dialog  will be displayed for you to save the currently open quotation file.

2.	In the ‘Save In’ box, click the drive that you wish to save the quotation file to.

3.	In the box beneath ‘Save In’ that lists folders and files, double-click the name of the folder that you wish the quotation  file to be saved in. Continue double-clicking subfolders until you open the subfolder that you wish the quotation file to be saved in.

4.	Enter a name to identify the quotation file into the ‘File name’ box.

By default this will be set to the Proposers name.

5.	Click the Save button on the File Open Dialog.

The quotation will now be saved.


Saving an Existing Quotation

To Save an existing quotation with its current filename:

1.	Click the Save button on the toolbar, or select the ‘Save’ option from the ‘File’ menu.

The quotation will be saved under the current filename.

Alternately, to save an existing quotation with a different filename:

1.	Select the ‘Save As’ option from the ‘File’ menu.

2.	In the File Name box, type a new name for the quotation file.

3.	Click Save.

The quotation will now be saved under the new filename.


Naming Quotation Files

To make it easier to find your quotations, you can use long, descriptive filenames. The complete path to the file, including drive letter, server name, folder path, and filename, can contain up to 255 characters. Filenames cannot include any of the following characters: forward slash (/), backslash (\), greater-than sign (>), less-than sign (<), asterisk (*), question mark (?), quotation mark ("), pipe symbol (|), colon (:), or semicolon (;).


User-Interface

This topic describes the main display layout and provides a brief explanation on the use of the different types of Windows controls that are used for the entering of data into the displayed forms.

The software has been written to use the Microsoft Windows interface and hence inherits the standard Windows control features.  The system is designed for use with both a ‘mouse’ pointing device (for ease of use) and the keyboard (for speed).  In most cases either means of user interaction can be used and it is up to the individual to decide which method suits them best.

Below is a list of the components which make up the program:

•	The Desktop

•	Navigating Around the Screen

•	Using the Windows Controls


The Desktop

On running the program the user is confronted with the main ‘Desktop’ display which can be maximised to cover the full screen.  There are 4 main components of the ‘Desktop’, which are identified in the diagram below.

Menu bar

Located at the top of the screen, the menu bar contains a series of drop-down menus that are used to perform all the functions of the system.  To open a menu you simply point the mouse cursor to the appropriate menu title on the menu bar and click the left mouse button.  A list of items is then displayed which may be selected in a similar manner, i.e. pointing and clicking with the left mouse button.

Tool bar

Located directly beneath the menu bar, the tool bar contains a series of buttons that activate some of the more commonly used functions.  These buttons are merely a quicker alternative to accessing the functions than via the drop-down menus.  All the buttons on this tool bar have a corresponding entry in one of the drop-down menus.

Data Entry Pages

The data entry pages cover the majority of the screen and are used to collected information about about yourself the proposer, the vehicle to be insured, and the cover required.

Information line

Located at the bottom of the screen, the information line has three sections.

1.  Prompt - shows helpful information relating to the currently active data field of the currently active form in the work area.

2.  File Name – indicates the name of the quotation currently open

3.  Edit State  – indicates whether any of the details on the quotation currently open have been amended since the policy was opened from file.


Menu bar

Located at the top of the screen, the menu bar contains a series of drop-down menus that are used to perform all the functions of the system.  To open a menu you simply point the mouse cursor to the appropriate menu title on the menu bar and click the left mouse button.

A list of items is then displayed which may be selected in a similar manner, i.e. pointing and clicking with the left mouse button.


Tool bar

Located directly beneath the menu bar, the tool bar contains a series of buttons that activate some of the more commonly used functions.  These buttons are merely a quicker alternative to accessing the functions than via the drop-down menus.  All the buttons on this tool bar have a corresponding entry in one of the drop-down menus.

The buttons on the left-hand side of the tool bar are always present, however the buttons on the right-hand side of the tool bar change to show buttons that are appropriate to the form that is currently active in the ‘Work Area’.


Work area

The large empty area that covers the majority of the screen is the work area.  This is where opened forms are displayed.  When no forms are open the logo can be seen embossed in the background.  More than one form may be opened at the same time and individual forms may be minimised in this work area.


Information line

Located at the bottom of the screen, the information line has three sections.

1	Prompt - shows helpful information relating to the currently active data field of the currently active form in the work area.

