Getting A Credit Card in Your "Other" Name

By Jayne Nicole


JayneDid you ever want some femme ID? Specifically ... a charge card ?

I have several charges in my femme name. There was no problem getting them at Winkelman's, Fashion Bug, and Lerner's - all places that I shop. I've gone in both ways, female and male, and applied for them both ways when making purchases. Best of all they will probably give you a discount on that purchase and when the cards arrive there will most likely give you another discount coupon for your next purchase. I even got a coupon with the first billing !

They will usually give you two cards and don't really care who is on the second card as long as one card is in your real name and address for billing, the other can be in any other name. No, the bills come in the billing name only. They will probably ask for a relationship to you - I said self ! To be discrete you could apply and just say the extra charge was for your daughter, wife, or girlfriend. You will also have to sign both of your names.

The salesgirls were great and I had no problems getting them when I presented either way. Remember, also, that the stores run contests with the salesgirls to sign up customers for charges and you just counted as two! Just pay your bill on time as that is all that matters. Again, they have never asked for ID on the store charge cards as long as you are within your credit limit and pay on time. To be sure, just ask ! *smile* I have been asked for other ID on Mastercard and Visa however, and my "sorority ID card" - TriESS - did work !

I also did something similar with my Master Card. A major national lender wouldn't issue an extra card to my femme self without a social security number, so I got an extra one in my male name and signed the back with my femme name, all perfectly above board, just as a spouse would do in the olden days. I sat down at the bank with the load officer and asked just to be sure ! Just remember which one you are using when ! I've accidentally given the Jayne card out at the local K-Mart and wouldn't you know it they looked at the signature and asked, quick thinking - er, ah, I borrowed my wife's card, my name is on the front, whew - took care of that ! If your wife or SO wants a card, alot of lenders will issue a third card usually, again, in any name.

When out if there was any doubt as to my gender, it is all removed when I hand over a charge with my femme name on it ! Remember, a great woman's words at a sale:

CHARGE IT !!

Jayne has web pages at: http://www.tir.com/~jfischer/jayne/jayne.htm and at http://www.geocities.com/paris/5352

You can also email her at: jfischer@tir.com


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