STANCTAM1058 - UTLA SS_LD_Touch1

Act now.  Get the protection you deserve.

Don’t miss this exclusive opportunity to get the protection of UTLA-approved, CTA-endorsed Disability and Life Insurance.
If 1,500 eligible UTLA/CTA members apply for Disability Insurance from The Standard, every eligible member who applies will receive coverage.
Plus, eligible members who don’t have Life coverage from The Standard can get $50,000 in Life Insurance — guaranteed.*
Or you can increase your existing Life coverage with  The Standard to the next closest option up to $200,000.
This limited-time enrollment opportunity ends [DATE].
Take a few minutes right now to enroll online at  standard.com/utla. Or complete and return the enrollment form in the postage-paid envelope included with this letter.
If you have any questions, visit standard.com/utla or  call The Standard’s dedicated CTA Customer Service Department at 800-522-0406 (TTY), 7 a.m. to 6 p.m.  Pacific Time, Monday through Friday.

Disability Insurance
•	Pays up to 75% of your regular daily contract salary, subject to any benefit waiting period and reduced by deductible income,** for each regular day of required attendance on which you’re disabled.
Here’s how it works if your contract salary is $400 per day: $400 times your disability benefit rate of 75% is an unreduced maximum benefit of $300 per workday. Subtract your workers’ compensation benefit of $70 per workday and your salary continuation benefit of $30 per workday to get a $200 disability benefit  per workday.
•	Covers disabilities that occur on and off the job.
$50,000 in Life Insurance — guaranteed
• You’ll get $50,000 of Life Insurance, or you can increase your existing amount to the next level (up to $200,000) without answering any health questions.
•	Choose from Life Insurance options up to $400,000 in coverage with satisfactory proof of good health.

*Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80. Offer not available to retirees.
**Examples of deductible income for Disability Insurance coverage include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank, salary continuation, workers’ compensation, work earnings, Social Security, state disability and CalPERS/CalSTRS benefits. Contact The Standard for a full list.
Standard Insurance Company, 1100 SW Sixth Ave., Portland, OR  97204
GP 190-LTD/S399/CTA.3
GP 190-LIFE/S399/CTA.3