2	File Name – indicates the name of the quotation currently open

3	Edit State  – indicates whether any of the details on the quotation currently open have been amended since the policy was opened from file.


Navigating Around the Screen

When using the mouse-pointing device the mouse cursor [image] is used to point to a required Windows control, however no action is taken until the right mouse button is clicked.  Clicking the right mouse button over a control activates the control.  If the control is a button, clicking it will usually initiate some function.  If the control is a data entry field, clicking it puts the keyboard cursor into the control ready for you to edit the contents of the data field.

The ‘active control’ (the control that is currently accepting input from the keyboard) can be identified in a number of ways, depending upon the type of control.

For example when a button is the active control a dotted rectangle is placed inside the button like so:

Inactive Button	Active Button

When data entry fields are made active the background of the control usually turns yellow and a flashing text entry cursor | appears inside the control, like so:

Inactive Edit Box	Active Edit Box

Most controls on the display, when active, are indicated by one or other of the methods described above.

To use the keyboard to navigate around the screen the <Tab> key is used.  Pressing the <Tab> key makes the next control on the screen active and the currently active control inactive.  The order of the controls on the screen is fixed, however they usually follow in a logical sequence.

The keys <Shift><Tab> are used to make the previous control active, i.e. go backwards through a form.

Pressing <Tab> on the last control of a form makes the first control active again and likewise pressing <Shift><Tab> on the first control makes the last control active.


Using the Windows Controls

The controls used in the interface can be divided into two main categories:

1	Data Controls – used to enter and amend data, i.e. edit boxes, list boxes, date controls, etc.

2	Action Controls – used to perform/initiate a specific action or task, i.e. buttons, page tabs, etc.

Each control can be either ‘Enabled’ or ‘Disabled’.  When enabled a control looks and behaves as described the topic Data Controls, when disabled the control appears ‘greyed out’ and cannot be altered or used in any way.


Data Controls

Edit Box

Edit boxes are used to enter free-text into a data field.  Some edit boxes may automatically format the text case as it is entered, i.e. capitalise each word, or the entire word as you type.  Some edit boxes also only allow certain characters to be entered, i.e. just letters or just numbers.

Numeric Edit Box

Numeric edit boxes are just like the standard edit boxes but you can only type numbers into them.  Some Numeric edit boxes are setup to accept only integers (i.e. no decimal places) whilst others may accept a number of decimal places.

Date Edit box

Date edit boxes allow you to enter dates in the format day/month/year.  If you are entering a date with only a single digit for the day or month, i.e. ‘01/04/1998’, you can either enter both digits for the day and month, e.g. ‘01041998’ (the ‘/’ will be inserted for you), or press the separator after each digit, i.e. ‘1/4/1998’ (by pressing the ‘/’ separator you don’t have to enter the leading zero).

As well as entering dates manually you may also select a date from a calendar.  To open the calendar you simply press the <Enter> key when a ‘date edit’ control is active or click the button to the right of the date edit (the button labelled ‘…’).  The calendar shown below is then displayed under the ‘date edit’ control.

You may now select an appropriate date by choosing a month from the drop-down list of months, entering a year and then selecting a day.  The <Tab> key will take you to each part of the calendar in turn or alternatively you can use the mouse to click and change the appropriate fields.  You must click the tick button to accept the selected date or the cross button to cancel the selection.

Drop-down List Box

A drop down list box lets you select an option from a list of possible options.  The selected option is displayed in the edit box portion, with the list of possible values being displayed by clicking the drop-down button on the right-hand side of the control with the mouse.

Some drop-down lists insist that an option from the list is chosen whilst others may let you enter a completely new option (i.e. one that isn’t in the list), or just leave it blank (select no option).

To help you select options from the list, as you type into the edit portion of this control the list will automatically drop down and try to match an item in the list with what you have typed so far.  Therefore in the figure above typing ‘Sing’ would match and select the option ‘Single’ (as a matter of fact all you would have to type is ‘Si’ to select the ‘Single’ option).

Yes/No Box

The Yes/No box is used to select a “Yes” or “No” response to a question.  There are only two possible values, which may be selected or changed in a number of ways:

Pressing the <Y> or <N> keys will select “Yes” or “No” respectively.

Pressing the <Space Bar> will toggle the value, i.e. swap it to the other value.

Double-clicking the control with the mouse will also toggle the value.

