Start protecting what’s important through this special opportunity.

UTLA/CTA members can get UTLA-approved, CTA-endorsed coverage.
Discover the peace of mind that comes from knowing you’ve taken steps to protect your loved ones and way of life.
During this special enrollment opportunity, if only 1,500 eligible UTLA/CTA members sign up for Disability Insurance from The Standard, every eligible member who applies will get coverage. Plus, eligible UTLA/CTA members without Life Insurance from The Standard also can get $50,000 of Life Insurance coverage without providing proof of good health. If you have Life Insurance with  The Standard, you can increase your coverage to the next closest option, up to $200,000.*
Don’t delay. This exclusive opportunity ends [DATE].

Two simple steps to protect yourself and your loved ones:

1. Consider your coverage options.
Disability Insurance
•	Pays up to 75% of your regular daily contract salary lost due to disability, subject to any benefit waiting period and reduced by deductible income.**
•	Covers disabilities that occur on or off the job.
Life Insurance
•	Choose from Life Insurance options up to $400,000 in coverage with satisfactory proof of good health.
•	Includes Accidental Death and Dismemberment (AD&D) benefits.
All coverage options include:
•	Access to our dedicated CTA Customer Service Team to help efficiently manage claims and answer any questions you  may have.
•	Access to the CTA Advisory Panel on  Endorsed Services (APES).
Learn more:
• Visit standard.com/utla.
• Call The Standard’s dedicated CTA  Customer Service Team at 800-522-0406.
2. Apply online today.
•	Visit standard.com/utla.
•	Click on “Apply NOW” to fill in and submit the PDF application online.

Act now during this special, limited-time opportunity. Visit standard.com/utla today.

*Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80. Offer not available to retirees.
**Examples of deductible income for Disability Insurance coverage include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank, salary continuation, workers’ compensation, work earnings, Social Security, state disability and CalPERS/CalSTRS Benefits. Contact The Standard for a full list.
For costs and further details of the coverage offered by Standard Insurance Company, including the exclusions, any reductions, benefit waiting periods or limitations and terms under which the policy may be continued in force, call  The Standard’s dedicated CTA Customer Service Department at 800-522-0406 (TTY), Monday through Friday, 7 a.m. to 6 p.m. Pacific Time.
Standard Insurance Company, 1100 SW Sixth Ave., Portland, OR  97204
GP 190-LTD/S399/CTA.3
GP 190-LIFE/S399/CTA.3