旼컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴커 � How To Start A Small Business (SBA Documentation) Page 27 � 쳐컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴캑 � � Identify your competition & explain how your business competes in the � � marketplace. � � � Profile your customers & explain how your business can satisfy their � � needs. � � � � Financial Information � � � Financial statements - Provide balance sheets & income statements for � � the past three years. If you are just starting out, provide a projected � � balance sheet & income statement. � � � Personal financial statement - Prepare a personal financial statement � � on yourself & other principal owners of the business. � � � Collateral - List all collateral you would be willing to pledge to the � � bank as security for the loan. � � � � HOW YOUR LOAN REQUEST WILL BE REVIEWED � � � � A loan officer's primary concern when reviewing a loan request is whether � � or not the loan will be repaid. � � To help answer this question, many loan officers will order a copy of � � your business credit report from a business credit reporting agency. � 읕컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴컴켸