Some Yes/No boxes have a button on the right-hand side that is used to activate another form for the collection of additional data based on the value of the Yes/No control.  Clicking this button with the mouse, or pressing the <Enter> key will activate the additional form if it is required.  If the additional data is only required if the value of the Yes/No control is “Yes”, then the button will disabled whenever the value is set to “No”, and visa-versa.

Radio Buttons

Radio buttons are similar to Drop-down Lists in that they allow a single option to be selected from a list of possible values.  Radio buttons are usually used when there are few options available and one option must always be selected.

To select one of the available options simply click on it using the mouse, or alternatively the cursor keys may be used to select an option when this is the active control.


Action Controls

Buttons

Buttons are used to activate or display forms (sometimes called ‘Dialogs’) that are used to collect or display additional information.  Buttons may or may not contain a small picture symbolising its function and a textual label.

Buttons are activated by clicking them using the mouse or by pressing <Enter> when the button is active.

A special button [image] will often be seen next to, or joined to, another control.  This button indicates that additional information may be entered/displayed in connection with the other control.  Often this button will only be active if the control it is joined to contains a particular value.

Speed Buttons

Speed buttons behave exactly the same as the ordinary buttons described above except they cannot be activated from the keyboard.  Speed buttons appear on the tool bar at the top of the screen and are used merely as shortcuts to access the most common functions.  The functions provided by the speed buttons may still be accessed using the keyboard by selecting the required function from a drop-down menu in the menu bar at the top of the screen.

Page Tabs

Page tabs are shown when a form consists of multiple pages.  By clicking the page tabs the currently displayed page will change to that of the tab which was clicked.


Vehicle Page

Enter the details about the vehicle to be insured.

Press the ‘Tab Key’ to move you to the first control on the ‘Vehicle Page’.

Press the ‘Right Cursor Key’ to move you to the ‘Proposer Page’.

Click the ‘Quote’ button when you have completed the ‘Vehicle Page’, ‘Proposer Page’ and any additional ‘Driver Page’s’.


Year

Enter the year in which the vehicle to be insured was first registered in the form 'YYYY' , i.e. 1998.  This can be found on the Vehicle Registration Document supplied by the DVLA.


Make

Select the Make/Manufacturer of the vehicle to be insured from the drop-down list of options, e.g. Ford, Vauxhall, BMW etc.


Model

Select the Model of the vehicle to be insured from the drop-down list of options.  The list contains only the vehicle that match the year and make entered, so if your vehicle doesn't appear in the list, then you may have entered in the wrong year or the wrong make.

Take care to ensure the correct model of vehicle is selected i.e. engine size, number of doors, transmission type and fuel type, as this is key factor when calculatinq a quotation.


Is the Vehicle Left-Hand-Drive?

Select ‘YES’ if the driving controls of the vehicle (i.e. Steering Wheel, Pedals etc.) are on the left-hand side of the vehicle; Otherwise select ‘NO’.


Number of seats in vehicle

Enter the number of seats in the vehicle.


Registration Number (if known)

Enter the full registration number of the vehicle to be insured (if known), allocated by the Driver Vehicle Licensing Authority  (DVLA), e.g. P123 ABC.


Current Market Value of vehicle

Enter an estimation of the current value of the vehicle in pounds.


Annual Mileage of the vehicle for Private Use

Enter an estimate of the number of miles the vehicle is likely to cover in one year.


Where is the vehicle Kept overnight

Select the location where the vehicle is normally kept overnight from the drop-down list of options e.g. Garage at Home, Kept on Drive etc.

Where you park your car overnight may affect your premium. For example, parking your car in a garage rather than on the road may reduce your premium.


Postcode where vehicle is Kept

Enter the postcode where the vehicle is most often kept, i.e. if in the Proposer's garage, then enter the postcode of the Proposer.


Is the vehicle Leased?

Select ‘YES’ if the vehicle is leased; Otherwise select ‘NO’.


Vehicle Modified?

Select ‘YES’ if any non-standard modifications (e.g. Body Kit, Alloy Wheels, Bored-out Engine etc.) have been made to the vehicle and enter the details of each modification into the Vehicle Modifications Dialog which automatically appears; Otherwise select ‘NO’.


Security Devices fitted?

Select ‘YES’ if the vehicle is fitted with any security devices (e.g. AA Electronic Car Immobiliser, Halfords High Security Steering Lock) and enter the details of each security device into the Vehicle Security Device Dialog which automatically appears; Otherwise select ‘NO’.


What is the intended Use of the Vehicle

Select the intended use of the vehicle from the drop-down list of options, e.g. Social, Domestic And Pleasure incl Commuting.


Carriage of goods in connection with any business?

Select ‘YES’ if the vehicle is used to carry goods in connection with any business; Otherwise select ’NO’.


Annual mileage of the vehicle for Business Use

Enter an estimate of the number of miles the vehicle is likely to cover in any one calendar year on Business Use.


Type of cover

Select the type of cover required for the vehicle from the list of options, e.g. Comprehensive, Third Party Fire and Theft, Third Party Only.

As a guide, Third Party Only covers your liabilities to other people. This is the minimum cover required by law in the UK. It does not include cover for damage to your own vehicle.  Third Party Fire and Theft is the same as Third Party Only plus cover for your own vehicle if it is stolen or damaged by fire.  Comprehensive is the same as Third Party Fire and Theft plus cover for accidental damage to your own vehicle.

Some Insurers will only quote for TPF&T or TPO if for example you are a young driver or have a high performance car.


Amount of Voluntary Excess

Enter the amount that the Proposer would pay in the event of a claim made against this policy.

Most insurers will reduce their premiums by choosing to pay part of any claim.  For example, the first £100. This is called a voluntary excess.   Try varying your excess and to see the effect it has on your premium.


Driving Restrictions

Select who is allowed to drive the vehicle from the drop-down list provided e.g. ‘Any Driver', 'Insured Only', 'Insured and Spouse', ‘Insured and 1 Additional Driver’ etc.


What is the Age of the Youngest Driver

Enter the age of the youngest driver.


Sex of drivers

Select the catergory of people who will drive the vehicle from the drop-down list of options.


Who is the main driver?

Select who is the main driver of the vehicle from the drop-down list of options, e.g. proposer, driver 1 etc.


Who is the Registered Keeper?

Select who is the registered keeper of the vehicle from the drop-down list of options, e.g.  Proposer, Additional Driver 1 etc.  The registered keeper of the vehicle is named on the Vehicle Registration Document supplied by the DVLA.


Who is the Registered Owner?

Select who is the legal owner of the vehicle from the drop-down list of options, e.g. Proposer,  Additional Driver 1 etc.  The legal owner of the vehicle and the registered keeper can be different.


Proposer Page

Enter the personal and driving details of the Proposer of the policy.

Press the ‘Tab Key’ to move you to the first control on the ‘Proposer Page’.

Press the ‘Left Cursor Key’ to move you to the ‘Vehicle Page’.

Click the ‘Quote’ button when you have completed the ‘Vehicle Page’, ‘Proposer Page’ and any additional ‘Driver Page’s’.


Date of Birth

Enter the Proposer’s date of birth e.g. 26/09/1967.


Sex

Indicate whether the Proposer is male or female by selecting the appropriate radio button.


Marital Status

Select the marital status of the Proposer from the drop-down list of options, e.g. Single, Married, Separated.


Period Resident in UK

Enter the number years the Proposer has been permanently resident in the UK.


Postcode where Proposer lives

Enter the full postcode of the address that is to be used for correspondence with the Proposer. Remember to put a space between the two parts of the postcode, e.g. KW14 7XW, S75 5FD.


Relationship to Proposer

Select the relationship between this Driver and the Proposer from the drop-down list of options e.g. Daughter or Son, Spouse, Parent etc.


Proposers Full-time Employment Status

Select the employment status for the Proposer’s full-time occupation from the drop-down list of options, e.g. Employed, Retired.


Full-time Occupation

Select the text that best describes the Proposer’s full-time occupation from the drop-down list of options, e.g. Computer Analyst.


Employers Business

Select the text that best describes the employer's type of business from the drop-down list of options, e.g. Computer Software.  If the Proposer is a housewife, student, retired or unemployed select 'Not In Employment'.


Any Part-time Occupation?

Select ‘NO’ if the Proposer has no part-time occupations; Otherwise select ‘YES’ and enter the details of their part-time occupation into the Part-time Occupation Dialog which will appear automatically.


Licence Type

Select the type of licence held by the Proposer from the drop-down list of options e.g. Full (UK), Provisional (UK), International Licence etc.


Period Licence Held

Enter the number of Years/Months that this licence has been valid for.


Has the Proposer any Other Driving Qualifications?

Select ‘NO’ if the Proposer has no other driving qualification; Otherwise select ‘YES’ and enter the details of each qualification into the Driving Qualifications Dialog which will appear automatically.


Member of Motoring Organisation

Select the motoring organisation to which the Proposer belongs from the drop-down list of options e.g. AA, RAC, Green Flag etc. If this driver does not belong to any motoring organisations select ‘None’.


Accidents, Losses and Claims?

Select ‘YES’  if the Proposer has had any accidents, losses or claims during the past 3 years (regardless of blame and whether reported to the insurer or not) and enter the details of each incident into the 'Accidents, Losses and Claims Dialog' which automatically appears; Otherwise select ‘NO’.


Motoring Offences?

Select ‘YES’ if the Proposer has had a fixed penalty offence and/or been convicted of any motoring offences during the past 5 years and enter the details of each offence into the Driving Convictions Dialog which will appear automatically; Otherwise select ‘NO’.


Medical Conditions?

Select ‘YES’ if the Proposer has any medical conditions and enter the details of each medical condition into the Medical Conditions Dialog which will appear automatically; Otherwise select ‘NO’.


No Claims Bonus

Select 'YES' if the Proposer has any No Claims Bonus from a current or prevoius insurance policy and enter the details into the "No Claims Bonus Dialog" which will appear automatically; Otherwise select ‘NO’.


Does the Proposer Own, Use or  Insure any other vehicles?

Select ‘NO’ if this Proposer does not own, use or insure any vehicle other than the one being insured; Otherwise select ‘YES’ and enter the details into the Other Vehicles Owned or Used Dialog which will appear automatically.


Driver Page

Enter the personal and driving details of the Proposer of the policy.

Press the ‘Tab Key’ to move you to the first control on the ‘Proposer Page’.

Press the ‘Left Cursor Key’ to move you to the ‘Proposer Page’.

Click the ‘Quote’ button when you have completed the ‘Vehicle Page’, ‘Proposer Page’ and any additional ‘Driver Page’s’.


Date of Birth

Enter the Driver’s date of birth e.g. 26/09/1967.


Sex

Indicate whether this Driver is male or female by selecting the appropriate radio button.


Marital Status

Select the marital status of the Driver from the drop-down list of options, e.g. Single, Married, Separated.


Period Resident in UK

Enter the number years the Driver has been permanently resident in the UK.


Postcode where Driver lives

Enter the full postcode of the address that is to be used for correspondence with the Driver. Remember to put a space between the two parts of the postcode, e.g. KW14 7XW, S75 5FD.


Relationship to Proposer

Select the relationship between this Driver and the Proposer from the drop-down list of options e.g. Daughter or Son, Spouse, Parent etc.


Drivers Full-time Employment Status

Select the employment status for the Driver’s full-time occupation from the drop-down list of options, e.g. Employed, Retired.


Full-time Occupation

Select the text that best describes the Driver's full-time occupation from the drop-down list of options, e.g. Computer Analyst.


Employers Business

Select the text that best describes the employer's type of business from the drop-down list of options, e.g. Computer Software.  If the Driver is a housewife, student, retired or unemployed select 'Not In Employment'.


Any Part-time Occupation?

Select ‘NO’ if the Driver has no part-time occupations; Otherwise select ‘YES’ and enter the details of their part-time occupation into the Part-time Occupation Dialog which will appear automatically.


Licence Type

Select the type of licence held by the Driver from the drop-down list of options e.g. Full (UK), Provisional (UK), International Licence etc.


Period Licence Held

Enter the number of Years/Months that this licence has been valid for.


Has this Driver any Other Driving Qualifications?

Select ‘NO’ if the Driver has no other driving qualification; Otherwise select ‘YES’ and enter the details of each qualification into the Driving Qualifications Dialog which will appear automatically.


Member of Motoring Organisation

Select the motoring organisation to which the Driver belongs from the drop-down list of options e.g. AA, RAC, Green Flag etc. If this driver does not belong to any motoring organisations select ‘None’.


Accidents, Losses and Claims?

Select ‘YES’  if the Driver has had any accidents, losses or claims during the past 3 years (regardless of blame and whether reported to the insurer or not) and enter the details of each incident into the 'Accidents, Losses and Claims Dialog' which automatically appears; Otherwise select ‘NO’.


Motoring Offences?

Select ‘YES’ if the Driver has had a fixed penalty offence and/or been convicted of any motoring offences during the past 5 years and enter the details of each offence into the Driving Convictions Dialog which will appear automatically; Otherwise select ‘NO’.


Medical Conditions?

Select ‘YES’ if the Driver has any medical conditions and enter the details of each medical condition into the Medical Conditions Dialog which will appear automatically; Otherwise select ‘NO’.


No Claims Bonus

Select 'YES' if the Driver has any No Claims Bonus from a current or prevoius insurance policy and enter the details into the "No Claims Bonus Dialog" which will appear automatically; Otherwise select ‘NO’.


Does this Driver Own,  Use or Insure any other vehicles?

Select ‘NO’ if this Driver does not Own, Use or Insure any vehicle other than the one being insured; Otherwise select ‘YES’ and enter the details into the Other Vehicles Owned or Used Dialog which will appear automatically.


Employment Status

Select the employment status for the Proposer’s\Driver’s part-time occupation from the drop-down list of options, e.g. Employed.


Occupation

Select the text that best describes the Proposer’s\ Driver's part-time occupation from the drop-down list of options, e.g. Computer Analyst.


Employers Business

Select the text that best describes the employer's type of business from the drop-down list of options, e.g. Computer Software.


Close Part-time Occupation Dialog

Closes the dialog and returns you to the ‘Proposer/Driver Page’.


Cancel Button

Click the CANCEL button if you wish to reject any changes that you have made to the part-time occupation of this Proposer/Driver.


Does this Driver hold a ‘Pass Plus’ qualification?

Select ‘YES’ if the Proposer/Driver holds a ‘Pass Plus’ qualification; Otherwise select ‘NO’.


Is this driver a member of the’Iinstitute of Advanced Motoring’?

Select ‘YES’ if the Proposer/Driver is a member of the ‘Iinstitute of Advanced Motoring’; Otherwise select ‘NO’.


Has this driver completed the ‘ROSPA Defensive Driving Course’?

Select ‘YES’ if the Proposer/Driver has succesfully completed the ‘ROSPA Defensive Driving Course’; Otherwise select ‘NO’.


Close Driving Qualification Dialog

Closes the dialog and returns you to the ‘Proposer/Driver Page’.


Accidents, Losses and Claims  Summary

Contains a list of all the Claims for the selected driver.

To add a Claim click on the ADD button.

To remove a Claim click the REMOVE button.

When finished click the CLOSE button.


Claim Type

Select the type of Claim from the drop-down list of options, e.g. Theft, Accident etc.


Date Claim Made

Enter the date the Claim was made, e.g. 23/06/1998.


Total Cost of Claim

Enter the total cost of the Claim in pounds, including insured party costs and third party costs.


Was the Driver at Fault?

Select ‘YES’ if the Proposer/Driver was at fault for the Claim; Otherwise select ‘NO’.


Did any Personal Injury Result?

Select ‘YES’ if a personal Injury was sustained by any party as a result of the Claim; Otherwise select ‘NO’.


Add Claim

Allows you to add another Accident, Loss or Claim for the Proposer/Driver.


Remove Claim

Removes the current Accident, Loss or Claim for the Proposer/Driver.


Close Accidents, Losses and Claims Dialog

Closes the dialog and returns you to the ‘Proposer/Driver Page’.


Driving Convictions Summary

Contains a list of all the Convictions for the selected driver.

To add a Conviction click on the ADD button.

To remove a Conviction click the REMOVE button.

When finished click the CLOSE button.


Conviction Code

Select the Conviction Code as recorded on the Driver’s licence, e.g. SP30 (Speeding) DD10  (Dangerous driving) etc.


Date Of Conviction

Enter the date this Conviction occurred, e.g. 23/06/1998.


Months Banned

If the licence of the Driver was suspended as a result of this Conviction, enter the suspension period in months, e.g. 18.


Penalty Points

Enter the number of penalty points 'awarded' for this Conviction, e.g. 3.


Fine

Enter the amount of the fine 'awarded' for this Conviction, e.g. £30.


Related to a claim

Select ‘YES’ if any Accidents, Losses or Claims resulted from this Conviction, or this Conviction resulted from an Accident, Loss or Claim; Otherwise select ‘NO’.


Add Conviction

Allows you to add another Conviction for this driver.


Remove Conviction

Removes the current Conviction for this driver.


Close Conviction Dialog

Closes the dialog and returns you to the ‘Proposer/Driver Page’.


Related Claims Summary

Contains a list of all the Claims for the selected Driver.

If a Claim is linked to the current Conviction then it is highlighted.

Link a Claim to the current Conviction by clicking on it in the list.

If the Claim is not listed, click the ADD button to add a Claim.


Add Button

Allows you to add another Claim for this Driver.


OK Button

Click the OK Button if you wish to accept any changes.


Cancel Button

Click the CANCEL button if you wish to reject any changes that you have made.


Medical Conditions Summary

Contains a list of all the Medical Conditions for the selected driver.

To add a Medical Condition click on the ADD buton.

To remove a Medical Condition click the REMOVE button.

When finished click the CLOSE button.


Condition

Select the type of Medical Condition from the drop-down list of options. If the Medical Condition is not contained in the drop-down list, select the list option ‘Other’.


Period Condition held

Enter the number of years/months the Proposer/Driver has had this Medical Condition for.


Has the DVLA been Notified of this condition?

Select ‘YES’ if the DVLA have been advised that this particular type of Medical Condition has occurred; Otherwise select ‘NO’. This question is only applicable if the DVLA are to be advised that this particular type of Medical Condition has occurred.


Does the DVLA require a modification to the vehicle due to this modification

Select ‘YES’ if the DVLA require a modification to the vehicle due to this Medical Conition; Otherwise select ‘NO’.


Has the DVLA restrictied the driver to automatic transmission vehicles only due to this condition?

Select ‘YES’ if because of this Medical Condition the DVLA restrictied the driver to automatic transmission vehicles only; Otherwise select ‘NO’.


Have all DVLA requirements for this Condition been met?

Select ‘YES’ if all the requirements specified by the DVLA have been met for this Medical Condition; Otherwise select ‘NO’.


Add Medical Condition

Allows you to add another Medical Condition for this Driver.


Remove Medical Condition

Removes the current Medical Condition for this Driver.


Close Medical Condition Dialog

Closes the dialog and returns you to the ‘Driver/Proposer Page’.


Number of years No Claims Bonus claimed

Enter the number of years of claim free motoring for the Proposer.


Type of vehicle bonus earned on

Select the type of vehicle on which the No Claims Bonus was earned from the drop-down list of options e.g. Private Car, Motor Cycle etc.


Country where bonus was earned

Select the country in which the Proposer earned the No Claims Bonus from the drop down list of options e.g. UK, European Union etc.


Date policy expired

Enter the expiry date of the policy on which the No Claims Bonus was earned.


Was the bonus Protected?

Select ‘YES’ if the No Claims Bonus being claimed was protected; Otherwise select ‘NO’.


Is protection of the bonus reuired?

Select ‘YES’ if the Proposer requires their No Claims Bonus to be protected against making a claim;Otherwise select ‘NO’.


Close No Claims Bonus Dialog

Closes the dialog and returns you to the ‘Proposer/Driver Page’.


Number of other Vehicles owned by this Driver

Enter the number of vehicles, excluding the vehicle being insured, that this driver owns.


Number of years Claim Free on ALL other owned Vehicles

In the circumstances where this driver owns one or more other vehicles, enter the number of concurrent (not total) years where no claim has been made against any insurer.


Number of other Vehicles this Driver has use of (not owned)

Enter the number of other vehicles that the Driver has the use of, but does not own.


Has this Driver had the use of a Company Car?

Select ‘YES’ if this Driver has ever had the use of a Company Car and enter the details into the Company Car Dialog which will appear automatically;  Otherwise select ‘NO’.


Close Button

Closes the dialog and returns you to the ‘Proposer/Driver Page’.


Use of Company Car

Indicate the usage of the Company Car by the Driver by selecting the appropriate radio button i.e. Business Purposes Only or Business and Private Use. If the company Car may only be used whilst on company business select 'Business Purposes Only'.  If the company vehicle may be used for this Drivers own private use as well select 'Business and Private Use'.


Number of years Claim Free whilst driving Company Car

Enter the number of consecutive years where no claim has been made against any insurer, for the Company Car.


Date use of Company Car ceased

Enter the date that this Driver stopped using the Company Car.


Close Company Car Dialog

Closes the dialog and returns you to the ‘Other Vehicles Owned or Used Dialog’.


Modifications Summary

Contains a list of all the non-standard modifications for the vehicle that are currently on the system.

To add a new modification click on the ADD button.

To remove a modification click the REMOVE button.

When finished click the CLOSE button.


Modification

Select the type of non-standard modification that has been made to  the vehicle from the drop-down list of options, e.g. Body Kit, Alloy Wheels etc.


Modified due to Medical Condition?

Select ‘YES’ if the modification has been made as a result of a medical condition; otherwise select ‘NO’.


Add Button

Allows you to add another non-standard modification.


Remove Button

Removes the current non-standard modification.


Close Button

Closes the dialog and returns you to the ‘Vehicle Page’.


Security Devices Summary

Contains a list of all the security devices for the vehicle that are currently on the system.

To add a new device click on the ADD button.

To remove a device click the REMOVE button.

When finished click the CLOSE button.


Device Catergory

Indicate  the catergory of security device by selecting the appropriate radio button.


Device Name

Select the make and model of the security system fitted to the vehicle from the drop-down list of options, e.g. 'AA Electronic Car Immobiliser', ' Halfords High Security Steering Lock'.


Is the device fitted by the vehicle manufacturer?

Select ‘YES’ if the manufacturer of the vehicle installed the security device; Otherwise select ‘NO’.


Add Button

Allows you to add another Security Device.


Remove Button

Removes the current Security Device.


Close Button

Closes the dialog and returns you to the ‘Vehicle Page’.


Title

Select the title from the drop-down list that the Proposer/Driver is known by.


Surname

Enter the family name of the Proposer/Driver (i.e. last name).


Forenames

Enter the first name of the Proposer/Driver, or their initials, each separated by a space.


Postcode

Enter the full postcode of the address that is to be used for correspondence with the Proposer. Remember to put a space between the two parts of the postcode, e.g. KW14 7XW, S75 5FD.


Address

Enter the first line of the postal address to be used for correspondence with the Proposer.  This should include the house/building name or number and the name of the street or road on which it resides, e.g. 108 High Street, 42 Market Hill, The Grove - Meadow Road.


Address 2

Enter the second line of the postal address to be used for correspondence with the Proposer.  This should include the locality of the house (i.e. village or area), e.g. Stanley, New Miller Dam, Darton.


Town

Enter the postal town for the address to be used for correspondence with the Proposer, e.g. Wakefield, Endinburgh, Bath.


County

Enter the postal county for the address to be used for correspondence with the Proposer, e.g. West Yorkshire, Surrey, Lancashire.


Home Telephone No.

Enter a telephone number that the Proposer can be contacted on at home.


Work Telephone No.

Enter a telephone number that the Proposer can be contacted on during the day.


E-Mail Addr

Enter the full e-mail address for contacting the Proposer by e-mail, e.g. Jbloggs@btinternet.com


ComboBox

Select an Item from the drop down list of items


Edit Field

Enter a string of characters


Numeric Edit Field

Enter a numeric value


Date Field

Enter a date


Time Field

Enter a Time


Status Bar

Displays the current help text and the name of the file that is currently open


Speed Bar

Contains "Buttons" that when pressed perform frequent operations


Spin Buttons

Press either of the two buttons to adjust the value up or down


Yes/No Controls

These controls are used to select a “Yes” or “No” response to a question.  There are only two possible values, which may be selected or changed in a number of ways:

Pressing the <Y> or <N> keys will select “Yes” or “No” respectively.

Pressing the <Space Bar> will toggle the value, i.e. swap it to the other value.

Double-clicking the control with the mouse will also toggle the value.

Some Yes/No controls have a button on the right-hand side that is used to activate another form for the collection of additional data based on the value of the Yes/No control.  Clicking this button with the mouse, or pressing the <Enter> key will activate the additional form if it is required.  If the additional data is only required if the value of the Yes/No control is “Yes”, then the button will disabled whenever the value is set to “No”, and visa-versa.


Tabbed Pages

Clicking on of the "Tabs" at the top of the page causes the application to display a new set of data entry forms.


Radio Buttons

When clicked a radio symbol is placed next to the text and any other radio button that is associated with the clicked button is turned off, i.e. any check mark that was placed beside the other field is then removed.